Best Credit Card Casinos USA

Timothy Lewoc

Updated by Timothy Lewoc

Commercial Lead

Lee James Gwilliam

Fact Checked by Lee James Gwilliam

Senior Vice-President

Last Updated 15th May 2025, 05:15 PM

Find out the best Visa, MasterCard, American Express and Discover credit card casino sites in the US. The operators and casino sites on this page accept deposits via credit or debit card. By reading on, you'll know where to spin the reels and play your favorite games.

This full guide explains how to use credit cards for online casinos, credit card safety, and how to fund your account.

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What is a Credit Card & How Does it Work?

A credit card lets you borrow money to complete payments in-person and online with various merchants all over the world. The money borrowed comes from a bank, which you’ll have to pay back along with any interest fees charged. 

Using a credit card can help you manage your money and build your credit. Keep in mind that not being responsible with your spending can lead to debt problems. Make sure to have a solid handle on your finances before using credit cards for online casinos.

responsible

Guide to Finding the Best Credit Card Casinos in 2025

Some online casino sites say they accept deposits made with credit cards, but it has become a frustrating experience for too many players. Many credit card transactions fail because of the banks and not because of any action by the best credit casino sites. 

They're declining these transactions often because they misapply the 2006 federal gambling law. Also, out of concern over the most recent interpretation of the Wire Act, they won't process your payments either.

If you are still looking for online casino sites that offer online casino games for real money and accept credit card deposits, we have you covered. You’ll find a list of the best ones plus we provide information about using credit cards at each casino online.

Signing Up for a Credit Card to Fund Your Online Casino Account

Before you can use a credit card, you’ll first have to apply for one. Applying for a credit card is something you do through a bank, either one where you have an account or one online. The experience of applying for a new credit card isn’t the same for everyone. 

Your credit score will be a deciding factor in the spending limit you’re approved for. If your credit score is too low, you may not be able to qualify or you may have a very high-interest rate.

Whenever using a credit card to pay for anything, you will eventually have to pay it back. You can restore your credit card’s limit by paying off what you’ve spent and any accrued interest, either online or in person at the issuing bank.

What Credit Cards Can You Use for Online Casinos? 

You can select from the most prominent payment providers when funding your account. They include household names such as VISA, MasterCard, Discover Card and American Express. 

These are by far the most widely used credit cards in the world, but each casino operator as varying rules on which cards they accept. For example, Caesars Palace Online Casino is one of the few casinos that accept Discover card.

Free Spins and Bonuses at Credit Card Casinos

When using credit cards as the payment option, you can claim enticing welcome offers, free spins and other casino bonuses. Because almost all online gambling sites accept credit cards, you will find good deals if you shop around.

It must be said that, although credit cards are widely used, they may not be eligible for some casino bonus offers. Make sure that you check carefully to see which promotions are available for this payment method. 

Most casino bonuses carry wagering requirements that must be played through for you to land any winnings. These are explained in the bonus terms and conditions on the operator's website.

Best Credit Card Casinos for Mobile

When you think about it, credit cards are also an excellent choice for casino players on the go. That's because you can manage your credit card accounts via mobile devices simply by downloading the apps. You can expect all the top credit card casinos to have a mobile casino version these days, but some are inevitably better than others.

The best online mobile casinos will feature an intuitive design. You'll notice that the interface is easy to navigate, and they come with a great selection of games.

How To Make a Deposit at Online Casinos with Credit Cards

Let's say you’re ready to fund your account via credit card. For this happen, you must also be located in a US state where online gambling is legal. Your computer and smartphone will detect if you are in state lines and can legally play.

When you want to deposit funds to your account with a credit card, you must follow protocol. We’ll go over all the things you need to do when depositing with your credit card in the detailed steps listed here.

Payment Process at Online Credit Card Casinos

Step 1: Navigate to the Cashier

After logging in to your account, go to the cashier page. You can usually get to this page from your account page.

Can I Use a Credit Card for Online Casino Withdrawals?

Depositing with a credit card means it's likely you'll have to use the same method to withdraw. This is just how certain gambling platforms operate. Keep in mind it could also take 2-5 days for those funds to process.

If your chosen operator doesn’t allow a credit card method for withdrawals, you’ll have to use one of the other options available to players. In their online casino account, players will usually find a sizable selection of ways to withdraw winnings. Bank transfer casinos and PayPal are two of the best banking options for a fast payout.

Credit Cards Security and Safety

At casino sites where it is possible to make deposits via credit card, you can benefit from the added security offered by this type of payment option. In fact, credit cards are one of the safest ways to pay for anything.

Visa, MasterCard, American Express and Discover all offer various security features. They protect you from fraud by detecting questionable activity and notifying you immediately.

Advantages
Safe and secure with protected transactions
Large deposit limits at Amex & Visa casino sites
Credit card providers usually offer 24x7 support
Disadvantages
Withdrawal times are somewhat longer than other methods
Using the best Visa casinos can incur a processing fee

Alternative Casino Deposit Methods to Credit Cards

Credit Cards are offered by most US online casinos since they are a convenient payment solution. However, where a credit card cannot be used, there are other options to consider when making a deposit or withdrawal. These range from popular e-wallets to ACH e-check and wire transfers for VIPs looking for larger limits.

PayPal

Many well-known online casinos allow players to make a deposit or withdrawal with PayPal. It's a notable E-wallet used by millions for various online payments. 

PayPal is secure, reliable, and can be funded through your bank account or credit card. Using it also allows you to start spinning the reels on that online casino machine sooner rather than later. PayPal casinos are known for their fast payouts.

Skrill

Here's another E-wallet solution, but it's not widely offered in the US online gambling marketplace. Skrill facilitates online money transfers for a growing list of the best online casinos. Neteller is another E-wallet that operates the same way but in other countries.

ACH

This electronic money transfer operates through your bank just like an e-check. ACH gives players an instant deposit solution and provides any funds withdrawn within 7-10 days. High rollers tend to prefer wire transfers because the maximum deposits are much higher. However, given the time it takes to access your funds, bankroll management is important.

PayNearMe

This cash-only deposit option must be done in person at participating locations. They include many different 7-Elevens, CVS pharmacies and Family Dollar stores. Once you have the PayNearMe voucher, you can use that to fund your casino account.

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How We Rate and Review Casino Payment Methods

Our list of the best credit card casino sites includes platforms with real money gaming options. These operators accept payments made with credit cards such as VISA and MasterCard. Offering many of the best casino games available online, our team at Casinos.com reviewed every platform featured here.

Your best options are Caesars Palace Online Casino, BetMGM Online Casino, and Golden Nugget. These are three of the staple online gambling brands, and they all accept credit cards. DraftKings and FanDuel both started as DFS companies before branching out into online casinos. They rank high on our list of operators that accept cards.

We’ve tested every critical aspect of these casino sites, from the games to their payout speeds, customer service, and overall security. We’ve even checked out the welcome bonus offered by each of these sites and compared them to the best casino bonuses online.

Meet The Author

6 Years
Experience
Timothy Lewoc
Timothy Lewoc
Commercial Lead Commercial Lead

Tim is our Commercial Lead overseeing Sports in the US. He has specialized in the software industry over the last 10 years, focusing on iGaming over the last 4. He has experience working in Sportsbooks and Casinos.

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