Best Credit Card Casinos in the UK for January 2026

James Briscoe

Updated by James Briscoe

Editor

Lee James Gwilliam

Fact Checked by Lee James Gwilliam

Senior Vice-President

Last Updated 28th Jan 2026, 12:25 PM

Are credit cards legal for playing at online casino sites in the UK? No, they're not. If you're wondering why, here's the explanation. As of 14th April 2020, the UK Gambling Commission banned the use of credit cards for gambling purposes. 

The best casino sites online recommended on this page all complied with this regulation. They dropped credit card payments and are instead focusing on other options that are just as convenient and reliable.

So what are the alternatives? Luckily, have plenty of payment options to choose from. Some are great for depositing, some are used for withdrawals, and most of them are equally great for both.

In this article, we provide you with valuable information on the most popular methods you can use to deposit and withdraw at UK online casino sites.

Finding the Best Payment Alternatives to Credit Cards in the UK

There are many things to consider when deciding which UK casino site is the best for your needs. One crucial aspect you should never overlook is the casino's approach to payments. 

A site might offer great games and bonuses, but what if it don’t accept your preferred payment methods?

Following the UK credit card ban, our experts have gathered a list of casino sites that support a range of alternative payment methods. This makes it easy for you to find the right site for deposits and withdraws.

Licensing Authorities & Testing Agencies

Most Popular Casino Site Payment Options in the UK for 2026

What makes a payment option popular? Trust, safety and convenience. We expect the best brands to ensure we can deposit and withdraw our online casino funds with minimal effort. 

Certain payment methods can be quicker than others, but they may incur processing fees. On the other hand, some casino site withdrawal methods are slow but reliable. The challenge is to find the right balance.

Pay By Phone

Using Pay by Phone to bet online is a popular payment option for UK gamblers. The concept is simple: you use your mobile phone credit to deposit. The amount is then charged to your monthly phone bill or deducted from your pay-as-you-go balance. It's that easy - and you can start enjoying your mobile casino games instantly. 

Popular options in the Pay by Phone universe include:

Debit Cards

As a direct replacement for credit cards, debit cards are safe, convenient and wideley used at reputable UK casino siteS. Plus, there are usually several debit card types - online casinos that accept Mastercard will likely support Visa too, givin you flexibility.

Here are your options:

  • Visa casinos
  • Mastercard casinos
  • American Express Charge Card

E-Wallets

Speed and security are built-in features of e-wallets. Although not all casino sites offer deposit bonuses with this payment option, UK players prefer the convenience they provide.

These are the best e-wallets:

  • PayPal casinos
  • Skrill casinos
  • Neteller casinos

Prepaid Cards

The concept of a prepaid card is so simple: you look for an outlet that sells them, such as a supermarket or local newsagent. Next, go to an online casino and use the code on your card to deposit.

Most popular prepaid cards in the UK:

Bank Transfer

A direct bank transfer, bank wire or wire transfer, may sound old school, but it's still a widely used payment method in the UK. Zimpler casinos, for example, put a modern twist on this by enabling instant bank payments. 

High rollers especially prefer bank transfers, as they offers high payment limits.

The Best Casino Payment Providers at a Glance

The differences between online casino payment options can affect your overall gambling experience. Some methods are for deposits only, while others support both deposits and withdraws. Certain options have low limits, while others allow high rollers to deposit large amounts.

When it comes to debit cards, especially at top Visa online casinos, restrictions can be pretty relaxed. That's largely because this payment method is widely trusted.

To help you compare, we've put the most popular online casino payment options into a table so you can see what each one offers.

SMALL DEPOSITSLARGE DEPOSITSCASINO BONUSESWITHDRAWAL OPTION
VISA DebitYesYesYesYes
PAYPALYesYesOftenYes
SKRILLYesYesRarelyYes
NETELLERYesYesRarelyYes
BOKUYesNoNoNo
ZIMPLERYesNoNoYes
PAY BY PHONEYesNoNoYes
PAYSAFECARDYesNoYesOptional
BANK TRANSFERYesYesYesYes

Depositing Money at an Online Casino Site

Depositing at the best UK online casinos is quick and easy. Here's a quick step by step guide: 

  • Register and verify your account.
  • Go to the payments area and select the Deposit option.
  • Choose your preferred payment method from the list.
  • Enter the amount you want to deposit.
  • Provide any required details to complete transaction (varies by method).
  • Confirm the payment - funds are usually available instantly.
  • Start browsing for the best casino games and begin playing.

Withdrawing Winnings From an Online Casino Site

Withdrawing winnings is also a simple process. Just follow these simple steps:

  • Go to your account and click the 'Withdraw' button. 
  • Choose a payment method from the withdrawal options - some methods, like Pay by Phone, used to deposit money, may not be available. 
  • Enter the amount you want to withdraw and confirm the transaction.

Withdrawal limits and times vary. Some take a few hours to process, while others may take a day or longer. The fastest withdrawal methods are e-wallets and the slowest - bank transfers.

Meet The Author

18 Years
Experience
James Briscoe
James Briscoe
Editor Editor

James began working in the online casino industry in Malta as a copywriter, before writing about casinos and esports betting for new sites and affiliate companies. He then wrote casino reviews for Gambling.com before joining Casinos.com full-time and has been part of the team since. James loves writing articles to help players like you.

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