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Updated by Nick Pappas
Content Editor
Fact Checked by Dan Michalski
News Writer
Prefer to pay for online casino play the traditional way — straight from your bank? You’re not alone. Bank transfers remain one of the most trusted and secure ways to move money online. But which sites actually accept the payment method and which ones are worth your time? That’s where we come in.
If real-money casinos aren’t available where you live, don’t worry — sweepstakes casinos offer a similar experience, legally, in most U.S. states.
So without further ado, here are our top rated casinos sites that accept bank transfers:

Making a payment via bank transfer may seem a little daunting at first. However, we can assure you that the process is easy to learn and understand. Going through the process once will be enough for you to feel comfortable about it.
Maximus Bettimus: “When thou claimest victory at the online arena, the bank transfer is thy steady chariot. The gold flows not at once, but in two to five days’ march, straight into thy coffers.”
Bank transfers appeal to players because they’re safe, reliable, and convenient. For many players, there’s no need to explore other payment methods when they already have a bank account.
But alternative banking methods are viable to use, depending on how you use them. It all comes down to preference, as every player has their own set of priorities.
Here are the various other banking options for you to choose from:
Here’s what’s at the crux of the matter: bank transfers are much more trustworthy for multitudes of players. You are sending and receiving funds directly to/from your bank. It’s an institution you entrust to store your money and keep your information safe.
It’s not uncommon for players to confuse bank transfers and wire transfers. But there are a few crucial differences, and we’d like to explain them to you.
| Bank Transfer | Wire Transfer |
|---|---|
| Available for deposits and withdrawals at every regulated US casino | Usually only available as a withdrawal option at regulated operators |
| The average withdrawal speed is typically 1-5 business days | Average withdrawal speeds are longer (anywhere from 3 to 7 business days) |
| Funds are often credited to your casino account instantly (even during the processing period) | Funds aren’t credited to your account until processing is complete |
| You can reverse any transaction if an error occurs | Transactions are often permanent; you’ll have to make another transaction instead |
Nick is an online gambling expert who specializes in writing/editing casino reviews and gambling guides. He’s also very meticulous in covering the latest advancements and developments in iGaming. With five years under his belt, his expertise in online gambling has become pretty much all-encompassing. Nick can tell you everything about payment methods, licensing, player safety, and more.
Read Full BioBank transfers are transactions in which your money is sent to and from your bank account directly. You can visit the online cashier at any US casino and provide your bank details to get things started. Or, you can pay by sending a physical cashier’s check (i.e., check by courier).
Any transaction that involves the direct transfer of funds involving a bank account. Several different services exist for this, including ACH (Automated Clearing House), Trustly, and others.
Technically, no. A bank transfer is essentially its own payment channel, but there are different forms of it. It’s an umbrella term that refers to any transactions in which money is sent to/from a bank account.
Deposits involving bank transfers often occur instantly. While cashing out, you may have to wait up to five business days to receive those funds, which is pretty standard. (Remember that you must verify your account before you can begin withdrawing funds.)
Several casinos explicitly state that they won’t charge you anything. It’s more likely, however, that your bank will require you to pay a fee. But this depends on the scenario, which can involve overdrafts or small commissions.
The dollar amount doesn't necessarily change or affect the speed of your request. Large amounts could trigger additional fraud and security checks. But every bank has its own internal processing system and policies that determine those transaction periods.
It all depends on what you prefer. For example, players often use E-wallets like PayPal or Skrill because they want to protect their banking info. Furthermore, withdrawals are also speedier with E-wallets.
With bank transfers, the most you deposit and withdraw at once depends on the casino. For example, DraftKings allows you to transfer up to $100,000, which is pretty substantial.
With an issue such as this, we recommend that you contact your bank. They could have a strict stance on iGaming. Or, it could be something as simple as not having enough money in your bank account. Regardless, you’ll have to speak with someone at the bank before authorizing the request.
What will appear is the name of the company that operates the casino (e.g., BETMGM NJ). You’ll also see the amount of each transaction, a 10-digit reference code, and the state where it took place.
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