Best Payout Online Casinos for US Players in 2024

With so many online casino sites available in the US, knowing where to start when looking for the best high-payout casinos can be tricky. That’s why our experts have done the hard work for you and compiled a list of only the best payout online casinos on the market. 

A casino payout simply refers to the money you receive back. But in this in-depth guide, you’ll learn more about what online casino payouts are. We’ll help you uncover the fastest payout online casinos, top payout games, and everything else that you need to know to help you on your way to some big wins.

Check out our list of favorite online casino brands that pay out the most. 

From time to time, the offers below may not match the casinos we highlight. This happens when the offer is not currently available in your region. In this case, we will show you the next best offer available to you.

#1: Caesars Palace Online Casino

• Payout Rate: 97.8%
• Payout Speed: 1-3 days
• Bonus: 100% up to $2,500
• Wagering Requirement: 20x
• Number of Slot Games: Over 1000
• Highest RTP Slots: Mega Joker (99%), Cash Machines (96%), Imperial Riches (96.8%)

Caesars might be the perfect choice if you are searching for the best payout online casino. The platform operates in most legal states, and it has a lot to offer to its users. One of the significant advantages of Caesars Palace Online Casino is its fast and reliable payout system. The site and app have a distinctive ancient Roman theme in the design, graphics, and gameplay. The casino features thousands of games in all genres imaginable, including slots, table games, and video poker.

The payouts usually take 1-3 business days, which is relatively quick compared to other casinos. Many players have reported receiving their prizes within hours, which is a testament to the platform's efficiency and reliability. The casino takes pride in its impressive 97.8% average payout rate, one of the industry's highest.

#2: BetMGM Casino

• Payout Rate: 95.73%
• Payout Speed: 1-5 days
• Bonus: 100% up to $1,000 + $25 on the House
• Wagering Requirement: 15x
• Number of Slot Games: Over 3000
• Highest RTP Slots: Blood Suckers (98%), 88 Fortunes (96%), Divine Fortune (96.59%)

BetMGM is a highly reputable and popular casino brand, offering an impressive selection of gaming options, an exceptional loyalty program, and a range of lucrative promotions. As a new player from the US, you can take advantage of an incredible welcome package that offers a 100% deposit match up to $1,000 + $25 on the House. One of the standout features of BetMGM is its exclusive games, which are not available on any other online casino platform. There is something for everyone, from classic slots to table games to progressive jackpots.

BetMGM states that withdrawals may take up to 5 business days for your funds to reach your account. However, players often report receiving their cash much sooner, sometimes within a couple of days, depending on their chosen payment method.

#3: PlayStar Online Casino

• Payout Rate: 96.98%
• Payout Speed: 1-3 days
• Bonus: 100% up to $500 + 500 Free Spins
• Wagering Requirement: 30x
• Number of Slot Games: Over 400
• Highest RTP Slots: Medusa Megaways (97.63%), Spirit of Mustang (96.23%), Triple Hot Ice (96.56%)

If you are a player from the USA and looking for an online casino that offers a top-notch gaming experience, Playstar Casino is an excellent choice. This online casino boasts premium graphics, an incredible collection of games, a highly intuitive app, and generous welcome bonuses that will make your gaming experience even more enjoyable.

The payouts at Playstar Casino are processed quickly, and you can expect to receive your winnings within 24 hours to 3 business days. The casino also offers a range of payment options, including credit and debit cards, e-wallets, and bank transfers, ensuring that you can easily deposit and withdraw funds.

#4: Tipico Casino

• Payout Rate: 97.63%
• Payout Speed: 2-4 days
• Bonus: 400% up to $100 + 500 Bonus Spins
• Wagering Requirement: 15x
• Number of Slot Games: Over 300
• Highest RTP Slots: Twin Spin Deluxe (96.55%), Starburst (96.1%), Gonzo’s Quest (96%)

Tipico Casino is an excellent online casino that offers some of the best payout rates in the market. The site has a generous welcome offer of 400%, a great way to start playing. Their game library offers games from leading providers such as NetEnt, Microgaming, and Evolution Gaming, among others. Players can enjoy various slot games, table games, video poker, and live dealer games. 

In addition, Tipico Casino provides players with convenient payment options to ensure they can quickly deposit and withdraw funds. Players can use credit/debit cards, e-wallets, and bank transfers. The site also guarantees fast and secure withdrawals, with most transactions processed within 2-4 days.

#5: Betway Casino 

• Payout Rate: 96.71%
• Payout Speed: 1-3 days
• Bonus: 50% First Deposit Match up to $1,000
• Wagering Requirement: 30x
• Number of Slot Games: Over 400
• Highest RTP Slots: Fortune Coin (96.2%), Jumanji™ (96.33%), Diamond Inferno (96.19%))

Betway has been a prominent leader in the gambling industry for more than ten years, offering its users a top-notch online platform for casino games. The emphasis is on providing a wide selection of games, with industry-leading software producers responsible for developing the software. The website has a sleek and modern design that is easy to navigate, making it simple for players to find their favorite games.

In addition to a vast selection of games, Betway offers its players an array of bonuses and promotions. These promotions include welcome bonuses, free spins, and cashback offers. The casino uses a quick payout system and secure payment methods to ensure players receive withdrawals within 1-3 days.

As we’ve mentioned, casino payouts are a measure of how much cash you can expect to win back from a specific game or a site overall. However, payout rates differ hugely among different casino game categories, game titles themselves, and even the casino offering the games in the first place.

This is partially what makes casino games so exciting since each option’s volatility and RTP varies. It also makes some games more challenging to win, as these titles will offer a greater risk while also featuring a bigger potential reward. On the other hand, other games are easier to win but will feature smaller payouts. 

However, since online casinos have a better payout percentage than their traditional brick-and-mortar counterparts, it’s important that you understand where to find the best casino payouts online. Read on to uncover our experts’ recommendations!

Also known as “return to player” or even a “payout percentage”, the RTP tells you how much you will receive back from a specific casino game on average over time. Different games will boast different RTP percentages. For example, if you were to play a game with an RTP of 97%, theoretically, if you wagered $100, then you should expect to have around $97 returned to you throughout the game.

Interestingly, different states have thresholds they must legally abide by when it comes to RTP. For example, New Jersey online casinos cannot have an RTP lower than 83%. However, it’s essential to remember that an RTP is only an average. After all, casino games come down to random chance. Therefore, you may hit the jackpot and win big or lose all your money in one round – there is no way to predict a game’s outcome. 

The RTP is calculated over hundreds and thousands of spins or rounds. Therefore, it can tell you how much you may win over time. It can even help you to place smarter bets and manage your bankroll more effectively.

In summary, the win rate refers to the average rate at which you win money from a game over a specific timeframe. In other words, “RTP”.

Similarly, a payout percentage is another term for RTP (or return to player). Please see above for an in-depth overview of what payout percentages are and how they work.

The most straightforward way to calculate a casino payout is by using a game’s RTP. The return to player percentage displays the amount of cash you can expect to receive back as winnings on a particular game. 

But how exactly are payouts calculated? It may seem complicated, but it’s actually pretty straightforward. To put it simply, you take the average payout from hundreds and thousands, or even millions, of slot spins or game rounds.

Think of the house edge as the casino advantage or the complete opposite of the payout percentage. The house edge represents the average gross profit the online casino can expect to make from each game. Lower house edges mean that casinos will generate a smaller profit from games. 

For example, let’s take the game with the lowest house edge: blackjack. For this classic casino card game, the house edge stands somewhere between 0.42% and 1.5%. These percentages display how much the casino will make on average, whereas players can expect to receive anything from 99.58% to 98.5% of their wagers back. 

In short, volatility refers to the amount of risk associated with a casino game. Volatility describes how often and the amount you can expect to win on a slot or table game. The riskier, higher-volatility games pay out less frequently but reward you more cash if you get lucky. On the other hand, low-volatility games pay out smaller prizes more frequently.

Remember, it’s important not to take an entire game category’s RTP as gospel, as individual games by individual operators can go against the grain and have higher or lower RTPs. Though our recommended US payout casinos feature many high RTP games, you may also find some lower RTP options within each category. It’s always worth checking out each unique title’s RTP or house edge to double check it meets your needs.

Though the most volatile of casino games, there are many high RTP slots on the market now in the 99%+ range. However, when it comes to slots, anything above 96% is usually considered a high payout slot, so keep your eyes peeled for these potentially lucrative options.

Though these incredible games provide you with the chance of winning unusually large cash prizes, it’s essential that you weigh the associated odds and risks. 

At times, your chances of winning a progressive jackpot game is slimmer than winning the national lottery, which is why it’s important to enjoy the games but not take them too seriously. The last thing you want to do is spy a multi-million dollar jackpot and get carried away risking too much money in the hopes of getting lucky.

When choosing your favorite casino games, it’s always worth considering that different games have different house edges and RTPs. Of course, this can also affect your chances of winning. That’s why looking out for each factor is a good idea when deciding what to play. To give you a helping hand, we’ve outlined the average payout percentages of some of the most popular casino games around:

If you enjoy the volatility of traditional fruit machines, you’ll love online slot games. At our top-rated US slot sites, you can spin the reels of thousands of immersive titles in all themes and genres imaginable, all with varying RTPs.

Though slots usually have the most inconsistent RTP rate compared with table games, their simplistic rules and catchy features make them a casino favorite among players around the globe. The average RTP for online slot machines sits at around 96%. However, you will find games with RTPs in the 80s or as high as 99%.

Now that there are so many blackjack variations, such as Atlantic City Blackjack, European Blackjack, Spanish 21 and more, we’re looking at a more significant RTP variation. However, on average, you can expect an average RTP of 99.3%-99.6%, which is a pretty big cash return. Also, blackjack casinos typically feature many live dealer experiences, so you can enjoy that authentic blackjack experience whenever and wherever you want.

Depending on the type, roulette also features a favorable RTP. European and French variants have an RTP of 97.3%. On the other hand, American roulette games feature an extra “00” pocket, which lowers the RTP slightly to 94.7%. 

Also, if you play the live dealer versions of the game at the best online roulette casinos, it can be a pretty sociable experience, as you can interact with the dealers and other players via the live chat feature. Obviously, there have been some big wins made on online roulette over the years, which is another reason the game has so many fans worldwide.

Thanks to its usual low house edge, baccarat casinos attract plenty of players. The average RTP for baccarat lies at around 98.94%. Also, given the game’s low stakes and fairly simplistic rules, the engaging table game makes for some exhilarating gameplay while offering potential big wins.

As one of the highest RTP games, you could be playing video poker games within the 99.78% RTP range! Since poker has been around for centuries, it’s only natural that online casinos would get on board and feature digital versions of the game with a unique twist.

You’ll usually find that poker sites offer a range of game varieties, whether live dealer experiences or popular options like Texas Hold’em, Omaha, Five-Card Draw, and more. Obviously, this means that each game’s house edge and RTP will differ. However, on average, you’ll likely find titles well within the 99% to 99% range, making poker one of the highest RTP options.

• Fruity Beats Xtreme (99.09%)
• Ugga Bugga (RTP 99.07%)
• Mega Joker (RTP 99%)
• Book of 99 (RTP 99%)
• Madame Mystique Megaways (RTP 98.03%)

Of course, an essential quality you’ll look for in a casino is a fast payout rate. Understandably, when you hit it big, you want to get your hands on your winnings immediately. Since fast payouts are so important, we have shortlisted the top fast payout casinos out there. 

Regardless of which online casino you decide to play at, each follows a similar and straightforward sign-up process. However, remember to take note of any promo codes before completing your registration. Though many are automatically populated upon new account sign-ups, you won’t want to miss out on boosting your bankroll with generous online casino welcome bonuses.

To help get you started, here are some of the main steps to take when signing up at a new casino:

1. Pick your casino: Browse the top best-payout sites on this page and click the links of the site you want to use. Then, select the “Register” or “Sign Up” tabs to start the online registration process.
2. Enter your email address: Enter your personal details as requested by the casino. You’ll usually be required to provide your email address to begin with.
3. Complete all personal data fields: This will include your full name, date of birth, and address. You’ll also need to enter the last four digits of your Social Security Number. 
4. Upload your ID and address documents: Before withdrawing for the first time, you’ll need to submit proof of ID and address to prove you’re of legal gambling age. 
5. Select “Submit”: Verification time frames vary from casino to casino. Once verified, you’re free to opt-in to any welcome bonuses/promotions and enjoy playing your new favorite games.

Remember, if you wish to redeem any promotions, be sure to thoroughly read through any terms and conditions before opting in, such as wagering requirements.