Best Credit Card Casinos USA

Nick Pappas

Updated by Nick Pappas

Content Editor

Dan Michalski

Fact Checked by Dan Michalski

News Writer

Last Updated 13th Jan 2026, 09:36 PM

In the past, funding your online casino account with a credit card was a real challenge. But now, in states with fully legal online gambling or sweepstakes casinos, that's not the case. In fact, many players favor credit cards and consider them highly viable for making online casino payments

Below is a curated list of online casinos where you can reliably use credit cards (Visa, MasterCard, Amex, Discover, etc.) to get started playing today.

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  1. All Casino Games 2,500+ Slots 2,000+ Top Slot Game Divine Fortune iOS Casino App icon-yes Payout Speed 1-5 days Minimum Deposit to Qualify $10.00 Wagering Requirement 15x Maximum Bonus $1,500.00
  2. All Casino Games 2,300+ Slots 2,000+ Top Slot Game Big Bass Splash iOS Casino App icon-yes Payout Speed 1-3 days Minimum Deposit to Qualify $10.00 Wagering Multiplier 30x Maximum Bonus $10.00
  3. All Casino Games 2,200+ Slots 2,000+ Top Slot Game 88 Fortunes iOS Casino App icon-yes Payout Speed 1-5 days Minimum Deposit to Qualify $10.00 Wagering Multiplier 20x Maximum Bonus $2,500.00
  4. All Casino Games 600+ Slots 520+ Top Slot Game Fire Blaze iOS Casino App icon-yes Payout Speed 1-4 Business Days Minimum Deposit to Qualify $25.00 Wagering Multiplier 20x
  5. All Casino Games 2,000+ Slots 1,500+ Top Slot Game 5 Treasures iOS Casino App icon-yes Payout Speed 1-7 days Minimum Bet/Deposit to Qualify $10.00 Wagering Multiplier 1x Maximum Bonus $100.00

Licensing Authorities & Testing Agencies

What to Consider When Using Credit Cards at Online Casinos

Credit cards are one of the most popular ways to fund an online casino or social casino account. They’re fast, familiar, and widely accepted — but there are a few relevant factors to consider before you play:

  • Transaction Fees: Banks often treat casino deposits as cash advances, adding fees of around 2%–5%.
  • No Withdrawals: Credit cards work only for deposits. To cash out, you’ll need to use another method such as a bank transfer, e-wallet, prepaid card, or even a mailed check.
  • Deposit Limits: Most casinos set minimum deposits around $10 and maximums near $5,000 (sometimes higher).
  • Declined Payments: Some banks block gambling transactions by default, so don’t be surprised if a payment doesn’t go through.
  • Security Checks: Credit card networks and casinos both monitor for fraud, offering strong protection for your transactions.

Rod McReel: “Visa and Mastercard usually work, but sometimes your bank acts like a slippery trout dodgin’ a hook. If your transaction flops, try contacting your bank!”

Credit Cards vs. Alternative Deposit Options

Credit card issuers like Visa and Mastercard aren’t the only banking options available to casino players. Here's a table showing you how other deposit methods compare: 

Payment MethodDeposit SpeedMain Selling Point
Credit CardsInstantBroad support for credit card payments at US online casinos
Bank TransfersInstant (account credited)Low fees and conveniently withdraws to the same bank account
E-walletsInstantSecurity features such as 2FA and biometric verification
Prepaid CardsInstantVery high transaction approval rates
Check by Mail or Courier7-14 business daysGood for transferring large amounts of money
PayNearMe15 minutesExtra privacy (you don't have to provide your banking info)

Meet The Author

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Nick Pappas
Nick Pappas
Content Editor Content Editor

Nick is an online gambling expert who specializes in writing/editing casino reviews and gambling guides. He’s also very meticulous in covering the latest advancements and developments in iGaming. With five years under his belt, his expertise in online gambling has become pretty much all-encompassing. Nick can tell you everything about payment methods, licensing, player safety, and more.

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FAQs

What credit cards do US online casinos accept?
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