Best Payout Online Casinos for US Players in 2023

Verified by Lee James Gwilliam

With so many online casino sites available in the US, knowing where to start when looking for the best high-payout casinos can be tricky. That’s why our experts have done the hard work for you and compiled a list of only the best payout online casinos on the market. 

A casino payout simply refers to the money you receive back. But in this in-depth guide, you’ll learn more about what online casino payouts are. We’ll help you uncover the fastest payout online casinos, top payout games, and everything else that you need to know to help you on your way to some big wins.

Best Online Casinos That Payout

Check out our list of favorite online casino brands that pay out the most.

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How Do Casino Payouts Work?

As we’ve mentioned, casino payouts are a measure of how much cash you can expect to win back from a specific game or a site overall. However, payout rates differ hugely among different casino game categories, game titles themselves, and even the casino offering the games in the first place.

This is partially what makes casino games so exciting since each option’s volatility and RTP varies. It also makes some games more challenging to win, as these titles will offer a greater risk while also featuring a bigger potential reward. On the other hand, other games are easier to win but will feature smaller payouts. 

However, since online casinos have a better payout percentage than their traditional brick-and-mortar counterparts, it’s important that you understand where to find the best casino payouts online. Read on to uncover our experts’ recommendations!

RTP Meaning in Casinos

Also known as “return to player” or even a “payout percentage”, the RTP tells you how much you will receive back from a specific casino game on average over time. Different games will boast different RTP percentages. For example, if you were to play a game with an RTP of 97%, theoretically, if you wagered $100, then you should expect to have around $97 returned to you throughout the game.

Interestingly, different states have thresholds they must legally abide by when it comes to RTP. For example, New Jersey online casinos cannot have an RTP lower than 83%. However, it’s essential to remember that an RTP is only an average. After all, casino games come down to random chance. Therefore, you may hit the jackpot and win big or lose all your money in one round – there is no way to predict a game’s outcome. 

The RTP is calculated over hundreds and thousands of spins or rounds. Therefore, it can tell you how much you may win over time. It can even help you to place smarter bets and manage your bankroll more effectively.

What is a Win Rate?

In summary, the win rate refers to the average rate at which you win money from a game over a specific timeframe. In other words, “RTP”.

What is a Payout Percentage?

Similarly, a payout percentage is another term for RTP (or return to player). Please see above for an in-depth overview of what payout percentages are and how they work.

How Do You Calculate Casino Payout?

The most straightforward way to calculate a casino payout is by using a game’s RTP. The return to player percentage displays the amount of cash you can expect to receive back as winnings on a particular game. 

But how exactly are payouts calculated? It may seem complicated, but it’s actually pretty straightforward. To put it simply, you take the average payout from hundreds and thousands, or even millions, of slot spins or game rounds.

What is House Edge?

Think of the house edge as the casino advantage or the complete opposite of the payout percentage. The house edge represents the average gross profit the online casino can expect to make from each game. Lower house edges mean that casinos will generate a smaller profit from games. 

For example, let’s take the game with the lowest house edge: blackjack. For this classic casino card game, the house edge stands somewhere between 0.42% and 1.5%. These percentages display how much the casino will make on average, whereas players can expect to receive anything from 99.58% to 98.5% of their wagers back. 

What is Volatility?

In short, volatility refers to the amount of risk associated with a casino game. Volatility describes how often and the amount you can expect to win on a slot or table game. The riskier, higher-volatility games pay out less frequently but reward you more cash if you get lucky. On the other hand, low-volatility games pay out smaller prizes more frequently.

Best US Payout Casinos vs. Best Payout Games

Remember, it’s important not to take an entire game category’s RTP as gospel, as individual games by individual operators can go against the grain and have higher or lower RTPs. Though our recommended US payout casinos feature many high RTP games, you may also find some lower RTP options within each category. It’s always worth checking out each unique title’s RTP or house edge to double check it meets your needs.

Slot Machine Payouts

Though the most volatile of casino games, there are many high RTP slots on the market now in the 99%+ range. However, when it comes to slots, anything above 96% is usually considered a high payout slot, so keep your eyes peeled for these potentially lucrative options.

Progressive Jackpot Payouts

Though these incredible games provide you with the chance of winning unusually large cash prizes, it’s essential that you weigh the associated odds and risks. 

At times, your chances of winning a progressive jackpot game is slimmer than winning the national lottery, which is why it’s important to enjoy the games but not take them too seriously. The last thing you want to do is spy a multi-million dollar jackpot and get carried away risking too much money in the hopes of getting lucky.

Online Casino Game Odds

When choosing your favorite casino games, it’s always worth considering that different games have different house edges and RTPs. Of course, this can also affect your chances of winning. That’s why looking out for each factor is a good idea when deciding what to play. To give you a helping hand, we’ve outlined the average payout percentages of some of the most popular casino games around:


If you enjoy the volatility of traditional fruit machines, you’ll love online slot games. At our top-rated US slot sites, you can spin the reels of thousands of immersive titles in all themes and genres imaginable, all with varying RTPs.

Though slots usually have the most inconsistent RTP rate compared with table games, their simplistic rules and catchy features make them a casino favorite among players around the globe. The average RTP for online slot machines sits at around 96%. However, you will find games with RTPs in the 80s or as high as 99%.


Now that there are so many blackjack variations, such as Atlantic City Blackjack, European Blackjack, Spanish 21 and more, we’re looking at a more significant RTP variation. However, on average, you can expect an average RTP of 99.3%-99.6%, which is a pretty big cash return. Also, blackjack casinos typically feature many live dealer experiences, so you can enjoy that authentic blackjack experience whenever and wherever you want.


Depending on the type, roulette also features a favorable RTP. European and French variants have an RTP of 97.3%. On the other hand, American roulette games feature an extra “00” pocket, which lowers the RTP slightly to 94.7%. 

Also, if you play the live dealer versions of the game at the best online roulette casinos, it can be a pretty sociable experience, as you can interact with the dealers and other players via the live chat feature. Obviously, there have been some big wins made on online roulette over the years, which is another reason the game has so many fans worldwide.


Thanks to its usual low house edge, baccarat casinos attract plenty of players. The average RTP for baccarat lies at around 98.94%. Also, given the game’s low stakes and fairly simplistic rules, the engaging table game makes for some exhilarating gameplay while offering potential big wins.

Video Poker

As one of the highest RTP games, you could be playing video poker games within the 99.78% RTP range! Since poker has been around for centuries, it’s only natural that online casinos would get on board and feature digital versions of the game with a unique twist.


You’ll usually find that poker sites offer a range of game varieties, whether live dealer experiences or popular options like Texas Hold’em, Omaha, Five-Card Draw, and more. Obviously, this means that each game’s house edge and RTP will differ. However, on average, you’ll likely find titles well within the 99% to 99% range, making poker one of the highest RTP options.

Casino Game Payouts

  • Fruity Beats Xtreme (99.09%)
  • Ugga Bugga (RTP 99.07%)
  • Mega Joker (RTP 99%)
  • Book of 99 (RTP 99%)
  • Madame Mystique Megaways (RTP 98.03%)

Fastest Payout Online Casinos

Of course, an essential quality you’ll look for in a casino is a fast payout rate. Understandably, when you hit it big, you want to get your hands on your winnings immediately. Since fast payouts are so important, we have shortlisted the top US online casinos with the fastest payouts out there. Read on to uncover our experts’ top picks.

Best Payout Online Casinos

Check out our recommended online casino brands that are known to have the best payouts.

BetMGM Online Casino

As one of the biggest New Jersey casino brands, BetMGM in NJ maintains its awesome reputation thanks to its endless gaming options, MGM Rewards loyalty program, and generous and competitive promotions. They have been known to do an awesome $1,000 cashback welcome package for new US players.

Also, though BetMGM states that its withdrawals could take up to 5 business days to reach your account, you’ll likely find that you receive your cash within a couple of days, depending on what payment method you go for. Finally, since the brand hosts multiple exclusive games, you’ll find slot, table, and jackpot titles on BetMGM that you won’t find on any other site, all adding to the casino’s appeal.

Caesars Palace Online Casino

If you’re hunting for popular online casinos, Caesars might be the place to be as it operates in a majority of legal states. Featuring thousands of games in all genres imaginable, a distinctive ancient Roman theme, and rewards that you can exchange for real-life prizes, the site and app appear to have it all.

Also, since payouts average 2-5 business days, you won’t be kept waiting too long for your winnings. Many players report to have received their prizes in a matter of hours, which is handy given the platform’s ample bonuses. Better yet, Caesars Palace Online Casino prides itself on an impressive 97.8% average payout rate. Caesars Palace Online Casino in NJ is one of the most popular online as New Jersey is one of the few legal states.

BetRivers Online Casino

Currently reported to have one of the fastest payout rates in the US, BetRivers maintains a strong reputation. While reviewing West Virginia online casinos, for example, our experts enjoyed exploring the Rush Street Interactive casino’s extensive selection of slots, table games, and live dealer experiences. We particularly enjoyed its instant win collection, including bingo and scratch cards. If you’re looking for a quick buzz, these options promise fast fun.

Speaking of “fast”, the payouts at the BetRivers Casino in WV, for example, take as little as a few minutes to hit your account, depending on the banking method you select, making it one of the speediest payout casinos in the industry. Other bonuses include a wide selection of sports and casino offers and a top VIP club.

Playstar Online Casino

If you’re a New Jersey player, you’ll want to head to Playstar Casino in NJ for its premium graphics, incredible game collection, highly intuitive app, and hefty welcome bonuses.

Whether you’re a fan of slots, live casino options, table and card games or instant win titles, you’re sure to find entertainment to suit you. Plus, since there’s a whole variety of themes, you’ve got plenty to keep you on your toes. Also, with payouts averaging 24 hours to 3 business days, you’re able to get your hands on your winnings pretty quickly.

FanDuel Online Casino

If you like some friendly competition, FanDuel might be the perfect online casino for you. With its exciting interactive leaderboards, you can keep tabs on fellow players’ top game scores and stay motivated while playing your favorite slots, jackpots, table games, and live dealer options.

Better still, fans in West Virginia can often enjoy a Fanduel Casino promo code in WV via desktops, mobile browsers, or the casino’s convenient app. Ultimately, this allows you to play games and redeem bonuses from the comfort of your own home or while you’re out and about. You also have the option of multiple popular banking methods (like e-wallets, prepaid cards, and debit/credit cards) that allow for straightforward and efficient deposits and withdrawals.

Unibet Online Casino

If you’re a Pennsylvania player, you’re in for a treat, thanks to the extensive games lobby at the Unibet PA online casino. With bingo, poker, live dealer, slots, and table games to hand, your options are pretty endless. You can also partake in weekly bonuses, exciting table game races, and live dealer boosters alongside exclusive casino tournaments. 

Since the average payout rate sits at 97%, you’ll hopefully enjoy some decent luck. Also, depending on your bank method, you can enjoy fast withdrawals, with the maximum time frame sitting at 5 business days.

DraftKings Online Casino

Since DraftKings offers some of the biggest welcome bonuses in legal casino states, you’re likely to be spoiled for choice on how to spend it. Given the casino’s exciting array of slots, table games, live dealer experiences and more, you have plenty to discover. Also, the casino is renowned for its instant deposits and reliable withdrawals – rarely will you find sites that allow you to withdraw as little as $1. 

Finally, there’s DraftKings Casino’s competitive promotions and rewards. For example, in New Jersey, the loyalty program Dynasty VIP at the DraftKings online casino in NJ provides you with the opportunity to climb 5 levels and win exclusive casino perks, such as site credits, tailored rewards and prizes, 24/7 customer support, and more.

Signing Up at the Best Payout Casinos

Regardless of which online casino you decide to play at, each follows a similar and straightforward sign-up process. However, remember to take note of any promo codes before completing your registration. Though many are automatically populated upon new account sign-ups, you won’t want to miss out on boosting your bankroll with generous online casino welcome bonuses.

To help get you started, here are some of the main steps to take when signing up at a new casino:

  1. Pick your casino: Browse the top best-payout sites on this page and click the links of the site you want to use. Then, select the “Register” or “Sign Up” tabs to start the online registration process.
  2. Enter your email address: Enter your personal details as requested by the casino. You’ll usually be required to provide your email address to begin with.
  3. Complete all personal data fields: This will include your full name, date of birth, and address. You’ll also need to enter the last four digits of your Social Security Number. 
  4. Upload your ID and address documents: Before withdrawing for the first time, you’ll need to submit proof of ID and address to prove you’re of legal gambling age. 
  5. Select “Submit”: Verification time frames vary from casino to casino. Once verified, you’re free to opt-in to any welcome bonuses/promotions and enjoy playing your new favorite games.

Remember, if you wish to redeem any promotions, be sure to thoroughly read through any terms and conditions before opting in, such as wagering requirements. 

Meet the editor

Emma Trotter
Emma Trotter Editor

Emma Trotter is a Senior Editor at Emma has worked as a staff writer and editor for nearly two decades, extensively covering celebrity news and the Las Vegas entertainment, casino and tourism scenes. She spent several years in in-house roles at Caesars Entertainment and Wynn Las Vegas before stepping into iGaming affiliate site content.


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