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Updated by Timothy Lewoc
Fact Checked by Lee James Gwilliam
Senior Vice-President
MasterCard is a widely recognized and accepted credit/debit card globally, and it comes as no surprise that most US online casinos offer it as a payment method. Indeed, it's rare to find an online gaming platform that doesn't accept MasterCard.
At Casinos.com, we diligently source the best MasterCard casinos in the US so you can enjoy playing your favorite games on platforms that guarantee secure transactions.
MasterCard has come a long way since its inception in the early days of plastic payment card use in the USA. Founded in 1966 by a group of banks that formed the Interbank Card Association (ICA), the company has undergone several transformations over the years.
In the late 1960s, the ICA rebranded to Master Charge and introduced the now-iconic orange and red logo, seeking to gain an advantage over its rival, BankAmericard. Over the next decade, it continued to expand its operations, forming alliances with Euro Card and Access Card brands to enter the European market.
By 1979, the company adopted its current name, MasterCard, and has since grown to become one of the most widely used payment methods worldwide. Today, MasterCard's reputation for safe and hassle-free payments is why it is widely accepted in numerous online casinos worldwide.
Deposits with MasterCard are easy and straightforward โ just enter your card details, specify the amount you wish to deposit, and the funds are usually available immediately, so you can play table games and online slots for real money.
Withdrawal processing times can vary depending on the specific casino's policies and the bank's processing times. But typically, it can take up to five business days for funds to appear in your MasterCard account.
MasterCard may be widely accepted by many online casinos worldwide. However, when it comes to US players, its availability can be more limited due to federal regulations.
For starters, legal online casinos in the US are only available in a handful of states, including Michigan, Connecticut, West Virginia, New Jersey and Pennsylvania. In these states, online gaming is regulated by individual state gaming authorities, which means rules concerning payments vary from one state to the other.
Even so, MasterCard remains one of the most popular payment methods at these regulated online casinos, and rightly so. Players can use their credit or debit card to make deposits and withdrawals quickly and securely.
Worth noting though is that some players have reported issues with payments being refused when using MasterCard at certain online casinos. These incidents are generally isolated and may be caused by various factors, such as issues with the player's bank or card issuer.
To avoid such issues, be sure to verify that your card issuer allows transactions with online casinos before attempting to make a deposit or withdraw winnings.
If youโre considering playing at one of our recommended MasterCard casino sites, then you may be eligible for a range of the best casino deals including the following:
As the name implies, this comes as a promotional offer that is exclusively available to new players joining MasterCard casinos. Typically, this bonus will be a 100% match of your first deposit up to a certain amount.
Be aware that welcome bonuses may have certain terms and conditions, including wagering requirements that must be met before you can withdraw any winnings.
Some of the most common types of welcome offers include free spins or bonus funds based on your deposit amount. Some other types could include free credits or virtual casino chips and other rewards such as VIP perks.
Some Mastercard casino sites will offer new players a bonus simply for signing up. These no deposit bonuses allow players to explore the casinoโs games before they make their first deposits. They are typically smaller than deposit-based bonuses and may also have wagering requirements that need to be fulfilled before players can withdraw any winnings.
This offer is similar to a welcome bonus but itโs offered to existing players on subsequent deposits. These bonuses typically range from 25% to 75% of the deposit amount and may be offered on a daily, weekly or monthly basis.
As with welcome bonuses, reload bonuses are subject to terms and conditions that players should carefully review before claiming the offer.
MasterCard casinos may also offer a variety of other bonus offers to players, including random free spins, cashback on losses, refer-a-friend bonuses and more. To take advantage of these, check the promotions page regularly to stay up-to-date on the latest offers.
Before claiming any bonus offer, be sure to read terms and conditions provided by the casino carefully. Check the wagering requirements, games that contribute to the requirements, and any restrictions on the bonus offer.
The idea is to maximize your bonus offers and increase your chances of winning big at MasterCard casinos.
Ready to spin the reels and win big? Look no further! The top slot sites that we recommend offer a thrilling selection of classic and modern slot games, along with generous bonuses and rewards.
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If you prefer to play on the go, then you might want to check out the best MasterCard casino apps. These casinos offer a seamless gaming experience on your smartphone or tablet, allowing you to enjoy your favorite games anytime and anywhere.
With MasterCard as a payment option, you can easily and securely make deposits and withdrawals from your mobile device. These US mobile casinos and casino apps also offer a range of bonuses and promotions as well as a wide selection of games to choose from.
For players seeking an immersive and realistic casino experience, live dealer casinos are an excellent choice. These casinos offer a wide range of live dealer games such as poker, blackjack, roulette and baccarat, with professional dealers and high-quality video streaming. If you are interested in playing baccarat, you can discover all the top baccarat casinos in the US here on Casinos.com.
What's more, many of these casinos accept MasterCard deposits, providing players with a quick and convenient way to fund their accounts.
If you're interested in checking out some of the best live dealer casinos that accept MasterCard, keep scrolling to discover our top picks.
To start using MasterCard for online gaming, you will need to first apply for a MasterCard card if you do not already have one. You can apply do this on the company's official website or through your local bank.
The application process usually involves filling out a form with your personal information and may require certain documents to verify your identity.
There are two main types of MasterCard that are commonly used for online gambling: credit and debit cards. Credit cards allow you to borrow money from the issuing bank to make purchases, whereas the latter draw funds directly from your bank account. Please note that not all online casinos accept both types of cards, so be sure to check with the specific casino beforehand.
Using MasterCard at an online casino is a straightforward process, much like using it for online shopping. Here are the steps involved:
Note: that some banks may decline transactions due to their policies while others may charge fees for using the card. Also, withdrawals via MasterCard are not always possible, so be sure to check with your casino before signing up for an account.
In this section, we'll provide a step-by-step guide on how to withdraw your winnings from an online casino using MasterCard:
Security and safety are top concerns for anyone who does online transactions, and MasterCard takes these two very seriously. It does so by providing various industry-leading security measures aimed at protecting customers and ensuring safe transactions at online casinos.
Weโll take a look at a few of the tools it uses below:
As with anything else in life, different players will have different preferences when it comes to their choice of online payment methods. This is why we collate information on all the available options to help you decide the best one for you.
We gather data on factors such as availability, mobile use, speed of transactions, security, convenience and fees among others.
While MasterCard remains one of the most widely accepted payment options at US online casinos, there are now plenty of other deposit methods to choose from.
We've rounded up four of the most reliable alternatives you can expect to see at popular gaming sites:
If you're looking for a prepaid payment option, Play+ is an excellent choice. You can use Visa and MasterCard to add funds to your account and start playing immediately. This option is perfect for players who want to keep their gambling funds separate from their regular bank account.
ACH is an electronic fund transfer system that allows you to move money directly from your bank account to your online casino account. While it can take a few days for the funds to clear, it's a convenient and secure option that many players prefer.
PayPal is arguably the worldโs most recognizable e-wallet that is accepted at many US online casinos. It's a great alternative to credit and debit cards which can sometimes be flagged for online gambling transactions.
Like MasterCard, VISA is widely accepted at US online casinos but unfortunately, it's not always the most reliable option. Only 50% of deposits made with this card are successful which can be frustrating for players. If you're looking for a more dependable option, try using a third-party platform like Play+ instead and fund it with your Visa credit or debit card.
As a trusted online casino resource, weโre committed to ensuring the best user experience for our players. One way we achieve this goal is by employing a thorough assessment process for all payment methods, including MasterCard and other options. Here's a breakdown of how we evaluate each payment method:
The first factor we consider is the availability of the payment method. We look at whether the payment option is widely accepted at US online casinos and whether players can use it in their respective states. We also check for the level of support provided by the payment provider to ensure that our users can rely on their assistance if needed.
With mobile gambling on the rise, we understand the importance of making payments on-the-go. We consider how easy it is for players to use the payment method on their mobile devices and whether there are any limitations.
The third factor we assess is the speed of transactions. We understand that time is of the essence for our players, and as such, we evaluate how quickly deposits and withdrawals are processed.
Security is a top priority for anyone looking to play games online. For starters, we check whether the payment provider uses encryption technology to protect players' financial information. We also consider its reputation for security.
Every player wants to be able to deposit and withdraw funds easily without having to jump through unnecessary hoops. We consider the number of steps required to make a deposit or withdrawal, as well as the availability of customer support should any issues arise.
Here, we assess any transaction, processing or withdrawal fees that players may incur to use a payment gateway. We also check whether the fees are reasonable and whether there are any hidden costs.
Tim is our Commercial Lead overseeing Sports in the US. He has specialized in the software industry over the last 10 years, focusing on iGaming over the last 4. He has experience working in Sportsbooks and Casinos.
Read Full BioMost online casinos in US offer instant deposit options for MasterCard payments. This means your funds should be available in your account immediately after the transaction is approved. However, some casinos may take a few minutes to process your deposit.
Withdrawal times can vary depending on the online casino's policies and the processing time of your bank. On average, it can take between 1-5 business days for your funds to be available in your MasterCard account. It's always a good idea to check with your bank to see if they have any specific requirements for online gambling withdrawals.
MasterCard itself does not charge any fees for deposits or withdrawals at online casinos. However, some online casinos may charge a transaction fee for using debit/credit cards. Additionally, your bank may also charge foreign transaction fees or currency conversion fees where applicable.
It depends on the online casino's withdrawal policy. Some casinos may allow you to withdraw using a different payment method, while others will require you to use the same method for deposits and withdrawals. Check out the platformโs policy on payment methods or contact their support for more information.
Yes, you can use MasterCard to make a deposit at most mobile casinos in the country. Simply select the MasterCard payment option, enter your card details and deposit amount, and confirm the transaction. Some mobile casinos may also offer special bonuses or promotions for MasterCard users.
Yes, MasterCard is generally safe to use at reputable online casinos. The platform employs various security measures such as encryption technology and fraud monitoring to protect your personal and financial information. However, you should also take precautions to ensure your own safety, including using strong passwords and avoiding public Wi-Fi networks.
Yes, most online casinos allow players to claim bonuses and offers when making deposits using MasterCard. However, some casinos may have specific terms and conditions related to certain payment methods, be sure to carefully read the bonus terms and conditions to avoid missing out.
Yes, most MasterCard casinos accept a variety of other banking methods, such as e-wallets, prepaid cards, bank transfers and cryptocurrencies. This means you can choose a payment method that best suits your needs and preferences. However, keep in mind that some casinos may impose different minimum and maximum deposit and withdrawal limits for different payment methods.
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