Fastest Payout Casinos in the US in 2023

Last Updated on: 16/11/2023

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US players in legal iGaming states have plenty of choices when it comes to online casinos. With so many licensed casino sites out there, knowing which sites are worth your time can be challenging. Beyond that, you want to know which sites will pay out your winnings the fastest, so we’ve hunted high and low to find the best US online casinos with fast payouts.

Whether you’re a high roller or a casino novice, you’ll want to receive your hard-earned winnings as quickly and smoothly as possible. Yet, US online casinos come in all different shapes and sizes, each with unique transaction speeds and withdrawal processing times. In this review, we’ve shared the top sites offering same-day withdrawals and the quickest payment options. Continue reading to discover everything you need to know about our top-listed fast payout casinos.

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What Are the Fastest Payout Casinos?

Online casinos are currently only legal in six US states: Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, and West Virginia. These states also have land-based casinos, which are your best bet for fast withdrawals. By visiting a casino cage cashier, you can instantly withdraw from your online account.

However, if you don’t want to travel to a brick-and-mortar casino, you can also make withdrawal requests online, which can take longer to process. We’ve scoured the US online gambling space to find the best fast withdrawal casinos. 

Before we continue, though, we must stress that even when a casino claims to offer instant payouts, this isn’t always the case. Quite a few factors can influence the time it takes for your cash to appear in your accounts. 

For instance, all online casinos must undergo a verification and approval process that can take up to 24 hours. The payment method you use also dramatically impacts the speed of your withdrawals. It may also be tempting to jump on the crypto trend, as many sites offering instant cashouts will attribute this to cryptocurrencies. However, this is still a gray area, so we would recommend avoiding it for now.

We’re not saying you can’t ever expect to receive instant withdrawals – it’s just a lot more challenging to find. Fortunately, we’ve done the hard work for you and have found the best fast payout casinos in the US. So, if you’re on the hunt for the speediest withdrawals, take a look at the top casinos listed below.

BetRivers Casino

Payout Speed: Within an hour upon approval (Up to 24 hours)

BetRivers is the number one fast payout casino. It uses a unique payout system called RushPay, which automatically approves 80% of players’ withdrawals. Once your request is processed, you can expect to receive your money via Play+ Cards, PayPal, or Venmo within an hour. If your withdrawal request is not processed by the RushPay scheme, the casino still approves payments relatively quickly, within 24 hours.

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FanDuel Casino

Payout Speed: Instant upon approval (Within 24 hours)

FanDuel is another fast withdrawal casino that we were drawn to. Once the site has processed your withdrawal request, which can take up to 24 hours, your money will be with you within an hour. This applies to the following payment options: online bank transfer, debit cards, Venmo, PayPal, and Play+ cards. You can also visit the casino cage at a land-based property partnered with FanDuel to receive a payout instantly.

FanDuel Bonus Deposit $10, Get 50 Bonus Spins & Get Up to $1000 Back
Must be 21+ to participate. T&Cs apply

Caesars Palace Online Casino

Payout Speed: Same day upon approval (Within 24 hours)

The staff at Caesars works around the clock to process withdrawals quickly. Although it can take up to 24 hours, most of the time, requests are often approved within an hour. Additionally, you can use a debit card to receive your funds on the same day. PayPal is also an option for same-day withdrawals.

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Golden Nugget Casino

Payout Speed: Instant upon approval (Up to 48 hours)

Golden Nugget is one of the fastest payout online casinos in the market. It offers instant withdrawals with Play+ Cards. Of course, this is subject to a processing period, which can take up to 48 hours. But most US players have reported receiving their money sooner than expected. 

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BetMGM Online Casino

Payout Speed: Same day upon approval (Up to 72 hours)

BetMGM is another online casino that offers same-day withdrawals for several payment methods, including Play+ cards, PayPal, Venmo, and Visa credit/debit cards. However, all cashouts must undergo an internal review process of up to five days. Although, when we tested it for ourselves, it never took that long.

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Unibet Casino

Payout Speed: Instant upon approval (Up to 72 hours)

Unibet Casino processes all withdrawal requests in around 3 to 5 days. Although this is a little slower than competitors, once your request is approved, you can expect to receive your payments instantly. Unibet offers automatic payouts with PayPal and Play+ cards.

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Social Casinos with the Fastest Payouts

If you live outside one of the six legal gambling states, you’ll want to check out sweepstakes and social casinos online, which are a casino alternative in non-legalized states. You may already be familiar with these free-to-play gaming sites. If not, they are the perfect substitute to real money casinos because they are available pretty much everywhere.

This is because social and sweepstakes casinos use a virtual currency system. So, instead of placing real money bets, you use free coins to power gameplay. You actually never have to spend any money at all. In most cases, you’ll be awarded a certain amount of free sc coins no deposit when registering and can pick up more through various daily and weekly bonus offers. Technically, no money is ever involved.

However, real money prizes are still up for grabs at sweepstake casinos. This is because of another type of virtual currency called Sweeps Coins. The beauty of these is that you can eventually exchange them for a cash prize or gift card. In this sense, it is not so different from withdrawing at a real money casino. 

Much like withdrawals, players want to receive their cash prize redemptions as quickly as possible. However, it’s not always that simple. The whole payout process is a lot longer for social sites than for real money casinos. So, unfortunately, these operators can’t really offer instant withdrawals as such. That said, some sweeps casinos are better than others and will pay sooner. We’ve listed the best fast payout social casinos below.

High 5 Casino

Payout Speed: Up to 2 days upon approval

High 5 Casino online is a popular social casino that allows you to play its 800+ casino-style games for free. Alternatively, you can play with Sweeps Coins to win real cash prizes. High 5 accepts several secure payment methods, including major debit and credit cards like Visa and Mastercard, alongside secure e-wallets like PayPal and Skrill. E-wallets are known for transferring funds quickly.

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Must be 18+ to participate. T&Cs apply.

McLuck Social Casino

Payout Speed: Around 2 days upon approval 

McLuck Social Casino is a free-to-play site that allows you to earn Sweeps Coins. Once you’ve obtained enough, you can exchange them for a real money prize. However, the casino only offers two redemption methods: Visa and Mastercard. These both pay out cash prizes quickly, in approximately two days, which is much quicker than most social sites. 

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BetRivers.net Social Casino

Payout Speed: N/A

BetRivers Net is a free-to-play social casino that is designed for entertainment purposes only. Games are powered using Virtual Credits, which hold no monetary value. Although the casino does not support cash prize redemptions, you can purchase Virtual Credits using a diverse range of banking methods, including major credit/debit cards, prepaid cards, and PayPal. 

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Pulsz

Payout Speed: 1-10 days upon approval

Pulsz casino online is one of the best sweepstakes casinos around. It offers over 200 casino games, including slots and table games, and even has a dedicated mobile app. You can play for free or with Sweeps Coins. Once you’ve earned a minimum of 100 sweeps coins, you can exchange them for cash using debit/credit cards, online banking, and Skrill. Pulsz can take anywhere between 1 and 10 days to pay out redemptions.

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WOW Vegas

Payout Speed: 1-10 days upon approval

WOW Vegas Social Casino is a great all-around sweepstakes casino that allows you to play for free. You can purchase coin bundles using major debit/credit cards, online banking, Skrill, and Apple Pay. You can also redeem cash prizes using the same payment options listed above. The time it takes to receive your winnings depends on your preferred banking method, but Skrill typically transfers funds within 24 hours.

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SweepSlots

Payout Speed: 1-5 days upon approval

SweepSlots is a sweepstakes casino that is legal in most US states. It is a relatively new site that is already making waves across the country. You can purchase coin bundles and redeem real money prizes. For receiving cash prizes as quickly as possible, it offers bank transfer payments with Prompt Withdrawal, which can take between 1 and 5 days.

What is the Difference Between Instant Withdrawal and Fastest Payout Casinos?

So, what exactly is the difference between the fastest payout casinos and instant withdrawal sites? Some operators may allow you to request instant withdrawals with a fee, whereas fast payout casinos will allow you to make speedy transactions for free. The timeframe for these withdrawals can vary between a matter of hours and days.

Some operators with the fastest free processing times may also use the term instant withdrawals for transactions that are complete in a matter of hours. In the end, whether you use an instant withdrawal casino or a fast payout casino, you’ll get your money safely and quickly. 

What To Look For in a Fast Payout Casino

It’s important to remember that no withdrawals are ever truly instant. This is because of a strict verification process all licensed operators must undergo. We’re not saying there aren’t fast withdrawal casinos out there, we’re just saying it’s not always the be-all and end-all. 

Even though we rank fast payout casinos highly, we must stress that we also consider other factors when deciding which casinos are the best. For instance, some sites have limitations on specific payment methods or demanding wagering requirements you must fulfill before making a withdrawal request.

We have also had to consider these things when ranking the top operators in the US. Below, we’ve listed all the areas we look at before rating US online casinos with fast payouts so you can decide what sites are worth your while. 

Instant Withdrawal Fees

The top fast withdrawal casinos that we picked will not charge additional processing fees for specific banking options. However, sometimes, a casino will offer players instant withdrawals if they pay for it. But you shouldn’t have to pay for the privilege of receiving your money quickly. Therefore, we highly rate casinos that offer swift and fee-free payouts or instant withdrawal casinos with extremely low fees.

Minimum Withdrawal Amount

Most casinos have a minimum deposit amount you need to meet before withdrawing. We like to see all budgets catered for here. The minimum withdrawal limit should sit at around $20 or even $10 to accommodate players on a tight budget.

Wagering Requirements

Most of the time, a fast payout casino will offer a welcome bonus to draw new players in. It’s important to remember that these are designed to be as enticing as possible with high bonus values, and some are definitely more generous than others. This is why you should always read the terms and conditions attached to any offers to avoid being caught out.

For instance, most casino deals have playthrough requirements you’ll need to meet before cashing out your winnings. We look for casinos with favorable bonus conditions like low wagering requirements under the industry average of 35x and minimal restrictions on specific banking methods and games. 

Operator Payout Speed

The top fast payout online casinos not only offer sub-24-hour withdrawals but also offer automatic payouts. So, you can expect your funds to appear in your accounts on the same day as requested.

Payout Method

When rating fast payout casinos, we look for sites with a wide range of banking options to appeal to the most players. This should include credit/debit cards, e-wallets like PayPal, bank transfers, mobile options like Apple Pay, and prepaid cards. We should also note that sometimes a casino won’t let you use a particular withdrawal method if you haven’t previously deposited with it. Again, it pays to read the terms and conditions beforehand.

Security and Safety

Many operators claim to offer instant withdrawals, but unfortunately, many of these are scam sites. Any real-money online casino operator without a valid license from your state’s gambling regulator is illegal and should be avoided at all costs. If a casino does hold a license, it will be clearly displayed at the bottom of the webpage.

All the fast payout casinos listed in this guide have been inspected from top to bottom by experts. These operators are licensed and regulated by reputable regulatory bodies and offer up-to-scratch player safety, fair gaming, and data protection measures, so you know you’re in good hands. 

Fastest Payout Online Casino Withdrawals

CasinoTypeBonus OfferFastest Payment MethodPayout SpeedVisit
BetRivers CasinoReal money24 hours of casino losses back up to $500RushPayup to 24 hoursPlay now
FanDuel CasinoReal moneyDeposit $10, get 50 Bonus Spins and get up to $1,000 backMultiple including bank transfer, debit cards, Venmo, PayPalwithin 24 hoursPlay now
Caesars Palace Online CasinoReal money$2,500 Deposit Matchdebit cards and PayPalwithin 24 hoursPlay now
Golden Nugget CasinoReal moneyDeposit Match up to $1,000 plus 200 Bonus Spins on 88 Fortunes MegawaysPlay+ cardsup to 48 hoursPlay now
BetMGM Online CasinoReal money100% Deposit Match up to $1,000 plus $25 on the houseMultiple including Play+ cards, PayPal, Venmo, credit and debit cardsup to 72 hoursPlay now
Unibet CasinoReal money100% Deposit Match up to $500PayPal and Play+ cardsup to 72 hoursPlay now
High 5 CasinoSocial600 Diamonds, 250 Game Coins plus 5 Free Sweeps Coins on sign upE-walletsup to 2 daysPlay now
McLuck Social CasinoSocialGet up to 57,500 Gold Coins plus free 27.5 Sweepstakes CoinsVisa and Mastercard2 daysPlay now
BetRivers.net Social CasinoSocial$1,000 Spin to Win Virtual CreditsN/AN/APlay now
PulszSocialGet up to 367,000 Gold Coins plus 32.3 Free Sweepstakes CoinsDebit/credit cards, bank transfer, Skrill1-10 daysPlay now
WOW VegasSocial3 million WOW Coins plus 55 Free Sweepstakes Coins for $24.99Skrill1-10 daysPlay now

Are Instant Payout Casinos Legitimate?

While many legitimate US online casinos, including those highlighted on this page, offer fast payouts, some illegitimate sites still advertise instant withdrawals. Many scam sites will claim to offer instant withdrawals to attract players, especially operators accepting cryptocurrencies. 

To avoid all doubt, only play with US online casinos licensed to operate in the state where you are playing. All of the operators listed on this page may not be available in every casino state, but each is licensed and reputable. The casinos we recommended will also prevent players from playing illegally by using geolocation technology.

Same-Day Payout Casinos

Some of the top fast payout casinos, like BetRivers and FanDuel, offer same-day payouts. However, this is dependent on a few things. For instance, how quickly the request is processed and what payment option is used. Most of the time, when a casino advertises that it offers same-day or even instant withdrawals, it is subject to a processing period.

We must reiterate that some illegitimate operators may offer same-day payouts. But that is not actually the case, so you should always stick to licensed casinos. If you’re unsure where to start, just know that all casinos within this review page are licensed to operate in the US.

The Best Instant Withdrawal Payment Methods at Online Casinos

How quickly you receive your casino winnings is often not down to the operator but the payment method you use. By now, you may have already selected which top fast withdrawal casinos you want to sign up for. So now we’ll cover the best payment providers you should use for transferring funds as quickly and smoothly as possible.

But before we outline which banking methods are the fastest for US casino players, we must remind you of a few things. Firstly, sometimes a casino will restrict you from using a specific withdrawal option unless you have previously deposited with it. Also, if you are looking for truly instant withdrawals, land-based casinos offer this. Payouts at the casino cage are received pretty much automatically.

PayPal

PayPal is a popular e-wallet used widely across the US. A lot of the top fast withdrawal casinos offer PayPal as an option, as it transfers funds fairly quickly. 

Venmo

Venmo is a digital wallet app that allows users to send and receive money via mobile devices. Some fast payout casinos will enable you to deposit and withdraw funds from your accounts using Venmo. Payments tend to be processed swiftly and without any additional fees.

E-wallet

E-wallets like PayPal and Skrill are hugely popular among US casino gamblers. They allow users to deposit regularly without entering their card details every time. Digital payment platforms are not restricted by the same rules surrounding banks, so your withdrawals will be processed much faster. 

Play+ Card

Play+ is a prepaid card that allows you to manually top up your card online or at various retail locations. You can then make purchases up to the card’s value. This banking option is handy for budget bettors who want to closely watch their spending. It is also one of the fastest options for depositing and withdrawing funds and is offered by most top online casino operators. 

Debit card/credit card

Most fast withdrawal casinos will allow you to deposit and withdraw using a debit/credit card, such as Visa, Mastercard, AMEX, or Discover. Although most casinos don’t impose any surcharges, we have encountered some payment providers like Mastercard adding some fees. Also, not all sites support credit card withdrawals. So be sure to read the T&Cs before signing up.

How To Claim Bonuses at Instant Withdrawal Casinos

Most fast payout online casinos will offer a bonus offer to welcome new players. These offers can come in all kinds of shapes and sizes and have different playthrough terms and conditions. So, we recommend picking a bonus from one of recommended sites that suits you and your gambling needs. 

To claim these awesome welcome packages, you’ll most likely need to register for an account and then make a deposit. You may also be required to input a unique bonus code to unlock the offer. There are even some no-deposit bonus instant withdrawal casinos out there, meaning you won’t need to spend anything at all to claim rewards and start playing. Simply complete the registration steps, and your bonus funds will appear in your account ready to go.

Before withdrawing any bonus winnings, remember to read the terms and conditions and fulfill the wagering requirements attached to the offer. Once completed, you can pick your preferred withdrawal method from the available options. If there isn’t one offering payouts fast enough for you, remember that land-based casinos almost always offer instant withdrawals at the casino cage.

How to Get the Fastest Payout For Casino Bonus Winnings

Be sure to pick a banking method that supports fast payouts for the quickest way to withdraw your bonus winnings. Most e-wallet options such as PayPal and Skrill, and prepaid cards like Play+, offer instant payments, meaning you are guaranteed to receive your bonus funds on the same day as requested.

Meet Our Editor

Emma Trotter
Emma Trotter Editor

Emma Trotter is a Senior Editor at Casinos.com. Emma has worked as a staff writer and editor for nearly two decades, extensively covering celebrity news and the Las Vegas entertainment, casino and tourism scenes. She spent several years in in-house roles at Caesars Entertainment and Wynn Las Vegas before stepping into iGaming affiliate site content.

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