Payment Methods - Best NZ Online Casinos with Fast Payouts for 2023

If you're looking for a convenient and reliable payment method to use at an online casino in NZ, you have plenty of options. This guide explains the wide variety of deposit and withdrawal methods available to you and lets you know which casino sites have the fastest payouts. 

There are many factors that affect payout times, including the payment provider you use (more on that later) and the casino’s own policies when it comes to paying out winnings via different methods. Taking all that into account, the following list shows the NZ casino sites with the fastest payouts right now. We will also take into consideration if a casino accepts NZ dollars (NZ$), because it makes things a lot simpler for Kiwis.

Most Popular Categories of Online Casino Payment Types

The leading online casino payment methods fall into a series of broad categories – pay by phone, debit cards, e-wallets, prepaid cards, and direct bank transfers. We have broken down each category below, highlighting the leading payment providers within the various different groups. 

We have also detailed a range of slightly more niche payment methods that are increasingly starting to appear, from offline cash payments to crypto.

We also take into account the different types of online casinos out there. So whether you want to play on mobile or desktop, video slots or live dealer games, or at a new online casino or an established veteran, this guide will help you find a casino with the right payment method for you.

Pay by Phone Casinos

Online casinos have responded to the popularity of gambling on mobile devices by following a mobile-first strategy. This means every operator ensures you will enjoy playing on a mobile casino in NZ just as you would on desktop. Some have gone a step further by creating top-notch real cash casino apps.

You can now enjoy thousands of pokies, table games and even live dealer games in the palm of your hand. It is also possible to make quick, convenient mobile payments – either via a contactless provider like Apple Pay or paying for deposits via your phone bill at the best pay by phone casinos online.

Apple Pay

You can use Apple Pay for contactless point-of-sale transactions via an iPhone, Apple Watch, iPad or Mac. It works with any merchant that accepts contactless payments, but it can also be used at online casinos. 

You can visit a pay by phone casino, open the cashier section and choose Apple Pay as your deposit option. Your Apple wallet will then appear on the screen, and you can use Touch ID to authorise the payment. It will be processed instantly, so you can immediately start playing your favourite real money pokies or other casino games.

PayForIt

PayForIt is a payment option that uses your mobile phone credit to pay for subscription services online. At an online casino, PayForIt allows you to top up your account balance, and the cost of the deposit will be added to your next phone bill. Having said that, many online casinos don’t include PayForIt in the range of payment methods they accept.

Revolut

This is a mobile app targeted at tech-savvy users. Revolut allows you to transfer money in various different currencies, provides a prepaid debit card that enables cash machine withdrawals, provides budgeting services and also serves as a cryptocurrency exchange. You can enter your Revolut card details online to make a transaction at several pay by phone casino sites.

Boku

Boku is one of the best pay by phone options for New Zealand players who want to make quick, convenient deposits. It is similar to PayForIt in that it allows you to top up your account balance and add the cost to your next phone bill. This is really quick and convenient, but you should ensure you can cover the cost when your bill is due.

Zimpler

Zimpler is similar to Boku and Payforit but is widely used in Germany, Sweden and Finland. The team behind Zimpler is working on expanding into more countries, including New Zealand, so we could see it at pay by phone casino sites in the not-too-distant future.

Credit and Debit Cards

Credit and debit cards are the most popular payment options among Kiwis at online casinos. They are widely accepted and very easy to use.

Visa

Visa is the most popular payment method in New Zealand. The multinational payment provider has a secure data centre in London, and the company can process up to 30,000 simultaneous transactions per second. It is the most common casino payment option in New Zealand, as the country’s largest banks all offer it. It allows instant deposits, with broad transaction limits.

Visa Electron

This is very similar to a standard Visa debit card, but it does not allow accounts to be overdrawn. If you use a Visa Electron card, you must have the requisite funds in your account to complete the transaction. It is not quite as widely accepted as a standard Visa debit card, but there are still plenty of Visa Electron casinos to choose from.

MasterCard

Mastercard is a rival payment provider to Visa. It offers a very similar service, and it is also a major multinational company, but it is not as commonly used in New Zealand. The main issuers of Mastercard debit cards are ANZ, ASB, BNZ, Kiwibank and Westpac.

Maestro

Maestro is a debit card brand owned by Mastercard. Some of the largest banks in New Zealand initially issued it, but HSBC and others moved to Visa more than a decade ago. Others switched from Maestro to a Mastercard debit card so this method is rarely used in NZ, but it there are still Maestro casinos out there.

American Express

American Express is one of the world’s most popular credit card providers. It offers several benefits, including personalised bonuses and loyalty points.

E-Wallets and Prepaid Cards

E-wallets provide casino players with the ability to fund their accounts in a quick, convenient and secure fashion. You only need to provide the casino with your e-wallet address, which means you do not need to type in your card details on web forms each time you make a transaction. This saves you time, and it is also safer. 

You can also use your e-wallet account to fund multiple casinos and monitor your overall bankroll in one place. However, you will not qualify for an online casino joining bonus if you use certain e-wallets, so you might want to use a debit card or pay by phone for your initial deposit.

PayPal

The world’s most popular e-wallet is not widely accepted at NZ casinos, so we have created a page that lists the best established and new PayPal casinos. PayPal offers safety, fraud protection, speed and convenience, it is mobile-friendly, and you can often benefit from a bonus when using it.

Paysafecard

This is a prepaid card that you can use to fund your casino account. It is one of the most commonly accepted online casino deposit methods. You can buy a Paysafecard at a variety of supermarkets, petrol stations and newsagents in New Zealand. Then you simply enter the voucher code on the card to quickly make deposits at Paysafecard casinos.

Neteller

This is a very popular instant pay online casino payment option. Neteller is owned by Paysafe Group, along with Paysafecard and Skrill, and it has a particular focus on the NZ online casino market. There are many Neteller casinos to choose from, but you will not receive a bonus if you use it for your initial deposit. If you want to know how to cash out casino bonuses, the first thing you need to consider is which payment method to use. A debit card is the best option for claiming a bonus.

Skrill

Skrill is another convenient, versatile e-wallet that allows you to make rapid deposits and withdrawals from a casino account. Just remember that you will be charged a fee to withdraw from a Skrill account to your bank account. You also cannot use Skrill to claim a welcome bonus, as the slightly anonymous nature of Skrill and Neteller means they have been used by individuals abusing bonus schemes in the past.

Payz

Payz (previously ecoPayz) is another e-wallet that allows you to make safe, secure, quick transactions to an online casino. However, it can have higher fees than Skrill and Neteller, and the limits are sometimes different.

Bank Transfer

Most online casinos will accept a direct bank transfer from your account to theirs. This is a slow and slightly old-fashioned way to fund an online casino account, but it is safe and reliable, and it also offers high payment limits, so it is still a popular option for many players.

BankWire

A bank wire is an electronic message system that allows major banks to send funds to one another across a network of major, traditional financial institutions. If you are sending funds to a New Zealand casino whose headquarters is overseas, you will need an international bank account number (IBAN) and possibly a SWIFT code too. Just remember that bank wires are best for larger transactions, and they often come with high minimum deposits.

WireTransfer

Payment providers like Rapid Transfer and Fast Bank Transfer work with thousands of banks worldwide to enable instant transfers from one account to another. Some of the best NZ online casino sites offer instant bank transfers of $10 all the way up to $50,000 or more. You will find it listed among the deposit and withdrawal options if it is available.

Depositing Money at Online Casinos

It is very simple to deposit money at an online casino. Once you have signed up and verified your account, you can visit the “Cashier” section of the site and click the “Deposit” option. You will then be presented with a list of the various different online casino payment methods that it provides.

Choose the method you want to use, type in the amount you wish to deposit and then enter your card details, e-wallet address, voucher code or pay-by-phone casino details, and click to confirm the transaction. The funds should arrive in your account immediately. Just remember that you will not receive a welcome bonus or a reload bonus if you use Skrill or Neteller, make sure you check the specific bonus terms and conditions before you make your decision.

Withdrawing Funds from Casino Sites

The withdrawal process is also very simple. Click “Withdraw” in the “Cashier” section to see the list of online casino withdrawal methods. It is generally narrower than the list of online casino deposit methods, because methods like pay by phone are not available for withdrawals. Choose your preferred method, enter the amount you wish to withdraw and confirm the transaction.

Certain online casino sites may require you to verify the transaction via your phone or email. The withdrawal limits and withdrawal times vary from one method to the next. The payment team will need to process and approve your request. Some will do this rapidly, while others take a few days. You then have to wait for the transaction to go through. Debit card withdrawals and e-wallet withdrawals are pretty quick, but wire transfers can often take seven to 10 business days.

How We Rate and Review Payment Providers

Our team of experienced casino players conducts regular reviews of each payment method listed on this page. The reviewers at Casinos.com are very thorough in their approach. They take into account the safety measures, the user experience, the fee structure, customer service, functionality, versatility and reliability offered by each casino payment method. We can then compare and contrast the various different online casino payment methods to highlight the fastest, safest and most convenient options available.

Payment Providers and Responsible Gambling

Responsible Gambling is something that is of paramount importance to us here at Casinos.com, and we ensure every payment provider we review takes all the necessary steps to ensure your safety while playing at online casinos.

Many payment providers will offer you the option to exclude you from making deposits to any online gambling sites if you feel that your online casino in nz play is affecting you negatively. Remember, you should only bet what you can afford to lose. You can also set deposit and withdrawal limits, or if at any period you wish to close your account, whether that be with an online casino in NZ or a certain payment method, you can do that too.