Best PayNearMe Casinos for 2024

Timothy Lewoc

Updated by Timothy Lewoc

Lee James Gwilliam

Fact Checked by Lee James Gwilliam

Senior Vice-President

Last Updated 19th Dec 2023, 05:22 PM

Just like at a brick-and-mortar gambling venue, playing slots and table games at a US online casino requires a real money deposit. However, unlike land-based casinos, you can’t exactly hand over a wad of cash to the cashier. As such, this means it’s impossible to make an online deposit using cash, right? Wrong! It’s totally possible to pay with cash, and we’re not talking about at the Casino Cage.

Allow us to introduce you to PayNearMe. Launched in 2009, PayNearMe was initially designed to process cash payments in retail stores. Now, it is one of the most popular ways to make online casino deposits with cash in the US. Available for both deposits and withdrawals, PayNearMe is one of the safest payment options around.

PayNearMe Banner
Min Deposit $10.00
Max Deposit $500.00
Min Withdrawal N/A
Max Withdrawal N/A
Deposit Time Instant
Withdrawal Time Icon Error
Requires Physical Card Icon Error No
Affiliate disclosure: At, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links. This means that if you visit a website through our link and make a deposit, will receive a commission payment at no extra cost to you.
  1. 1 Bonus $1,000 Spin to Win Virtual Credits Everyday
    All Casino Games 713 Slots 661 Top Slot Game Sands Of Mystery iOS Casino App icon-yes Payment providers Bank Transfer PayPal American Express Discover Bonus Code Required icon-no New Customer Only icon-yes No Deposit icon-yes
    Must be 21+ and present in an eligible state. T&Cs apply. Gambling problem? Call 1-800 GAMBLER.

How Do PayNearMe Casino Payments Work?

PayNearMe is the perfect option for real-money casinos fans who like to fund their digital casino accounts the good old-fashioned way. One of the biggest benefits of using PayNearMe is the elimination of risk. Unlike credit cards and e-wallets, you don’t transfer any data other than your unique barcode, so there’s no extra risk. 

PayNearMe casinos work similarly to Paysafecard casinos, except in reverse. Instead of topping up a card in-store and taking that card home to fund your account (as is the case with Paysafecard), PayNearMe does everything in-store. 

With over 27,000 participating stores across the US, PayNearMe is widely available to bettors in states where online gambling is legal. It is a much more accessible way to pay with cash than depositing at the Casino Cage. Of course, it does require travel to the store, but a five-minute trip to the 7-Eleven down the street is a small price to pay for swift, risk-free, and anonymous transactions. Plus, you’ll save yourself the hassle of setting up an account, such as with PayPal or Skrill.

So, if you’re interested in playing PayNearMe casinos and using this banking option for your next casino payment, our experts have recommended the best PayNearMe casino sites right here on this page. Alongside swift and efficient payments, these sites offer the full gambling package, including great bonuses, casino games, top-tier security, stellar customer support, and more. If you think you might want to try PayNearMe, browse through the list of operators above, click on a casino that catches your eye, and go through the registration process.

PayNearMe Deposits and Withdrawals At Online Casinos

Using PayNearMe is as simple as buying a loaf of bread. Well, almost. There are a couple of extra steps involved, but it’s a super simple process, as you can see below. 

Step 1 - Select a PayNearMe Casino Site

Before you start playing at our PayNearMe casinos sites, you’ll need to register for a casino account. Like using PayNearMe, this process is a walk in the park. That said, we’ve provided some top tips to help get you started online. Check out our list of recommended PayNearMe casinos and choose the site that’s right for you. Remember, US online casino play is only legal in a handful of states, and you must be physically located in one to play. Also, make sure that your chosen operator is up and running in the state. When going through the registration process, it’s essential to note that every casino will require you to complete Know Your Customer (KYC) identity checks. This involves verifying your account with proof of your ID and address.

Step 2 - Make Your PayNearMe Casino Deposit

To get the reels rolling, you’ll need to fund your casino account. Follow the steps below, and you’ll be taking advantage of top online casino games and slot websites in no time.

  1. Head to the “Cashier” page of your account.
  2. Select PayNearMe from the drop-down list of payment options.
  3. Request a barcode from the casino. You can either print off a physical copy of your barcode or have it sent directly to your mobile phone.
  4. Enter your zip code to find your nearest CVS, Walgreens, 7-Eleven, Walmart, or any other participating PayNearMe location, then make your way over to the store.
  5. Hand your barcode to the store clerk, along with your desired cash deposit amount. Keep in mind that there is a $500 daily deposit limit.
  6. The clerk will use the barcode to deposit the cash into your casino account.
  7. Your funds will arrive within 10-30 minutes!

Step 3 - Withdraw Your PayNearMe Winnings

If you’re lucky enough to secure some decent wins, then congratulations! It’s now time to withdraw these wins from your casino account. PayNearMe offers withdrawals thanks to a partnership with Pin4. 

Like any other banking option, withdrawal requests made with PayNearMe will be subject to a processing window. Once the request is approved, you’ll be able to withdraw your cash from a Pin4-enabled ATM using a PIN code. PayNearMe’s card-free withdrawals have proven to be a huge hit with bettors, though they aren’t as widely available as PayNearMe deposits.

If your casino allows PayNearMe withdrawals (and you are within reach of one of the 18,000+ Pin4-enabled ATMs), you can follow the steps below to claim your winnings in cash

  1. Head back to the “Cashier” page.
  2. Select PayNearMe from the drop-down list of withdrawal options.
  3. Enter your desired withdrawal amount, set a PIN, and confirm the request.
  4. After processing, you will receive a text with your secret withdrawal code and instructions on completing the transaction.
  5. Travel to one of the approved ATMs.
  6. Enter your mobile number, withdrawal amount, PIN, and secret code. Like PayNearMe deposits, you can withdraw a maximum of $500 daily in $20 increments.
  7. Take your cash and your receipt, and the withdrawal is complete!

Licensing Authorities and Testing Agencies

PayNearMe Casino Bonuses

PayNearMe is an excellent banking option if you plan on claiming a welcome bonus. Unlike e-wallet apps like Skrill, PayNearMe is rarely excluded from sign-up offers. The security of PayNearMe transactions means you can spend less time worrying about safety and more time working through your wagering requirements. The fun doesn’t stop at welcome bonuses - you can use PayNearMe to claim to reload promotions and casino bonuses too!

Looking to set up your very first casino account using PayNearMe and not sure what these bonuses entail? Don’t worry - we’ve got you covered. We’ve listed the most popular biggest casino bonuses below, so spend some time familiarizing yourself with them.

Deposit Bonuses

A mainstay of almost every online casino, deposit bonuses reward you when you fund your account. Deposit bonuses are most often used as a sign-up or ‘welcome offer’, the purpose is to attract new users to the site. While some deposit bonuses reward your first deposit, others reward your first two, three, or four. You can find information about how many deposit bonuses you can claim alongside wagering requirements and expiry dates in the bonus T&Cs.

No Deposit Bonuses

Though they seem too good to be true, no deposit bonuses do exactly what they say. Since they’re essentially free prizes, no deposit bonuses are not nearly as generous as deposit bonuses. However, you can still bag yourself a handful of free spins or casino cash just for signing up with the best online casinos with no deposit bonuses. These bonuses typically have more strict conditions than deposit bonuses, so double-check the T&Cs before you start wagering. 

Free Spins

Free spins are a casino player’s best friend. They can come as part of a deposit bonus, a no deposit bonus, a reload reward (more on that below), or a loyalty prize. Simply put, free spins are casino stakes that don’t eat into your real money bankroll. They’re a great alternative to bonus cash since you can play the maximum bet every single time.

Cashbacks and Reloads

Getting new players through the door is easy - keeping them is the tricky part. Every good online casino will offer to reload or casino cashback bonuses to reward returning players. Reload bonuses are like welcome bonuses in that you can claim after your first deposit, though they’re usually of a lower value. On the other hand, cashback (or ‘Rakeback’) bonuses will give you back a certain percentage of your daily or weekly losses.

PayNearMe Casinos on Mobile

With thousands upon thousands of participating stores and eligible ATMs across the US, PayNearMe is a fantastic way to gamble on the go. You don’t even need to download a PayNearMe app since the casino will text your barcode directly to your mobile phone. Simply take your device to your nearest store, and you’ll be topped up in no time.

If there is a compatible casino app available for download, you can play casino games with PayNearMe and request a barcode from the casino. These mobile apps can offer increased connectivity and mobile-exclusive features, such as alerts and streamlined login. However, you don’t need to download an app to make PayNearMe payments. All of the casinos we recommend are built on HTML5 technology, which makes the casino responsive and optimized for mobile browsers. 

Whichever way you prefer to gamble, you can use the PayNearMe casino payment method and play games with ease. It’s one of the best options for a fast payout online casino. Thanks to mobile casinos online, funding and cashing out from your account has never been more convenient.

Good for high-rollers Icon Error No
Time to Set Up 10 minutes
Good for small deposits Icon Error No
KYC Info Required Icon Error No

Are PayNearMe Casino Payments Safe?

If you’re worried about safety when making payments online, then PayNearMe is the perfect option for you. It offers top-level buyer protection to US gamblers, so you can rest assured every transaction is secure and safe from third-party interception. Since you’re paying in cash using a unique barcode, you don’t need to supply the casino with personal or financial details. 

Therefore, this means that you’re not only depositing anonymously but with no risk of identity theft or fraud.

Handle Financial Inc., the company that owns PayNearMe, is audited and certified by a-LIGN, an ANAB-accredited security and compliance partner trusted by thousands of companies across the globe.

PayNearMe Pros & Cons

Risk-free and highly secure
No personal or financial information required
No account setup required
More accessible than cash at Casino Cage
The $500 daily limit prevents wagering beyond your means
Involves travel to a physical store, and 24-hour stores aren’t always close by
Can incur a processing fee
The daily limit may be unsuitable for high rollers

Alternative Casino Payments To PayNearMe

To play for real money at an online casino, you’ll need a funded account. Luckily for US players, there are plenty of payment methods available aside from PayNearMe. We’ve compiled a list of the most common options at US casinos, with a little more info about what makes them a great alternative to PayNearMe casinos.

Play+ casinos

Unique to US casino sites, Play+ is a type of prepaid card. You can get branded Play+ cards at top casinos like Caesars, BetMGM, and FanDuel. One particular perk of Play+ casino cards is that they offer instant withdrawals.

Credit Card casinos

Card payments are a common staple of every online casino. At these credit card casinos, Visa and Mastercard are the most widely available, though some offer Discover and AmEx too.

Bank Transfer casinos

Bank transfers are another popular payment method and are widely available at US casinos. Simply select Bank Transfer as your chosen payment method, and fill in your bank details. Be aware that withdrawals at bank transfer casino sites can take a little longer than e-wallets or card payments.

ACH casinos

ACH casino payments are essentially bank transfers with fewer authorizations required. They work by cutting out the middleman, transferring funds directly from your bank account to your casino account (and vice versa), and offering more swift processing times. ACH online casinos are very common, as this is a popular and more private method of payment.


Most US sites offer at least one e-wallet casino payment option, whether that’s Skrill, PayPal, MuchBetter, Neosurf, or more. Choosing an option like PayPal provides higher levels of security than regular credit or debit cards and much faster withdrawal speeds. You can find all the casinos that accept PayPal here on

Other casino payment types

Other banking options include Paysafecard, Pay By Phone, and more.

How We Rate and Review Casino Payment Methods

Unsure which payment method is best for you? Not to worry - that’s what we’re here for. Our industry experts know exactly what players want and need. We assess various aspects of a casino, and payment methods are at the top of our list. There are multiple factors to consider, from transaction times and payment limits to the overall reputation of the provider. You can find the top PayNearMe casinos sites on this page.

PayNearMe Information

Gambling GEO AT, CA, CH, DE, GB, IE, IT, NL, NO, NZ, SE, US
Number of employees 73
CEO Danny Shader
KYC Info Required Icon Error No
Social media accounts
Requires physical card Icon Error No
Headquarters and other locations Santa Clara - California
Owned by other company No

Meet The Author

5 Years
Timothy Lewoc
Timothy Lewoc

Tim is our Commercial Lead overseeing Sports in the US. He has specialized in the software industry over the last 10 years, focusing on iGaming over the last 4. He has experience working in Sportsbooks and Casinos.

Read Full Bio


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