Best Online Baccarat Casinos in the US for 2026

Sure, there are tons of online casino sites, but not all of them cater to baccarat players. But our industry experts can help you by locating and recommending the best online baccarat casinos. These are player-friendly platforms that deliver the best gaming options and much more. 

There are plenty of real money top online baccarat sites available in the US. You get to enjoy the game, and you'll have access to generous casino welcome bonuses from your desktop computer or smartphone.

Below are our top picks for the best casinos to play baccarat online.

Ultimately, we’re here to help by connecting you with the top baccarat casinos in the US. Each online casino we recommend has been through our strict review process. 

Because our team is made up of casino industry experts, we can fairly and accurately rate online casinos. We consider a range of criteria, which include these essential factors:

This all-encompassing category involves the level of security offered by online baccarat casinos. It also covers customer care and whether each platform provides fair online gameplay. 

We only recommend regulated casinos that allow their games to be independently tested. Our reviews also cover the customer support experience, including whether live chat – ideally 24/7 – is available. 

While baccarat is popular, it is not as common as blackjack, poker, and roulette at online casinos. That means choosing an operator with as many baccarat variants as possible is essential. We find those casinos that love baccarat and give players plenty of high-quality options.

People value flexibility when funding their online casino accounts. That's why it's crucial that every operator covers as many casino payment methods as possible. When we review an online baccarat site, we check payment options, deposit/withdrawal limits, and cash-out times. 

You'll find bonuses for new customers and ongoing players when you visit any baccarat casino online. And while they're also pretty common, some may not include baccarat. For example, a free spins promotion is specifically for online slots. 

Baccarat players can still claim deposit matches, no deposit bonuses, and welcome packages. Some casino operators will even have special live casino promotions. They allow you to boost your bankroll and extend your gambling sessions while playing live dealer baccarat.

Reading the terms and conditions of any bonus you are interested in is pretty essential. Checking through the fine print helps you decide if the offer is ideal for online baccarat and has fair terms that you can meet. 

Because most bonuses are deposit-based, you will be risking your own bankroll. A casino will offer a percentage match on the deposit you make, such as a 100% match on a deposit up to $500. Needless to say, the deposit percentage match is essential to help you understand if you are getting a good deal. 

Another critical piece of information to look for is the wagering requirement (WR). This number highlights how much you need to play through your deposit and/or bonus amount before you can cash out the bonus winnings. An example is a WR of 25x the deposit amount. If you deposit $100, you must wager 25 x $100 = $2,500 before cashing out bonus winnings. 

There are other bonus T&Cs that you should always check:

• Baccarat game wagering contributions. A portion of bets you make goes towards meeting the wagering requirements. In most cases, 100% of your bets on slot games will contribute to the WR. However, table games like baccarat have lower contributions, anywhere between 0% and 50% depending on the casino.
• Exclusion from the casino bonus. Related to the contribution/game weighting, some casinos may exclude baccarat altogether. This may be because it's a free spins promo for casino slots online. Either way, checking will let you know if you can play baccarat online to claim the casino’s promotion.
• Are any payment options excluded? Some of the best baccarat casinos – but not all – restrict which deposit methods players can use for a bonus. The most commonly excluded payment methods are e-wallets like Skrill, but there may also be others. 
• Time limits to claim the bonus and finish wagering. You'll typically see two different time limits when reading the small print. This first is how long you have to participate in the bonus once you register for a site. The second highlights how long you have to meet the wagering requirement once you begin your participation.

Many players now prefer to access a casino and play online baccarat from their smartphones and tablets. Each operator we review has a mobile-compatible website that users can access on their mobile browsers. These sites are built on HTML5 technology to transition to the screens of mobile devices and enhance the UI for mobile players. 

For a more unique experience, many casinos have a dedicated casino app you can install on iOS or Android. These apps are built specifically for mobile users, with mobile notifications and various perks. These include better connectivity, smoother performance, and reduced battery drain.

To get started, you must have an account with one of our recommended baccarat casinos. Make sure you follow the steps below so that you can claim your bonus, fund your account, and start playing:

1. Pick one of the casino operators we recommend on this page. Click the accompanying link to go straight to the baccarat site.
2. Select the register button on the homepage, which will usually be in the website’s top right corner.
3. Register by providing your personal information. This includes your name, date of birth, Social Security Number, email address, and location.
4. If your online casino requires online casino promo codes for the welcome package, you can enter them while signing up. If not, simply complete the registration.
5. Once your casino account is open, head to the cashier section to find a list of payment methods. Choose the option that suits your needs and make the deposit.
6. With your account funded, navigate to the game lobby to find baccarat games. You'll discover different variants under the “Table Games” tab. Also, there are online live casino options which you’ll find in a separate “Live” section of any baccarat casino online.

Essentially, you can choose from two different baccarat game modes. There's the automated version of baccarat that uses random number generator (RNG) software. Or you can play a game that has a human dealer and streams from a remote location.

Almost all operators allow players to access demo versions of their baccarat games. They allow you to practice a new baccarat variant or perfect your betting strategy without risking your own bankroll. Or, you can simply play for fun. 

Plenty of software providers create online baccarat games, and there are different variations of the classic version to explore. Each variant has its own unique twist, so let’s take a look at the most popular baccarat games:

Punto Banco

Punto Banco is a baccarat variant that is easy to learn and play. The house edge is 1.17% for the Banker, 1.36% for the Player, and 14% for the Tie. "Banco" is the bank, and "Punto" is the player. 

Baccarat Banque

Baccarat Banque is a variant that adds some extra baccarat game rules. The banker role is sold to the highest bidder. The player who wins a round can then choose to be the banker. This variant also uses only three decks of cards, not 6-8 like others.

EZ Baccarat

This variant takes the standard baccarat casino game we all love but removes one of the more frustrating elements. EZ Baccarat online deducts the 5% commission that players are charged when they win a Bank bet.

Baccarat Chemin De Fer

Chemin De Fer (French for “railroad”) is a variant close to Punto Banco but has some key differences. For example, the player can pick the Banker and can decide if the Banker or Player should get a third card (when tied under 8). The house only makes money from the commission to the dealer.

Mini Baccarat

Mini baccarat is played with a smaller number of decks of cards and a smaller table, making it more affordable and accessible to players. Mini baccarat is also faster paced than traditional baccarat, making it a popular choice for players who want to get in and out of a game quickly.

• Action: How much money is bet over a single round or full session. 
• Banco: The Spanish word for “Bank,” which is essentially the dealer in baccarat.
• Banker Bet: One of the three main baccarat bets, where you bet on the banker’s hand to win. It pays 1 to 1 but has a 5% commission taken from winning bets. 
• Coup: A French word that essentially means a single round of baccarat play. 
• Down Card: A card that sits face down and cannot be seen (known as the “hole card”)
• Face Cards: One of the Jack, Queen, or King cards. 
• La Grande: “The Big One” is the best hand in baccarat – a natural 9.
• La Petite: “The Little One” is a smaller hand that is a natural 8. 
• Natural: If the first two cards in baccarat are an 8 or 9, this is known as a natural. 
• Punter/Punto: The player in a baccarat game.
• Push: The player's and banker's hands are the same value.
• Player Bet: One of the three main bets in a baccarat round. 
• Tie Bet: The last of the three bets with a payout of 8 to 1 (or 9 to 1 in some variants). 

The goal of each baccarat game is for the player to predict the outcome of the game correctly. Specifically, the person who's holding the highest hand up to a value of 9. 

There are three possibilities: Bank, Player, or Tie. You use chips of different values (virtual chips if you play online) to place your bet. The cards have different values in baccarat rules: cards 2 to 9 are worth their face value. An Ace is worth 1, and 10s and face cards (Jacks, Queens, and Kings) have no value. 

Baccarat has three main bets: Player, Bank, and Tie. Betting on the Bank is considered the best wager in online baccarat because it has the lowest house edge. It pays out at 1:1 but does have a 5% commission on winning bets. The Player bet is also a 1:1 wager, but the Banker bet is usually favored amongst players. 

As for the Tie, you are wagering on both the Play and Bank having the same card value. It pays at 8:1 and 9:1, but the house edge is a massive 15%, which is why players call it a sucker bet.

With online baccarat, no strategy will guarantee wins because it's ultimately a game of luck. Even so, trying one of the following systems may allow you to manage your bankroll properly or just have some extra fun:

• Fibonacci System: This strategy is based on the Fibonacci Sequence. It's a betting system that looks like this: 1-1-2-3-5-8-13-21 and then continues indefinitely. In the Fibonacci system, you bet the amount of your previous two stakes added together after every losing bet.
• Martingale System: While this is more popular for Roulette, it also works on baccarat. Here, it would help if you had a solid bankroll because the Martingale demands you increase your bet after a loss. In fact, you need to double your previous stake when you lose and start again when you win. 
• 3-2 System: An excellent system for budget players, the 3-2 involves betting with 5 units and betting 3 units on the Bank and 2 units on the Player. You are winning each round, but in the hope that the Banker bet wins and pays out.