Best Bank Transfer Casinos in the US

Timothy Lewoc

Updated by

Timothy Lewoc

Lee James Gwilliam

Fact Checked by

Lee James Gwilliam

Senior Vice-President

Last Updated on 7th August 2023, 04:39 PM

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If you’re looking for a reliable online casino payment method, a bank transfer is a great option. It’s safe, easy to use, readily available, and in most cases, fast.

US casino players can use bank transfers – sometimes referred to as wire transfers – to make payments to and from a casino operator. On this page you can find the top US online casinos and tips on making your first deposit using the bank transfer method.

Bank Transfer Banner
Min Deposit $10.00
Max Deposit $10,000.00
Min Withdrawal $10.00
Max Withdrawal $10,000.00
Deposit Time Instant
Withdrawal Time 1 to 7 days
Requires Physical Card Icon Error No
Affiliate disclosure: At Casinos.com, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links. This means that if you visit a website through our link and make a deposit, Casinos.com will receive a commission payment at no extra cost to you.
  1. 1
    BetRivers.net Bonus $1,000 Spin to Win Virtual Credits Everyday
    Avg Withdrawal Time Casino icon-no iOS Casino App icon-yes Android Casino App icon-no Bonus Code Required icon-no Payment providers Bank Transfer PayPal American Express Discover New Customer Only icon-yes No Deposit icon-yes
    Must be 18+ and present in an eligible state. T&Cs apply.

Licensing Authorities and Testing Agencies

Guide to Finding the Best Bank Transfer Casinos in 2024

As one of the most popular and widely available payment options in the US, bank transfers offer convenience and speedy processing times. If you want the transaction speed of an e-wallet without the hassle of creating a new account, bank transfers could be the perfect option for you.

Our payment experts have scoured the internet and recommended the best bank transfer online casino sites on this page to save you the hassle.

Our top recommendations for online casinos that offer a wire transfer option are BetMGM Online Casino, DraftKings Casino, Golden Nugget Casino and FanDuel Casino. Though it can take 2-5 days, these sites offer an excellent all-around casino experience, boasting generous bonuses, a wide selection of casino games, top-notch security, stellar customer support, and more. 

Remember that online casino play is only legal in a handful of US states. These are West Virginia, Connecticut, Pennsylvania, Delaware, Michigan and New Jersey. So before you even begin sign-up processes with operators or payment sites, make sure you’re physically within state lines. Otherwise, you’ll be blocked from playing legal games.

How Do Bank Transfers At Online Casinos Work?

Bank transfers are similar to ACH payments, but they cut out the middleman. Rather than being processed by an external network, bank transfers send the funds directly from one bank account to another. By eliminating this extra step in the process, bank transfers can offer faster processing times than ACH payments.

Alongside processing speed, bank transfers are one of the most convenient online payment methods. All you need handy when making a bank transfer casino deposit is the name and number of your regular bank account. Transferring funds from one account to another is nothing new, and bank transfers have been around for over 100 years. It’s safe to say that the security of this payment method has been tried, tested, and approved beyond a shadow of a doubt.

How to Use Bank Transfer For Casino Deposits

Once you have scoped out the offers at various online casino operators and chosen one, you’ll need to follow a series of steps. We outline them here so it’s as easy as possible for you.

Select a Bank Transfer Casino Site

Before you can deposit and start playing the best online casinos, such as BetMGM or Caesars, you’ll need to create an account. This process is super simple, but we’ve provided some top tips to help you get the wheels in motion. The first thing you’ll need to do is click “sign up” or “create an account.”

You’ll need to complete KYC (Know Your Customer) identity checks regardless of the casino you pick. This standard online casino procedure can vary from state to state. But in most cases, it involves verifying your account by uploading copies of your photo ID, proof of address (it can be a copy of your utility bill), and the last four digits of your Social Security number. 

Make Your Bank Transfer Deposit

Once you’ve registered and verified your online casino account, you can fund it with a bank transfer. Follow the steps below, and you’ll be spinning the reels of your favorite online casinos in no time!

  1. Log in to your account and head to the “Cashier” page.
  2. Select “Deposit” and choose bank transfer from the drop-down list.
  3. Enter your desired deposit amount (ensuring it meets the minimum for the welcome bonus.)
  4. Select your bank from the banking menu and input your account name and number.
  5. Enter your welcome bonus promo code (if applicable.)
  6. Confirm the transaction.
  7. Depending on your bank, you may be required to verify the transaction. This is typically done by SMS and takes just a few seconds.
  8. Different banks have different processing times, ranging from instant to a few hours, but it’s not unusual for it to take a bit for funds to arrive. Once they do, you’ll be ready to play!

Withdraw Your Bank Transfer Winnings

If you manage to hit a lucky spin and bag some winnings, you can use a bank transfer to cash them out. Bank transfer withdrawals can take a little longer to arrive in your account than other payment options, so you’ll need to be patient. Remember that while the casino itself may not charge you a fee, your bank might.

Cashing out your winnings is just as easy as making a deposit, but we’ve given you some tips to make the process smoother. Check out our how-to guide below, and you’ll be well on your way to receiving those well-earned winnings.

  1. Head to the “Cashier” and select “Withdrawal.”
  2. Select bank transfer from the drop-down list.
  3. Enter your desired withdrawal amount, ensuring it meets the minimum.
  4. Your bank details will be saved from your deposit, so there’s no need to enter them again.
  5. Confirm the transaction.
  6. Your funds will typically arrive between 2-5 working days.

Bank Transfer Casino Bonuses

Bank transfers are an excellent way to pay if you’re planning on claiming some of the best online casino bonuses in the US. Unlike e-wallets like Skrill, this payment method is rarely excluded from welcome offers. Instead, it offers wide availability and decent deposit processing times. What’s not to love?

Not only is using a bank transfer to claim a bonus a great idea but claiming casino bonuses, in general, is a fantastic way to extend your gameplay. 

From reload promotions to loyalty rewards, casino bonuses offer free spins and bonus cash that can make your session last longer and hopefully result in some additional wins. Thanks to the security measures implemented with a bank transfer, you can claim bonuses risk-free.

If you’re new to online casino gambling, there are specific bonuses you’ll come into contact with time and time again. To help you get to grips with this vital terminology, we’ve highlighted and explained some of the most popular casino bonuses below. 

Deposit Bonuses

Funding your account will give you credit to wager on your favorite games like online free slots and blackjack, but it can also give you additional perks like free spins or bonus cash. Deposit bonuses are a key feature of almost every US online casino and are a great way to earn extra prizes on top of real money deposits.

The most common type of deposit bonus is the welcome bonus, where new players who register an account and make their first deposit can enjoy matched bonus cash, free spins, or a mix of both. 

No Deposit Bonuses

Contrary to the bonus above, a no deposit bonus doesn't require a real money deposit. Instead, they are freebies you get just for making an account. Though the best online casino no deposit bonuses are typical of much smaller value than a deposit bonus, they’re still an excellent way for beginner bettors to dip their toes in the water. No deposit bonuses typically consist of a small helping of free spins or bonus cash and will usually have stricter T&Cs (e.g., higher wagering requirements or lower withdrawal caps) than deposit bonuses. 

Free Spins

Free spins are used in almost any online casino promotion, from deposit bonuses to loyalty schemes and everything in between. Free spins are online casino stakes that don’t eat into your real money bankroll. Much like an online casino will have a maximum bet limit, free spins have a maximum wager cap (usually around $5 per spin.) However, this makes them even more attractive than bonus cash since you can bet the maximum each time without affecting your remaining bonus value. 

Cashbacks and Reloads

Online casinos constantly compete to retain players in an overcrowded market, so they make a habit out of rewarding loyalty. You can expect plenty of promotions that reward you even after your first deposit. Reloads offer matched cash or free spins when you make a subsequent deposit (though it won’t be as generous as the welcome bonus.) On the other hand, cashbacks (or ‘rakebacks’) give you a percentage of your losses back in casino credit.

Best Bank Transfer Casinos for Mobile

Gambling on the go has never been easier, and depositing into your account at the best mobile casinos online is exactly the same. You don’t need to download a separate mobile app for bank transfer payments. With only your account name and number required, you share the least personal information of any online banking method.

All the bank transfer online casino sites we recommend above are built on HTML5 technology. This technology allows you to make deposits and withdrawals on the move and ensures the site is responsive and optimized for use on a mobile browser.

At the same time, many of these casinos offer dedicated mobile apps with enhanced usability and connectivity, which you can download via the App Store or Google Play Store. If you want to try before you buy, most of these mobile online casino sites and online casino apps have free demo play available, so players can get a feel for the games before they make a deposit. Whichever way you prefer to play, funding and cashing out from your account has never been easier.

Good for high-rollers Icon Yes
Time to Set Up 5 minutes
Good for small deposits Icon Yes
KYC Info Required Icon Yes

Bank Transfer Security and Safety

Bank transfers are up there with the most secure online payment options available. Aside from your name and account number, you share very little personal information with the casino. Bank transfers involve a verification process, so your bank will contact you if a payment seems fraudulent. It is one of the oldest banking methods (dating back to the 19th century), so you can rest assured that it has been thoroughly tried and tested.

All bank and wire transfers in the US are regulated by the Consumer Financial Protection Bureau (CFPC.) The Bureau oversees every bank and financial company in the US, ensuring that all customers are treated fairly, and their payments are protected.

There are many more safety advantages to paying by bank transfer online casinos, but we won’t waste your time rambling on about them. Instead we’ve highlighted some of the general pros (and cons) of using this banking method for online casino payments.

Advantages
Widely accepted at most online casinos
Rarely excluded from welcome bonuses
Available for both deposits and withdrawals
Typically offer higher withdrawal limits
No credit card details required
Disadvantages
Not reversible
Could incur a fee
Withdrawals can take longer than e-wallets or credit cards

Online Casino Payment Methods to Consider

While bank transfers are a great way to pay online, we understand they might not be suitable for every type of player. Players who prefer faster withdrawal times might seek an e-wallet option like PayPal, while those who want the option to pay in cash might choose a prepaid card. PayPal is very popular and you can find top PayPal online casinos here on Casinos.com.

Whatever your preference, there is a payment method to suit your style. You can find more information on the most popular alternatives to bank transfers below.

Credit card casinos

Credit cards for US casinos play are widely accepted, and there are an abundance of casinos that accept Visa and Mastercard. Both of these deposit methods are casino staples, though you can often pay with Discover or American Express. Top credit card casinos include BetMGM and DraftKings online casinos.

ACH casinos

ACH casino payments work similarly to bank transfer, except that your funds must be cleared by the ACH network instead of going straight from one bank account to another. This extra step adds a day or two on top of the processing time, though it also increases the level of security. 

PayNearMe casinos

If you prefer to pay in cash or you’d rather top your account up anonymously, you can do so with PayNearMe. Simply generate a barcode and take it down to your local CVS or 7-Eleven (along with your cash payment), where the clerk will top up your account in-store. 

Play+ casinos

Play+ cards are a type of prepaid card exclusive to US casino brands. For example, you can get Caesars and FanDuel Play+ cards for online casino payments. Since they’re exclusive to one specific brand, they’re not interchangeable between casinos. However, they offer the fastest withdrawal times of any payment method. 

E-wallets

Speaking of speedy withdrawals, e-wallets are another way to cash out your winnings with as little wait time as possible. A perk of using e-wallets is that in most cases, you can download the app on your phone, which saves entering your payment details each time you want to top up your account.

How We Rate and Review Casino Payment Methods

Unsure which payment method is best for you? Here at Casinos.com, we understand what our readers are looking for. Our industry experts scrutinize every nook and cranny of a casino, including the quality of its payment methods. There are plenty of things to consider, from transaction limits and processing times to the method’s reliability and the provider’s reputation. If you’re looking for the top bank transfer casino sites, look no further than this page.

Bank Transfer Information

Email/contact details see your bank for details
Gambling GEO US, SE, NZ, NO, NL, IT, IE, GB, DE, CH, CA, AT
CEO See your bank for details
KYC Info Required Icon Yes
Social media accounts See your bank for details
Requires physical card Icon Error No
Headquarters and other locations See your bank for details
Owned by other company Depends on the bank

Meet The Author

5 Years
Experience
Timothy Lewoc
Timothy Lewoc

Tim is our Commercial Lead overseeing Sports in the US. He has specialized in the software industry over the last 10 years, focusing on iGaming over the last 4. He has experience working in Sportsbooks and Casinos.

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