Fact Checked by
Lee James Gwilliam
Just like at a brick-and-mortar gambling venue, playing slots and table games at a US online casino requires a real money deposit. However, unlike land-based casinos, you can’t exactly hand over a wad of cash to the cashier. As such, this means it’s impossible to make an online deposit using cash, right? Wrong! It’s totally possible to pay with cash, and we’re not talking about at the Casino Cage.
Allow us to introduce you to PayNearMe. Launched in 2009, PayNearMe was initially designed to process cash payments in retail stores. Now, it is one of the most popular ways to make online casino deposits with cash in the US. Available for both deposits and withdrawals, PayNearMe is one of the safest payment options around.
PayNearMe is the perfect option for real-money casinos fans who like to fund their digital casino accounts the good old-fashioned way. One of the biggest benefits of using PayNearMe is the elimination of risk. Unlike credit cards and e-wallets, you don’t transfer any data other than your unique barcode, so there’s no extra risk.
PayNearMe casinos work similarly to Paysafecard casinos, except in reverse. Instead of topping up a card in-store and taking that card home to fund your account (as is the case with Paysafecard), PayNearMe does everything in-store.
With over 27,000 participating stores across the US, PayNearMe is widely available to bettors in states where online gambling is legal. It is a much more accessible way to pay with cash than depositing at the Casino Cage. Of course, it does require travel to the store, but a five-minute trip to the 7-Eleven down the street is a small price to pay for swift, risk-free, and anonymous transactions. Plus, you’ll save yourself the hassle of setting up an account, such as with PayPal or Skrill.
So, if you’re interested in playing PayNearMe casinos and using this banking option for your next casino payment, our experts have recommended the best PayNearMe casino sites right here on this page. Alongside swift and efficient payments, these sites offer the full gambling package, including great bonuses, casino games, top-tier security, stellar customer support, and more. If you think you might want to try PayNearMe, browse through the list of operators above, click on a casino that catches your eye, and go through the registration process.
Using PayNearMe is as simple as buying a loaf of bread. Well, almost. There are a couple of extra steps involved, but it’s a super simple process, as you can see below.
Before you start playing at our PayNearMe casinos sites, you’ll need to register for a casino account. Like using PayNearMe, this process is a walk in the park. That said, we’ve provided some top tips to help get you started online. Check out our list of recommended PayNearMe casinos and choose the site that’s right for you. Remember, US online casino play is only legal in a handful of states, and you must be physically located in one to play. Also, make sure that your chosen operator is up and running in the state. When going through the registration process, it’s essential to note that every casino will require you to complete Know Your Customer (KYC) identity checks. This involves verifying your account with proof of your ID and address.
To get the reels rolling, you’ll need to fund your casino account. Follow the steps below, and you’ll be taking advantage of top online casino games and slot websites in no time.
If you’re lucky enough to secure some decent wins, then congratulations! It’s now time to withdraw these wins from your casino account. PayNearMe offers withdrawals thanks to a partnership with Pin4.
Like any other banking option, withdrawal requests made with PayNearMe will be subject to a processing window. Once the request is approved, you’ll be able to withdraw your cash from a Pin4-enabled ATM using a PIN code. PayNearMe’s card-free withdrawals have proven to be a huge hit with bettors, though they aren’t as widely available as PayNearMe deposits.
If your casino allows PayNearMe withdrawals (and you are within reach of one of the 18,000+ Pin4-enabled ATMs), you can follow the steps below to claim your winnings in cash
PayNearMe is an excellent banking option if you plan on claiming a welcome bonus. Unlike e-wallet apps like Skrill, PayNearMe is rarely excluded from sign-up offers. The security of PayNearMe transactions means you can spend less time worrying about safety and more time working through your wagering requirements. The fun doesn’t stop at welcome bonuses - you can use PayNearMe to claim to reload promotions and casino bonuses too!
Looking to set up your very first casino account using PayNearMe and not sure what these bonuses entail? Don’t worry - we’ve got you covered. We’ve listed the most popular biggest casino bonuses below, so spend some time familiarizing yourself with them.
A mainstay of almost every online casino, deposit bonuses reward you when you fund your account. Deposit bonuses are most often used as a sign-up or ‘welcome offer’, the purpose is to attract new users to the site. While some deposit bonuses reward your first deposit, others reward your first two, three, or four. You can find information about how many deposit bonuses you can claim alongside wagering requirements and expiry dates in the bonus T&Cs.
Though they seem too good to be true, no deposit bonuses do exactly what they say. Since they’re essentially free prizes, no deposit bonuses are not nearly as generous as deposit bonuses. However, you can still bag yourself a handful of free spins or casino cash just for signing up with the best online casinos with no deposit bonuses. These bonuses typically have more strict conditions than deposit bonuses, so double-check the T&Cs before you start wagering.
Free spins are a casino player’s best friend. They can come as part of a deposit bonus, a no deposit bonus, a reload reward (more on that below), or a loyalty prize. Simply put, free spins are casino stakes that don’t eat into your real money bankroll. They’re a great alternative to bonus cash since you can play the maximum bet every single time.
Getting new players through the door is easy - keeping them is the tricky part. Every good online casino will offer to reload or casino cashback bonuses to reward returning players. Reload bonuses are like welcome bonuses in that you can claim after your first deposit, though they’re usually of a lower value. On the other hand, cashback (or ‘Rakeback’) bonuses will give you back a certain percentage of your daily or weekly losses.
With thousands upon thousands of participating stores and eligible ATMs across the US, PayNearMe is a fantastic way to gamble on the go. You don’t even need to download a PayNearMe app since the casino will text your barcode directly to your mobile phone. Simply take your device to your nearest store, and you’ll be topped up in no time.
If there is a compatible casino app available for download, you can play casino games with PayNearMe and request a barcode from the casino. These mobile apps can offer increased connectivity and mobile-exclusive features, such as alerts and streamlined login. However, you don’t need to download an app to make PayNearMe payments. All of the casinos we recommend are built on HTML5 technology, which makes the casino responsive and optimized for mobile browsers.
Whichever way you prefer to gamble, you can use the PayNearMe casino payment method and play games with ease. It’s one of the best options for a fast payout online casino. Thanks to mobile casinos online, funding and cashing out from your account has never been more convenient.
If you’re worried about safety when making payments online, then PayNearMe is the perfect option for you. It offers top-level buyer protection to US gamblers, so you can rest assured every transaction is secure and safe from third-party interception. Since you’re paying in cash using a unique barcode, you don’t need to supply the casino with personal or financial details.
Therefore, this means that you’re not only depositing anonymously but with no risk of identity theft or fraud.
Handle Financial Inc., the company that owns PayNearMe, is audited and certified by a-LIGN, an ANAB-accredited security and compliance partner trusted by thousands of companies across the globe.
To play for real money at an online casino, you’ll need a funded account. Luckily for US players, there are plenty of payment methods available aside from PayNearMe. We’ve compiled a list of the most common options at US casinos, with a little more info about what makes them a great alternative to PayNearMe casinos.
Unique to US casino sites, Play+ is a type of prepaid card. You can get branded Play+ cards at top casinos like Caesars, BetMGM, and FanDuel. One particular perk of Play+ casino cards is that they offer instant withdrawals.
Card payments are a common staple of every online casino. At these credit card casinos, Visa and Mastercard are the most widely available, though some offer Discover and AmEx too.
Bank transfers are another popular payment method and are widely available at US casinos. Simply select Bank Transfer as your chosen payment method, and fill in your bank details. Be aware that withdrawals at bank transfer casino sites can take a little longer than e-wallets or card payments.
ACH casino payments are essentially bank transfers with fewer authorizations required. They work by cutting out the middleman, transferring funds directly from your bank account to your casino account (and vice versa), and offering more swift processing times. ACH online casinos are very common, as this is a popular and more private method of payment.
Most US sites offer at least one e-wallet casino payment option, whether that’s Skrill, PayPal, MuchBetter, Neosurf, or more. Choosing an option like PayPal provides higher levels of security than regular credit or debit cards and much faster withdrawal speeds. You can find all the casinos that accept PayPal here on Casinos.com
Other banking options include Paysafecard, Pay By Phone, and more.
Unsure which payment method is best for you? Not to worry - that’s what we’re here for. Our industry experts know exactly what players want and need. We assess various aspects of a casino, and payment methods are at the top of our list. There are multiple factors to consider, from transaction times and payment limits to the overall reputation of the provider. You can find the top PayNearMe casinos sites on this page.
Tim is our Commercial Lead overseeing Sports in the US. He has specialized in the software industry over the last 10 years, focusing on iGaming over the last 4. He has experience working in Sportsbooks and Casinos.Read Full Bio
After handing over your cash to your nearest store clerk, your PayNearMe deposit can take 10-30 minutes to reach your account. PayNearMe deposits don’t arrive instantly like some other payment methods. However, if you plan on playing from a desktop, the funds should be in your account when you arrive home from the store.
Absolutely! PayNearMe deposits don’t require you to enter any personal or financial information. Instead, the casino will generate a unique barcode that you can use to make cash deposits. For this reason, PayNearMe is one of the safest banking options, if not the safest of all.
You can’t make payments directly to an online casino using PayNearMe. You’ll need to visit a retail CVS, Walgreens, 7-Eleven, or Walmart and pay with cash. It’s one of the safest banking methods you can use, but it might not be practical for players who want to deposit from the comfort of their own homes. If you’d prefer to make online casino payments, check out our list of alternative payment methods.
It depends on the store you’re using. The casino won’t charge you any fees, but the store may charge anywhere from $1-$5 as a processing fee. The same goes for PayNearMe cashouts The casino won’t charge you for requesting a withdrawal, but the ATM might.
Not at all. The joy of PayNearMe is that unlike e-wallets like PayPal, it doesn’t require an account. Just request a barcode, and the store clerk will use this barcode to deposit your cash directly into your casino account. Keep in mind, you’ll need to register an account with your chosen casino before making a deposit.
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