Best Credit Card Casinos USA

Some online casino sites say they accept deposits made with credit cards, but it has become a frustrating experience for too many players. Many credit card transactions fail because financial institutions – not the casino sites – are declining the transactions either misapplying a 2006 federal law incorrectly or out of a concern over the most recent interpretation of the Wire Act.

If you are still looking for online casino sites that offer online casino games for real money and accept credit card deposits, we have you covered. You’ll find a list of the best ones available, plus all you need to know about the issues faced by many trying to use credit cards to fund accounts on casino sites.

What is a Credit Card & How Does it Work?

A credit card lets you borrow money to complete payments in-person and online with various merchants all over the world. The money borrowed comes from a bank, which you’ll have to pay back along with any interest fees charged. Using a credit card can help you manage your money and build your credit. Keep in mind that not being responsible with your spending can lead to debt problems. Make sure to have a solid handle on your finances before using credit cards for online casinos.

Signing Up For A Credit Card To Fund Your Online Casino Account

Before you can use a credit card, you’ll first have to apply for one. Applying for a credit card is something you do through a bank, either one where you have an account or one online. The experience of applying for a new credit card isn’t the same for everyone. Your credit score will be a deciding factor in the spending limit you’re approved for. If your credit score is too low, you may not be able to qualify or you may have a very high-interest rate.

Whenever using a credit card to pay for anything, you will eventually have to pay it back. You can restore your credit card’s limit by paying off what you’ve spent and any accrued interest, either online or in person at the issuing bank.

What Credit Cards Can You Use For Online Casinos? 

The kinds of credit cards you can use to deposit funds to your online casinos account online include VISA, MasterCard, Discover Card and American Express. These are by far the most widely used credit cards in the world, but each casino operator as varying rules on which cards they accept. For example, Caesars Palace Online Casino is one of the few casinos that accept Discover card.

When using credit cards as the payment option, you can claim enticing welcome offers, free spins and other casino bonuses. Because almost all online gambling sites accept credit cards, you will find good deals if you shop around.

It must be said that although credit cards are widely used, they may not be eligible for some casino bonus offers, so make sure to check carefully to see which promotions are available for this payment method. 

Most casino bonuses carry wagering requirements that must be played through for you to land any winnings. These are explained in the bonus terms and conditions on the operator's website.

Credit cards are an excellent choice for casino players on the go, since the credit card accounts can be easily managed from mobile devices simply by downloading the app. You can expect all good online casinos to have a mobile casino version these days, but some are inevitably better than others.

The online mobile casinos will feature an intuitive design and easy-to-navigate interface, also coming with a great selection of games.

It’s obviously crucial to remember that even after you’re ready to fund your account via credit card, you must be sure you are physically in a US state where online casino play is legal. These states are Connecticut, West Virginia, New Jersey, Delaware, Pennsylvania and Michigan. Geolocation in your computer and phone will detect if you are in state lines and can legally play.

When you want to deposit funds to your account with a credit card, you must follow protocol. We’ll go over all the things you need to do when depositing with your credit card in the detailed steps listed here.

Step 1: Navigate to the Cashier

After logging in to your account, go to the cashier page. You can usually get to this page from your account page.

Step 2: Select Your Credit Card

There are usually multiple casino payment methods available to choose from, select the credit card you plan to use for the deposit. The cards accepted by many online casino sites include VISA, MasterCard, Discover and Amex.

Step 3: Choose Your Online Casino Deposit Total

After selecting your card, choose how much you want to deposit. You can pick a featured total or enter a different amount to deposit to your account. Almost all platforms have the same limits as far as credit or debit card deposits go, with a minimum of $20 and a maximum of $25,000.

Step 4: Enter Card Information

Enter your credit card details, including the number and expiration date, which are often enumerated on the front of the card, plus the card’s security number, found on the back except for American Express cards, which have it on the front.

Step 5: Complete the Casino Deposit

After accurately entering all your card information, the funds should appear in your online casinos account fairly quickly, unless it is flagged. As we have explained above, flagging is all too common.

Can I Use A Credit Card For Online Casino Withdrawals?

If you deposited with a credit card, it’s likely you will be able to use the exact same method for withdrawing winnings, as the information is already set up in the system. Keep in mind it could take 2-5 days for the funds to process.

If your chosen operator doesn’t allow a credit card method for withdrawals, you’ll have to use one of the other options available to players. In their online casino account, players will usually find a sizable selection of ways to withdraw winnings. Bank transfer casinos and PayPal are two of the best banking options for a fast payout.

At casino sites where it is possible to make deposits via credit card, you can benefit from the added security offered by this type of payment option. In fact, credit cards are one of the safest ways to pay for anything.

Visa, MasterCard, American Express and Discover all offer various security features that protect your card and online banking from fraud by detecting questionable activity and notifying you immediately.

Credit Cards are offered by most US online casinos since they are a convenient payment solution. However, where a credit card cannot be used, there are other options to consider when making a deposit or withdrawal. These range from popular e-wallets to ACH e-check and wire transfers for VIPs looking for larger limits.

PayPal 

Some of the best online casinos allow players to make a deposit or withdrawal with this popular e-wallet that’s used by millions to make and accept online various payments. PayPal is reliable, can be funded through your bank account or credit card and allows you to start spinning the reels on that online casino machine quickly. PayPal casinos are known for their fast payouts.

Skrill

Another e-wallet solution but not widely offered in the US online gambling marketplace, Skrill allows electronic money transfers with a growing list of the best online casinos. NETELLER is another e-wallet solution that operates the same way in other countries.

ACH

This electronic money transfer operates through your bank just like an e-check. ACH gives players an instant deposit solution and provides any funds withdrawn within 7-10 days. High rollers tend to prefer wire transfers such as these because the limits tend to be higher, however given the wait time to access funds, bankroll management is important.

PayNearMe

This cash-only deposit option must be done in person at thousands of participating locations, including many 7-Elevens, CVS pharmacies and Family Dollar stores. Once you have the PayNearMe voucher, you can use that to fund your casino account.

Our list of the best credit card casino sites includes platforms with real money gaming that accept payments made with credit cards such as VISA and MasterCard. Offering many of the best casino games available online, our team at Casinos.com reviewed every platform featured here.

Your best bets are Caesars Palace Online Casino, BetMGM Online Casino, and Golden Nugget, as these are three of the pillar gambling brands and all accept credit cards. DraftKings and FanDuel, which both started as DFS companies before branching into sportsbooks and online casinos, are also high on the list and accept cards.

We’ve tested every critical aspect of these casino sites, from the games to their payout speeds, customer service, and overall security. We’ve even checked out the welcome bonus offered by each of these sites and compared them to the best casino bonuses online.