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Updated by Timothy Lewoc
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Prepaid cards are being used more often than ever for online financial transactions. Many casino players are even turning to this popular payment option to fund their US online casino accounts, too.
We’ve created a list of the best online casino sites that accept this payment method. Remember that virtual prepaid cards allow you to manage your bankroll more effectively.
You'll discover all the best prepaid card casinos in the US with this guide. The legal online casinos listed here also offer you a consummate gambling experience.
The prepaid card traces its roots back to the first gift cards that popped onto the shopping scene back in the 1970s. Today, prepaid cards are widely used throughout the world and offered by a host of financial institutions.
Prepaid cards have to be purchased and loaded with funds before they can be used. By adding funds, the account holder typically receives a physical card. It usually looks and functions like a credit or debit card.
However, there are also virtual prepaid cards (such as Play+), which you can acquire via the internet. You then can use various methods, including a credit or debit card, to fund or reload that virtual card.
Using a prepaid card is something with which you're probably already familiar. It’s used almost exactly like any debit card you might already have in your wallet. The difference, of course, is that debit cards typically draw out of your checking account while a prepaid card holds a finite sum of money.
It can be challenging to find the best online casino sites that accept these reloadable prepaid cards. But this is where our expertise comes in handy. Any of the operators you see listed on this page are the casinos we recommend. Our experts have reviewed the top prepaid card casinos to help you find your favorite option quickly.
You can purchase a prepaid card in different ways, including online, over the phone and in person at various stores. Traditionally, you'd visit one of your favorite retail locations. While there, you'd purchase a prepaid card backed by payment providers such as Visa or Mastercard.
With prepaid cards, you can either purchase one with a preset total or add however much you prefer. After that, you'll pay the merchant for the card, plus a small fee charged by the card issuer. The process is the same as paying for any other item at the store (via cash, check, credit or debit card).
With prepaid casinos, there’s nothing really preventing you from having a good time. However, certain restrictions are in place, implemented by state gambling authorities. Allow us to explain so that you can better prepare yourself.
In most casinos, a minimum deposit of $10 with a prepaid card is enough to get you started. The most you can deposit (and withdraw) at once, however, isn’t always set in stone. These restrictions change depending on where you live and the casino you choose.
You may also have to use the same method (a prepaid card) for deposits and withdrawals. However, this isn’t as bad as it sounds, as many players prefer it that way. What’s more, the banking process is very convenient. It often takes just a few minutes for any payment to process.
Ultimately, regulators have rules that often vary from one state to another. Knowing these things ahead of time ensures that your experience will go a lot smoother.
Making an online casino deposit using a prepaid card is very straightforward as there aren’t any complicated steps. Just make sure you've registered with your chosen gaming operator and completed the ID verification process. Then, you’ll be ready to fund your account and play.
Go to your chosen online casino site account and look for the cashier page. This is typically located on the dashboard or in the account info section. Find the option that allows you to make a deposit.
Most online casino sites only allow prepaid cards for deposits and not to withdraw funds. That’s why we strongly recommend using Play+ as your prepaid payment option. Play+ offers fast deposits and withdrawals, plus it’s widely accepted by the best online casino sites in the US.
Without Play+, you’ll probably have to set things up another way to withdraw from your casino account. Some of the methods often used include connecting to your bank account for wire transfers or using PayPal.
There are merchants and credit card companies that offer prepaid cards. That said, you generally have only two different categories to choose from: closed system and semi-closed system. It’s absolutely crucial that you don't buy a closed system card for online gambling unless it’s issued by that brand, such as a Caesars prepaid card.
Sometimes called closed-loop cards, these are often issued by the store or merchant. Typically, it can only be used for shopping with that specific retailer. What's more, this type of prepaid card is commonly issued in preset fixed amounts decided by the issuer.
These are also called gift cards, and you can often only redeem merchandise or store credit with them. Don't get these if you wish to play at online casinos unless it is offered by the casino itself.
These are referred to as semi-closed-loop cards, and various merchants issue them. They feature a logo of a financial institution (i.e., Visa, Mastercard, American Express) on the card. This type of prepaid card can be used anywhere the card’s brand logo is accepted.
Prepaid cards are popular because not only are they reliable, but they're also extremely safe to use. They offer you total anonymity and limit the risk of fraud because they are not connected to a bank account.
Here are some other benefits related to this type of payment method:
It's easier to control your spending with a prepaid card. Let's say, for example, you love to gamble online once a week and always put aside a set sum of money for it. You can do so by loading the card with that amount. Once you run out, whether it’s quickly or over several hours, you’ll know that was your gambling money for the week.
It's not the same at traditional credit card casinos that accept Visa or American Express. With these, your casino account will be linked to the financial institution account, and it’s much easier to get carried away.
Prepaid card online casinos offer you an additional level of protection over your data. Sensitive information regarding your banking information and billing address is fully protected.
There's less risk of overspending when playing at prepaid card online casinos. Essentially, you'll get cut off when you run out of funds. Then, you'd have to go through the tedious process of reloading your account. Prepaid card online casino sites limit spending to no more than the card balance.
A prepaid card offers similar benefits to major credit or debit cards. But the simple and quick registration process allows you to save a lot of time. Losing your bank card requires you to cancel and order a new one, and it can take days to arrive.
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In addition to prepaid cards, you can fund your online casino account through alternative payment methods. These other options are listed below.
PayPal is one of the most popular payment providers in today’s online world. Casino players can even use it to make deposits and withdrawals (an all-in-one simple solution).
Furthermore, PayPal is widely supported by online stores and online casino sites alike. PayPal casinos are ideal for those who don't like the idea of using virtual prepaid cards.
Some online casino sites allow players to schedule deposits the same way you might schedule bills to be paid through your bank’s website. This method is a little slower than most others in that payment processing can take a few days. However, high rollers like online bank transfer casinos because they allow for higher maximum deposits.
ACH allows you to move money from your bank to the online casino site via instant e-check. The acronym stands for Automated Clearing House, which refers to the name of the process used behind the scenes by computers. This option is also sometimes called an EFT (Electronic Funds Transfer).
Ultimately, ACH casinos are great for players who prefer to gamble for high stakes. However, they do take longer to complete than most other payment methods.
Skrill is a popular third-party e-commerce solution. That said, Skrill casinos make it easy for gamblers to transfer funds. That's because their Skrill account can then be linked to several different payment methods at once.
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We take great pride in our diligence while reviewing every prepaid card online casino. And during our research, we focus our attention on the most important parts of the online gambling experience. Data security, payout speeds, overall gaming quality — we look at everything.
Our recommended casino sites, where you can pay with a prepaid card, include ones that meet our high standards. Check out our reviews, and you’ll see what we mean. Then, you can sign up, collect a welcome bonus and start playing real money games.
These are the most important things we consider when recommending online casinos.
Registration should be a simple, fast process. Withdrawal times should be reasonable. Casino apps (and the mobile experience) should be just as good as the websites on desktop computers. The betting limits need to appeal to every type of casino player. And customer support should be responsive to every player's needs.
We look at every detail to make sure the biggest online casino bonuses are generous and fair. Whether it be a welcome bonus or free spins, we're always reading the fine print.
Every casino site we recommend is licensed in the state they operate. Playing casino games on a properly regulated site ensures that everything is legit. That’s not the case with unregulated offshore casinos, which operate with minimal oversight to none whatsoever.
Our favorite casino sites offer more than enough gaming variety and mix things up with different themes. This way, they can appeal to players who enjoy everything from roulette to free slots for fun. Moreover, there should be casino games from the catalogs of all the top software providers.
Tim is our Commercial Lead overseeing Sports in the US. He has specialized in the software industry over the last 10 years, focusing on iGaming over the last 4. He has experience working in Sportsbooks and Casinos.
Read Full BioYou can use this type of payment at many US prepaid card casino sites. Make sure you go over our list of recommendations so that you can pick the best site for your specific needs. Reading the reviews here at Casinos.com is a great way to sort through the choices.
Payments made to sites via prepaid cards are fast compared to other methods. In fact, as long as the payment is accepted by the online casino, you’ll see the funds transfer right away. In other words, you’ll be able to start playing real money slots and other online casino games immediately.
Transactions with prepaid online casino cards are very safe. That's because these cards guarantee fast and reliable payments. What's more, there's the added security of protecting sensitive private data via SSL encryption.
There’s usually a nominal fee, and some prepaid cards add fees onto specific actions such as withdrawing the money loaded onto the card at an ATM. However, there usually aren’t extra fees added to the transaction by payment providers or companies that issue the card.
Part of what makes a prepaid card so safe and effective is that there's no need to create a separate bank account to manage your budget. The funds are conveniently linked to your casino account and ready for use without you having to link your credit or debit cards.
Yes, online casinos that support Mastercard also allow you to pay with prepaid cards. They offer you access to gaming options such as live blackjack, online slots, and more. Also, Mastercard casinos have an average minimum deposit with a prepaid card of only $20. This means that you can easily protect your budget.
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