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Prepaid cards are being used more than ever for online financial transactions and many casino players are turning to this popular payment option to fund their US online casino accounts, too. That’s why we’ve created a list of the best legal, licensed and regulated online casino sites that accept this payment method. Virtual prepaid cards are one of the most popular deposit and withdrawal options for casino players.
Find the best prepaid card casinos in the US with this guide. Each of the legal online casinos listed here accepts payment via prepaid card to play online casinos.
The prepaid card industry traces its roots back to the first gift cards that popped onto the shopping scene back in the 1970s. Today, prepaid cards are widely used throughout the world and offered by a host of financial institutions.
Prepaid cards have to be purchased and loaded with funds before they can be used. After adding funds, the account holder typically receives a physical card that usually looks and functions like a credit or debit card. However, there are also virtual prepaid cards (such as Play+), which you can register for on the sites after completing your registration. You then can use various methods, including a credit or debit card, to fund or reload that virtual card.
Prepaid card casinos work in a similar way as when using a credit or debit card to bet on your favorite casinos. The maximum amount you can deposit per day via your prepaid card varies by casinos site and card issuer, and the same goes for the 30-day maximum limits. Be sure to read the limits set forth by each before attempting to fund your account.
Using prepaid cards is something with which you are probably already familiar because, once you purchase the prepaid card and load funds onto it, it’s used almost exactly like any debit card you might already have in your wallet. The difference of course is debit cards typically draw out of your checking or savings account while a prepaid card has a finite sum of money put on it.
What’s not quite as easy and straightforward is finding the highest quality online casino sites in your state that accept these reloadable prepaid cards as a payment method, but that’s where we come in. Any of the operators you see listed on this page are our recommended sites. Our experts have compiled and reviewed the top online casino sites that accept prepaid cards to help make the process seamless so you can get to your favorite online casinos quickly.
You can purchase a prepaid card from many different places, including online, over the phone and in person at various stores. Traditionally, the most popular method of purchasing prepaid cards was simply going to your favorite retail location and purchasing a semi-closed system prepaid card there that is backed by one of the widely-accepted credit card companies such as Visa or Mastercard.
The most common way to add funds to the account is simply to either purchase one with a preset total or tell the person behind the counter how much money you want to put into it. After that, pay the merchant for the card (plus a small fee charged by the card issuer) just as you would pay for any other item at the store (via cash, check, credit or debit card).
Making an online casino deposit using a prepaid card is very straightforward as there aren’t lots of complicated steps. Just make sure you have registered with your chosen gaming operator and have gone through the ID verification process. Then, you’ll be ready to fund your account and play.
Most online casino sites only allow prepaid card use for making deposits, not to withdraw funds. That’s why - if you’re going to use a prepaid card - we strongly recommend using the Play+ card brand as your prepaid card casinos option. Play+ allows fast deposits and easy withdrawals, and it’s widely accepted by the best online casino sites in the US.
If you don’t use Play+, you’ll probably have to set up another way to make withdrawals from your casino site account. Some of the methods used include connecting to your bank account for wire transfers or PayPal.
While there are many different merchants and credit card companies that offer a wide variety of prepaid cards, there are generally only two different types of cards available to players: closed system and semi-closed system cards. It’s absolutely crucial that you do not buy a closed system card for online casino play unless it’s issued by that brand, such as a Caesars prepaid card.
Sometimes called closed-loop cards, these are issued by the store or merchant and can only be used for shopping with that specific retailer. One of the identifying features of this type of prepaid card is that it’s common to see them issued in preset fixed amounts decided by the issuer. Sometimes these are called gift cards, and they usually cannot be redeemed for anything other than merchandise or store credit. Do not get these if you wish to play online casinos unless it is offered by the casino itself.
Also referred to as semi-closed-loop cards, these are purchased at various merchants and feature a logo of a financial institution (i.e. Visa, Mastercard, American Express) on the card. This type of prepaid card can be used anywhere the card’s brand logo is accepted. These prepaid cards can be used at any online casinos site that accepts those forms of payment.
The reason why prepaid cards are becoming increasingly popular among online gamblers is the fact that, apart from being reliable, they are also extremely safe to use. They offer total anonymity and limit to a minimum the risk of fraud because they are not connected to a bank account. Here are some other benefits related to this type of payment method.
Payment transactions with a prepaid card are instant.
It is easier to control your spending with a prepaid card. If, for example, you love to gamble online once a week and always put aside a set sum of money for it, you can just load the card with that amount. Once you run out, whether it’s quickly or over several hours, you’ll know that was your gambling money for the week. It's not the same at traditional credit card casinos that accept Visa or American Express, for example. With these, your casino account will be linked to the financial institution account and it’s much easier to get carried away.
One of the greatest benefits when playing prepaid card online casinos is the additional level of personal information protection. Sensitive private data such as your banking information and billing address are fully protected.
Given the nature of these pre-loaded cards where you can only use the balance available on your card, you will have a much lesser risk of overspending when playing at prepaid card online casinos. You’ll essentially get cut off when you run out of funds, and then would have to go through the tedious reload process if you want more. Prepaid card online casino sites limit spending to no more than the card balance.
A prepaid card offers similar benefits to major credit or debit cards without the added commitment of setting up. The simple and quick registration protects players if the card is lost or stolen.
In addition to prepaid cards, there are many other ways to add funds to your online casino site account. These other options are listed below.
One of the most popular payment solutions in today’s online world, PayPal allows casino players to make deposits and withdrawals through one simple solution. PayPal is widely accepted by online stores and online casino sites alike. PayPal casinos are ideal for those who do not like the method of virtual prepaid cards.
Some online casino sites allow players to schedule deposits the same way you might schedule bills to be paid through your bank’s website. This method is a little slower than most others in that it can take up to five days for payments to complete. High rollers like online bank transfer casinos as they allow for higher limits.
This is a type of electronic transfer that allows you to move money from your bank to the online casinos site via instant e-check. ACH stands for automated clearinghouse, which refers to the name of the process used behind the scenes by computers. This option is also sometimes called an EFT, or electronic funds transfer. ACH casinos are great for players who require higher limits, though they do take longer to complete than other transactions, much like bank transfers.
Skrill is a popular third-party e-commerce solution that allows payments and money transfers online. Skrill casinos make it easy for gamblers because their Skrill account can then be linked to several different payment methods at once, including bank accounts and credit cards.
Not all lists of prepaid card online casinos are created equal. We take great pride in diligently reviewing the sites and focusing our attention on the most important parts of the online gambling experience, including how a site’s security rates, how fast payouts are and the overall quality and quantity of real money casinos offered.
Our list of recommended sites where you can pay with a prepaid card only includes ones that meet our high standards. Check out our reviews and you’ll see what we mean, then sign up, collect a welcome bonus and start playing online slots real money.
These are the most important things we consider when recommending online casinos.
There are a lot of criteria here. Registration should be a simple, fast process. Withdrawal times should be reasonable. Casino apps and mobile experience should be just as good as desktop. There should be betting limits that appeal to every type of casino player. Customer support should be responsive to players’ needs.
We look at all the details to make sure the biggest online casino bonuses are generous and fair, whether they be a welcome bonus, a deposit match, a no-deposit bonus, or free spins.
Every site recommended here is licensed in the state they operate. Playing casino games on a properly regulated site ensures the games are legit and provides protection to players. That’s not the case with unregulated offshore casinos, which operate with no oversight.
Recommended sites have varieties and themes sure to appeal to all levels of casino players, from roulette to free slots for fun. There should be casino games from the catalogs of all the top software providers.
You can use this type of payment at many US prepaid card casino sites. Be sure to go over our list of options so you can pick the best site for your specific needs and wants. Reading the reviews here at Casinos.com is a great way to sort through the choices.
Payments made to sites through prepaid cards are fast compared to other methods. In fact as long as the payment is accepted by the online casino, you’ll see the funds transfer right away, which means you’ll be able to start playing real money slots and other online casino games more quickly.
Transactions with prepaid online casino cards are safe because these cards guarantee fast and reliable payments when playing your favorite games, with the added security of protecting sensitive private data such as your banking information and billing address.
There’s usually a nominal fee and some prepaid cards add fees onto specific actions such as withdrawing the money loaded onto the card at an ATM. However, when it comes to making deposits with online casino sites, there usually aren’t extra fees added to the transaction by the operator or the financial institutions that issue the card.
Part of what makes prepaid card so safe and effective is that there is no need to create an account to make deposits with them at US online casinos. The funds are conveniently linked to your account and ready for use without having to link your bank account or credit and debit cards.
Emma Trotter is a Senior Editor at Casinos.com. Emma has worked as a staff writer and editor for nearly two decades, extensively covering celebrity news and the Las Vegas entertainment, casino and tourism scenes. She spent several years in in-house roles at Caesars Entertainment and Wynn Las Vegas before stepping into iGaming affiliate site content.