Best MasterCard Casinos in 2023

Verified by Lena Sciberras

MasterCard is a widely recognized and accepted credit/debit card globally, and it comes as no surprise that most US online casinos offer it as a payment method. Indeed, it's rare to find an online gaming platform that doesn't accept MasterCard.

At Casinos.com, we diligently source the best MasterCard casinos in the US so you can enjoy playing your favorite games on platforms that guarantee secure transactions.

Affiliate disclosure: At Casinos.com, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links. This means that if you visit a website through our link and make a deposit, Casinos.com will receive a commission payment at no extra cost to you.
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Guide to Finding the Best MasterCard Casinos in 2023

MasterCard has come a long way since its inception in the early days of plastic payment card use in the USA. Founded in 1966 by a group of banks that formed the Interbank Card Association (ICA), the company has undergone several transformations over the years.

In the late 1960s, the ICA rebranded to Master Charge and introduced the now-iconic orange and red logo, seeking to gain an advantage over its rival, BankAmericard. Over the next decade, it continued to expand its operations, forming alliances with Euro Card and Access Card brands to enter the European market.

By 1979, the company adopted its current name, MasterCard, and has since grown to become one of the most widely used payment methods worldwide. Today, MasterCard's reputation for safe and hassle-free payments is why it is widely accepted in numerous online casinos worldwide.

Deposits with MasterCard are easy and straightforward – just enter your card details, specify the amount you wish to deposit, and the funds are usually available immediately, so you can play table games and online slots for real money.

Withdrawal processing times can vary depending on the specific casino's policies and the bank's processing times. But typically, it can take up to five business days for funds to appear in your MasterCard account.

Availability of MasterCard for US Casino Players

MasterCard may be widely accepted by many online casinos worldwide. However, when it comes to US players, its availability can be more limited due to federal regulations.

For starters, legal online casinos in the US are only available in a handful of states, including Michigan, Connecticut, West Virginia, New Jersey and Pennsylvania. In these states, online gaming is regulated by individual state gaming authorities, which means rules concerning payments vary from one state to the other.

Even so, MasterCard remains one of the most popular payment methods at these regulated online casinos, and rightly so. Players can use their credit or debit card to make deposits and withdrawals quickly and securely.

Worth noting though is that some players have reported issues with payments being refused when using MasterCard at certain online casinos. These incidents are generally isolated and may be caused by various factors, such as issues with the player's bank or card issuer.

To avoid such issues, be sure to verify that your card issuer allows transactions with online casinos before attempting to make a deposit or withdraw winnings.

Top MasterCard Casino Bonuses

If you’re considering playing at one of our recommended MasterCard casino sites, then you may be eligible for a range of big casino bonuses including the following:

Welcome bonus

As the name implies, this comes as a promotional offer that is exclusively available to new players joining MasterCard casinos. Typically, this bonus will be a 100% match of your first deposit up to a certain amount.

Be aware that welcome bonuses may have certain terms and conditions, including wagering requirements that must be met before you can withdraw any winnings.

Some of the most common types of welcome offers include free spins or bonus funds based on your deposit amount. Some other types could include free credits or virtual casino chips and other rewards such as VIP perks.

No Deposit Bonus

Some Mastercard casino sites will offer new players a bonus simply for signing up. These no deposit bonuses allow players to explore the casino’s games before they make their first deposits. They are typically smaller than deposit-based bonuses and may also have wagering requirements that need to be fulfilled before players can withdraw any winnings.

Reload bonus

This offer is similar to a welcome bonus but it’s offered to existing players on subsequent deposits. These bonuses typically range from 25% to 75% of the deposit amount and may be offered on a daily, weekly or monthly basis.

As with welcome bonuses, reload bonuses are subject to terms and conditions that players should carefully review before claiming the offer.

Other bonus offers

MasterCard casinos may also offer a variety of other bonus offers to players, including random free spins, cashback on losses, refer-a-friend bonuses and more. To take advantage of these, check the promotions page regularly to stay up-to-date on the latest offers.

Before claiming any bonus offer, be sure to read terms and conditions provided by the casino carefully. Check the wagering requirements, games that contribute to the requirements, and any restrictions on the bonus offer.

The idea is to maximize your bonus offers and increase your chances of winning big at MasterCard casinos.

Leading MasterCard Slot Sites

Ready to spin the reels and win big? Look no further! The top slot sites that we recommend offer a thrilling selection of classic and modern slot games, along with generous bonuses and rewards.

And with MasterCard, you can make easy and secure deposits to start playing your favorite slots in no time. Check out our top picks for the best MasterCard slot sites here!

Best MasterCard Mobile Casinos

If you prefer to play on the go, then you might want to check out the best MasterCard casino apps. These casinos offer a seamless gaming experience on your smartphone or tablet, allowing you to enjoy your favorite games anytime and anywhere.

With MasterCard as a payment option, you can easily and securely make deposits and withdrawals from your mobile device. These US mobile casinos and casino apps also offer a range of bonuses and promotions as well as a wide selection of games to choose from.

MasterCard Live Dealer Casinos

For players seeking an immersive and realistic casino experience, live dealer casinos are an excellent choice. These casinos offer a wide range of live dealer games such as poker, blackjack, roulette and baccarat, with professional dealers and high-quality video streaming. If you are interested in playing baccarat, you can discover all the top baccarat casinos in the US here on Casinos.com.

What's more, many of these casinos accept MasterCard deposits, providing players with a quick and convenient way to fund their accounts.

If you're interested in checking out some of the best live dealer casinos that accept MasterCard, keep scrolling to discover our top picks.

How To Create An Account With MasterCard

To start using MasterCard for online gaming, you will need to first apply for a MasterCard card if you do not already have one. You can apply do this on the company's official website or through your local bank.

The application process usually involves filling out a form with your personal information and may require certain documents to verify your identity.

There are two main types of MasterCard that are commonly used for online gambling: credit and debit cards. Credit cards allow you to borrow money from the issuing bank to make purchases, whereas the latter draw funds directly from your bank account. Please note that not all online casinos accept both types of cards, so be sure to check with the specific casino beforehand.

Using MasterCard at an online casino is a straightforward process, much like using it for online shopping. Here are the steps involved:

  1. Choose a reputable online casino – For this, we highly advise that you check out our list of recommended casinos and choose the one that suits you best. Once you’ve found a decent platform, navigate to their banking or cashier page.
  2. Use bonus code(s) – Most US online casinos offer welcome bonuses that are only available on your first deposit. To ensure that you don't miss out on these perks, enter any relevant casino promo codes before adding money to your account.
  3. Make a MasterCard deposit – Look for the MasterCard’s logo among the deposit options provided by the chosen casino and click it. In the next page, you’ll be asked to enter the cardholder name, the card’s unique 16-digit number, expiration date, security code and the deposit amount. Some banks may also require additional verification steps such as personal passwords or prompts via a mobile application.
  4. Start playing – In most cases, deposited funds should appear in your account instantly and if you're eligible for a bonus, it will be credited alongside your deposit. With your account funded, you can start playing your favorite games!

Note: that some banks may decline transactions due to their policies while others may charge fees for using the card. Also, withdrawals via MasterCard are not always possible, so be sure to check with your casino before signing up for an account.

How To Withdraw Casino Earnings With MasterCard

In this section, we'll provide a step-by-step guide on how to withdraw your winnings from an online casino using MasterCard:

  1. Check bonus requirements – Before initiating a withdrawal, check if you have any remaining bonus wagering requirements. Most casinos will forfeit your bonus winnings if you haven't fulfilled the requirements.
  2. Access the cashier – Go to the cashier section of the casino website or mobile app and choose MasterCard as your preferred withdrawal method. Enter the same card details you used when setting up your player account.
  3. Enter withdrawal amount – You can withdraw a minimum of $20 when using MasterCard, while most casinos cap their withdrawal limit at $5,000 per transaction. Enter the amount you wish to withdraw and proceed to the next step.
  4. Verify your identity – For first-time withdrawals, you will need to verify your identity by submitting the required documents such as a copy of your ID and/or a recent utility bill. The casino's team will typically process these documents within 72 hours.
  5. Enjoy your winnings – After your withdrawal request has been processed (usually within 24 hours), it will take between 2-4 business days for the funds to reach your MasterCard account. Congratulations on your winnings. Enjoy!

Security And Safety Of MasterCard At Online Casinos

Security and safety are top concerns for anyone who does online transactions, and MasterCard takes these two very seriously. It does so by providing various industry-leading security measures aimed at protecting customers and ensuring safe transactions at online casinos.

We’ll take a look at a few of the tools it uses below:

  • MasterCard SecureCode – This is a unique code that MasterCard users must use for all online purchases, similar to entering a PIN at an ATM. The code adds an extra level of verification to ensure that the cardholder is making the purchase and not a fraudster.
  • Tokenization – MasterCard’s tokenization replaces the 16-digit card number with a unique token that players can use when depositing money at a casino. This adds an extra layer of security as the token cannot be used for other transactions. It’s also not tied to the physical card.
  • Advanced Chip Technology – Finally, MasterCard uses state-of-the-art chip technology to make its cards more reliable and secure when used in local stores. The chip generates a unique code for each transaction, making it almost impossible for fraudsters to replicate or intercept the data.

Advantages
Fast deposits: The funds are processed almost instantly after making a deposit.
High-level security measures: MasterCard employs robust security protocols to safeguard user data.
Wide acceptance: A majority of online casinos in the US accept MasterCard payments.
Disadvantages
Bank restrictions: Some banks may not permit MasterCard transactions for online gambling activities.
Exclusion from bonuses: In some online casinos, MasterCard deposits may not be eligible for specific bonuses and promotions.
Payout delays: MasterCard users' identity, address, and card details must undergo thorough verification, which can lead to additional waiting times for payouts.

Alternative Casino Deposit Methods to MasterCard

As with anything else in life, different players will have different preferences when it comes to their choice of online payment methods. This is why we collate information on all the available options to help you decide the best one for you.

We gather data on factors such as availability, mobile use, speed of transactions, security, convenience and fees among others.

While MasterCard remains one of the most widely accepted payment options at US online casinos, there are now plenty of other deposit methods to choose from.

We've rounded up four of the most reliable alternatives you can expect to see at popular gaming sites:

Play+

If you're looking for a prepaid payment option, Play+ is an excellent choice. You can use Visa and MasterCard to add funds to your account and start playing immediately. This option is perfect for players who want to keep their gambling funds separate from their regular bank account.

ACH

ACH is an electronic fund transfer system that allows you to move money directly from your bank account to your online casino account. While it can take a few days for the funds to clear, it's a convenient and secure option that many players prefer.

PayPal

PayPal is arguably the world’s most recognizable e-wallet that is accepted at many US online casinos. It's a great alternative to credit and debit cards which can sometimes be flagged for online gambling transactions.

Visa

Like MasterCard, VISA is widely accepted at US online casinos but unfortunately, it's not always the most reliable option. Only 50% of deposits made with this card are successful which can be frustrating for players. If you're looking for a more dependable option, try using a third-party platform like Play+ instead and fund it with your Visa credit or debit card.

How We Rate And Review MasterCard Casinos

As a trusted online casino resource, we’re committed to ensuring the best user experience for our players. One way we achieve this goal is by employing a thorough assessment process for all payment methods, including MasterCard and other options. Here's a breakdown of how we evaluate each payment method:

Availability

The first factor we consider is the availability of the payment method. We look at whether the payment option is widely accepted at US online casinos and whether players can use it in their respective states. We also check for the level of support provided by the payment provider to ensure that our users can rely on their assistance if needed.

Can players use it on-the-go?

With mobile gambling on the rise, we understand the importance of making payments on-the-go. We consider how easy it is for players to use the payment method on their mobile devices and whether there are any limitations.

How fast are deposits and withdrawals processed?

The third factor we assess is the speed of transactions. We understand that time is of the essence for our players, and as such, we evaluate how quickly deposits and withdrawals are processed.

How safe is the payment method?

Security is a top priority for anyone looking to play games online. For starters, we check whether the payment provider uses encryption technology to protect players' financial information. We also consider its reputation for security.

Is it easy to use?

Every player wants to be able to deposit and withdraw funds easily without having to jump through unnecessary hoops. We consider the number of steps required to make a deposit or withdrawal, as well as the availability of customer support should any issues arise.

Are there any hidden costs?

Here, we assess any transaction, processing or withdrawal fees that players may incur to use a payment gateway. We also check whether the fees are reasonable and whether there are any hidden costs.

FAQs

FAQ Icon How long does it take to deposit with MasterCard?
FAQ Icon How long does it take to withdraw casino funds with MasterCard?
FAQ Icon Do I have to pay a deposit and withdrawal fee with MasterCard at an online casino?
FAQ Icon When depositing with MasterCard, do I have to withdraw to MasterCard too?
FAQ Icon Can I use MasterCard to deposit at mobile casinos?
FAQ Icon Is MasterCard safe to use at online casinos?
FAQ Icon Can I claim casino bonuses and offers with MasterCard?
FAQ Icon Do MasterCard Casinos accept other banking methods?

Meet the editor

Emma Trotter
Emma Trotter Editor

Emma Trotter is a Senior Editor at Casinos.com. Emma has worked as a staff writer and editor for nearly two decades, extensively covering celebrity news and the Las Vegas entertainment, casino and tourism scenes. She spent several years in in-house roles at Caesars Entertainment and Wynn Las Vegas before stepping into iGaming affiliate site content.

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