Best Online Casino Payment Methods in the US

The biggest positive of prepaid cards, such as Play Plus, is the near-instant speed of online deposits. This method also supports online withdrawals, which is rare for prepaid cards. Delays also rarely occur — your winnings are often available within minutes. 

Play+ cards are usually branded by casino. The casino gets a cut of the fees and passes some of this on to you in the form of extra promotions. 

Everyone knows PayPal. It is one of the most popular payment methods in the world. PayPal makes it extra easy to transfer funds securely to and from your casino account. You can find more details on the best PayPal casinos here on Casinos.com.

It’s worth noting that PayPal charges fees for some transactions. Casino deposits and withdrawals are almost always free. It is also free to transfer money from PayPal to your bank account and vice versa.

Skrill is an e-wallet highly suitable for online gamblers. 

Creating a Skrill account is free, and you can transfer funds once you've linked it to your bank account. Then, you can simply log in and request online casino payments via Skrill. Keep in mind that Skrill is not as widely used in the US as PayPal, so don’t be surprised if the operator of your choice does not accept this payment option.

Paysafecard is another prepaid card, and Paysafecard casinos operates in a way that leaves no digital footprint. Therefore, it almost eliminates any threat of fraud or intrusion.

You purchase these cards at a participating outlet, such as CVS Pharmacy, and then load the card with cash at that outlet. You then scratch off your unique number and use this with your card to deposit. 

With these cards, you’re likely not going to have any fees to pay. Online deposits are instantly processed, with withdrawals usually taking a couple of days, but this can vary. 

We’ve noticed that a lot of Visa casinos are processing withdrawals very quickly, with funds being paid back into accounts within 24 hours.

Visa Electron is a member of the Visa family and works in a similar way to a normal Visa card. The main difference is that these cards will only allow you to bank with funds in your account. They do not have any overdraft process, and if there isn’t enough cash in the account to conduct the payment, then it will not process.

Not all Electron cards are automatically configured for internet transactions. You can usually turn on internet transactions and set daily limts in your banking app.

Another hugely popular payment method is Mastercard, which is one of the most recognizable brands in the world. Credit cards and debit cards supplied by Mastercard are accepted by the majority of online casino sites in the US. Everything we said about Visa applies equally to Mastercard.

The difference between them is not apparent in the US, but if you are a world traveler, you'll find that some countries have a preference for one over the other.

As far as US online casinos go, Discover is the equal of Visa and Mastercard. But stretch your legs outside the 50 states and you won't find many countries that accept Discover cards.

I always thought Amex was cool. Nowadays anyone can get one! The black American Express card with free concierge service is definitely still cool, but you have to be invited before you can get one of those. Unlike a credit card where you can make a partial payment at the end of the month, the people at American Express expect you to pay your balance off in full at the end of every month.

Retailers pay higher fees to accept Amex than they pay for credit cards. This deters most casinos from accepting the card, but it is an option that many high rollers use. Extremely high deposit limits usually apply.

Maestro is a part of Mastercard and takes up the majority of their debit card payment methods. However, it's less popular as it’s not available throughout the entire US, only in select locations. 

It's the safety and security that come with using your bank account as a direct means of depositing that's enticing to players. Unfortunately, there's generally a longer waiting period for your funds to appear. That said, your money is in good hands as it's your bank that directly deposits the funds for you.

Of course the big advantage of using bank transfer is that you can deposit very large sums if you want to play for high stakes. Not necessary for us working folks, but if you are one of life's big winners, bank transfer is often the only way you can get a very large sum of money onto your account.

If you do get lucky and bad a six figure slots jackpot, the casino will almost certainly insist on sending your win to you via bank transfer.

Instead of writing out a check and sending it off, you can process everything electronically. In the casino cashier the eCheck option simply gets you to add the necessary bank numbers from your check book into an online form and you can deposit without having to mail in a paper check.

They can also take up to seven days to be processed, plus any processing time for it to be credited to your bank.

You can use shops that accept products like PayNearMe to do this. All you need to do is go to the store with the reference number for the casino site. Then, you'll provide your account ID as your payment reference number and pay the cash to the cashier. They'll then make the transaction to the casino, and your account will receive those funds.

Great deposit method, but you can't use it to withdraw from your casino account. This kills it for me, but then again I do a lot more depositing than withdrawing at online casinos! If you're the same, GPay makes a useful additional payment option. It has the advantage of being extremely fast and you can set it up to deposit from any one of your bank or credit card accounts. Casino deposits are 100% free, although some transactions at Google Pay can attract a fee.

Apple Pay works just like GPay but is only available on Apple iOS devices. Some casino sites will allow withdrawals to Apple Pay which works in a slightly different way technically to GPay. Benefits are otherwise the same, virtually instant transactions and you can link it to most of your bank accounts and cards. Security is very good, and it is extremely useful as a contactless payment system when you are out shopping.

Venmo is owned by PayPal so why have both? The quick answer is that Venmo is more like Apple Pay than a payment card. It is designed for mobile and has been around since 2009. It was designed as a peer-to-peer transaction system and adds a social media angle to payments. 

All Venmo transactions are public, but not the amounts of each transaction. You can interact with other users by posting comments and emoticons. It's not one for me, I like my finances to be completely private, but if you have a group of friends it can make a lot of sense to keep track of who has paid for what - or who's settled up for lost bets! Venmo works perfectly for casino deposits, but if you want privacy I'd stick to PayPal or one of the other mobile only options.