Updated by Timothy Lewoc
Commercial Lead
Fact Checked by Lee James Gwilliam
Senior Vice-President
Playing slots and table games at a US online casino requires a real money deposit. That said, allow us to introduce you to PayNearMe casinos. We want to explain how they work and how you can choose to pay at a retail location.
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PayNearMe allows you to fund your casino account the good old-fashioned way (i.e., straight cash). And unlike credit cards and E-wallets, you don’t transfer any data other than your unique barcode.
Online PayNearMe casinos work similarly to Paysafecard casinos, except in reverse. Instead of picking up a card in-store and taking it home to fund your account, PayNearMe does everything in-store.
With over 62,000 participating stores across the US, PayNearMe is widely available. It's a much more accessible way to pay with cash than depositing at the online cashier page. Of course, it does require you to leave your home.
However, a five-minute trip to the 7-Eleven down the street is a small price to pay for swift, risk-free, and anonymous transactions. Plus, you’ll save yourself the hassle of setting up an account, as you would with PayPal or Skrill.
PayNearMe isn’t just a payment solution for regular, everyday commercial shopping. Online casinos generally support it as well, including top gambling platforms in the US.
Here's the thing: PayNearMe isn’t as accessible at online casinos as other payment methods. The good news is that five gambling platforms — ones that we support and recommend — accept it. They include:
Of course, you can use PayNearMe to fund your casino account. Unfortunately, we wish that we could say the same for cashing out. PayNearMe is deposit-only, but you can use Pin4 for online withdrawals. Pin4 is a cardless payment solution compatible with PayNearMe.
But this shouldn’t discourage you from depositing funds with PayNearMe. Online payments are very secure, with processing speeds of only 15-30 minutes. Also, all it takes is a $10 deposit with PayNearMe for you to begin gambling!
With PayNearMe, the provider enforces a $500 limit on payments per 24 hours. Online casino deposits can’t exceed this number. Ultimately, PayNearMe does this to prevent fraud and comply with regulatory standards.
Using PayNearMe is as simple as buying a loaf of bread. Well, almost. There are a couple of extra steps involved, but it’s a super simple process, as you can see below.
Like using PayNearMe, this process of choosing an online casino is a walk in the park. That said, we encourage you to review our list of recommended PayNearMe casinos beforehand.
You'll also have to go through the registration process when you sign up. That said, every trusted casino will require you to undergo KYC (Know Your Customer) compliance checks. This involves the verification of your account by submitting documents confirming your identity.
Follow the steps below, and you’ll be playing games and enjoying top slot websites in no time.
PayNearMe doesn't offer direct withdrawals. However, thanks to a partnership with Pin4, you can still cash out regardless!
Once the request is approved, you’ll be able to withdraw your cash from a Pin4-enabled ATM using a PIN code. Keep in mind that these card-free withdrawals aren’t as widely available as PayNearMe deposits.
If your casino allows PayNearMe withdrawals, you can follow the steps below to claim your winnings in cash:
PayNearMe is an excellent banking option if you plan on claiming a bonus. Unlike E-wallet apps like Skrill, PayNearMe is rarely excluded from sign-up offers and ongoing promotions.
We’ve listed the most popular and biggest casino bonuses below, so spend some time familiarizing yourself with them.
A mainstay of almost every online casino, deposit bonuses reward you when you fund your account. They're most often available as a sign-up or welcome offer. Their purpose, of course, is to attract new users to the site.
While some deposit bonuses reward your first deposit, others reward your first two, three, or four. You can find information about how many deposit bonuses you can claim, alongside wagering requirements and expiry dates, in the bonus T&Cs.
You can also bag yourself some extra cash just for signing up with the best online casinos with no deposit bonuses. These promotions typically have strict conditions, and they're not as valuable as standard welcome bonuses.
Free spins are a slot player’s best friend because they provide you extra opportunities to win. They're often redeemable via a deposit bonus, a no deposit bonus, a reload reward (more on that below), or a loyalty prize.
Getting new players through the door is easy — keeping them is the tricky part. That's why every good online casino will offer reload or casino cashback bonuses to reward returning players.
Reload bonuses are like welcome bonuses in that you can claim them with a single deposit, though they’re usually of a lower value. On the other hand, cashback bonuses will give you back a certain percentage of your daily or weekly losses.
With a casino app available for download, you can also play real money games with PayNearMe and request a barcode from the casino. These mobile apps offer you increased connectivity and mobile-exclusive features.
However, you don’t need to download an app to play games via your mobile device. All the casinos we recommend are built on HTML5 technology. In other words, these casinos are responsive and optimized for mobile browsers.
PayNearMe offers top-level buyer protection to US gamblers. You can rest assured that every transaction is secure and safe from third-party interception.
Also, since you’re paying in cash and using a unique barcode, you don’t need to supply the casino with any financial details. Therefore, this means that you’re not only depositing anonymously but with no risk of identity theft or fraud.
Handle Financial Inc., the company that owns PayNearMe, is audited and certified by A-LIGN. Therefore, this is an ANAB-accredited security and compliance partner trusted around the globe.
Luckily for US players, there are plenty of payment methods available aside from PayNearMe. We’ve compiled a list of the most common options at US casinos, with a little more info about what makes them a great alternative to PayNearMe casinos.
Unique to US casino sites, Play+ is a type of prepaid card. You can get branded Play+ cards at top casinos like Caesars, BetMGM, and FanDuel. One particular perk of this banking method is that they offer nearly instant withdrawals.
At our recommended credit card casinos, Visa and Mastercard are the most widely available. Many US gambling platforms also offer Discover and AmEx as an added bonus.
You can also send and receive money directly via your bank. Simply select Bank Transfer as your chosen payment method and fill in your bank details. Be aware that withdrawals at bank transfer casino sites can take a little longer than e-wallets or card payments.
ACH casino payments cut out the middleman, transferring funds directly between your bank account and casino account. Additionally, processing speeds are much swifter. ACH online casinos are also pretty common, as this is a very secure method of online banking.
Most US sites offer at least one e-wallet casino payment option, whether that’s Skrill, PayPal, or MuchBetter. Choosing an option like PayPal provides higher levels of security and faster withdrawal speeds. You can find all the best casinos that accept PayPal here on Casinos.com.
Other banking options include Paysafecard, Pay by Phone, and more.
Tim is our Commercial Lead overseeing Sports in the US. He has specialized in the software industry over the last 10 years, focusing on iGaming over the last 4. He has experience working in Sportsbooks and Casinos.
Read Full BioAfter handing over your cash to your nearest store clerk, your PayNearMe deposit will take 10-30 minutes to reach your account. PayNearMe deposits don’t arrive instantly like some other payment methods. However, the funds should be in your account when you arrive home from the store.
Absolutely! PayNearMe deposits don’t require you to enter any personal or financial information. Instead, the casino will generate a unique barcode that you can use to make cash deposits. For this reason, PayNearMe is one of the safest banking options.
You can’t make payments directly to an online casino using PayNearMe. You’ll need to visit a retail CVS, Walgreens, 7-Eleven, or Walmart and pay with cash. It’s safe to use, but it might not be practical for players who want to deposit without leaving their homes.
It depends on the store you’re using. The casino won’t charge you any fees, but the store may charge anywhere from $1-$5 as a processing fee. The same goes for PayNearMe withdrawals. The casino won’t charge you for requesting to cash out, but the ATM might.
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