Many players search for pay by phone casinos expecting to charge deposits directly to their mobile bill. In New Zealand, true carrier billing for online gambling is very limited, has low deposit caps, and can’t be used for withdrawals.
What does work are mobile-friendly payment methods that let you deposit instantly from your phone to the online casino, such as e-wallets and other modern options. This guide explains how pay-by-phone works in NZ and shows the best mobile casinos to use instead.
Best Casinos for Mobile Deposits in New Zealand
These casinos are listed for their mobile deposit options. Phone-bill (carrier billing) deposits aren’t supported at the casinos we recommend, as licensed casinos require upfront payments and safeguards for responsible gambling.
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Minimum Deposit to Qualify
$10.00
Maximum Deposit for Bonus
$2,000.00
Maximum Bonus
$2,000.00
Winnings in Cash or Bonus
Bonus
Avg Withdrawal Time Casino
12 Hours
iOS App
Android App
18+, New Customers Only, Play Responsibly, T&Cs apply. 18+ | New customers only | Wagering & T&Cs apply | Please Gamble Responsibly
Minimum Deposit to Qualify
$20.00
Maximum Deposit for Bonus
$1,500.00
Maximum Bonus
$1,500.00
Winnings in Cash or Bonus
Bonus
Avg Withdrawal Time Casino
12 Hours
iOS App
Android App
18+, New Customers Only, Play Responsibly, T&Cs apply. Min dep NZ$20 Max bonus bet NZ$5 Offer: 1st deposit - 100% up to NZ$300 & 100 Zee Spins on Starburst (credited in increments of 10 x day, over 10 days), 2nd deposit - 50% up to NZ$500 & 25 Zee Spins on Gonzo’s Quest, 3rd deposit - 25% up to NZ$700 & 25 Zee Spins on Reel Rush. Zee Spins winnings are credited as bonus funds and capped at NZ$50 Zee spins expire by 23:59 GMT same day they are credited, bonus funds expire after 30 days. Bonus funds are separate to Cash funds and are subject to 35x wagering (deposit + bonus) & withdrawal requirements.
Minimum Deposit to Qualify
$20.00
Maximum Deposit for Bonus
Maximum Bonus
$5,000.00
Winnings in Cash or Bonus
Avg Withdrawal Time Casino
24 Hours
iOS App
Android App
18+, New Customers Only, Play Responsibly, T&Cs apply.
Minimum Deposit to Qualify
$10.00
Maximum Deposit for Bonus
$1,000.00
Maximum Bonus
$1,000.00
Winnings in Cash or Bonus
Bonus
Avg Withdrawal Time Casino
0-24 Hours
iOS App
Android App
18+, New Customers Only, Play Responsibly, T&Cs apply. 1st Deposit - Match Bonus up to NZ$400 • 2nd / 3rd Deposit - Match Bonus up to NZ$300 • 10 daily spins to win a Million • New customers only • Min deposit NZ$10 • Wagering & Terms apply
Minimum Deposit to Qualify
$10.00
Maximum Deposit for Bonus
$10.00
Maximum Bonus
$0.00
Winnings in Cash or Bonus
Cash
Avg Withdrawal Time Casino
Instant
iOS App
Android App
18+, New Customers Only, Play Responsibly, T&Cs apply.
Modern payment methods let you fund your account directly from your smartphone, without sharing sensitive bank details. Instead of relying on phone billing services, which only let you pay after you've played, mobile payment methods require upfront payments, enabling instant gameplay.
Is Paying by Mobile Phone Bill Safe?
Paying at legit and licensed casinos with your mobile phone is totally safe, whether you're playing at well-known sites or brand new casinos.
When it comes to paying by phone bill, it's not a valid payment option at most casino sites. A casino can only credit your account with bonus money, most of them time in exchange for a direct deposit. It's also not a recommended option for gambling, as it makes it a lot easier to play for more than you intend.
With a swift payment method, you don't have to provide any confidential information. All you need is a smartphone and a payment app compatible with the casino you're signing up with. Just choose your payment option, add the deposit amount and confirm it by following the steps on the screen.
Licensing Authorities & Testing Agencies
Pay by Phone Casino Bonuses
Most NZ casinos that support pay by phone offer casino bonuses to its players. This can be anything from a deposit match bonus to free spins online, or both.
If cash up front is an issue, I'd suggest a No deposit bonus that lets you try out a site for free. It won't be as big as a bonus you get in exchange for a deposit, but you'll be able to get started.
18+, New Customers Only, Play Responsibly, T&Cs apply. Opt-in required. Min. deposit of $/€10 required. Valid on the first four deposits within 30 days (4 x $250 100% matched deposits). Bonus is subject to wagering of 50x.
18+, New Customers Only, Play Responsibly, T&Cs apply.
Your Best Pay By Phone Options
There are several options available to you if you want to deposit money at your account from your phone. As phone bill casinos aren't available in NZ yet. Some of these options won't work for withdrawals, and depending on the site, bonuses won't be credited when you use certain e-wallets. Always look at the terms for your payment option at your chosen site if you're unsure! With that said, here are my 4 best suggestions:
E-wallets
E-wallets like Skrill and Neteller store funds digitally, allowing fast deposits and withdrawals. You load your e-wallet from your bank or card, then use it to transact instantly at online casinos. Withdrawals to e-wallets typically result in fast payouts that go through within a few hours. They provide enhanced privacy since the casino never sees your bank details. However, some e-wallets charge transaction or currency conversion fees, and not all casinos offer bonuses when you make e-wallet deposits. For speed and flexibility though, they’re a top choice for NZ players.
POLi
POLi is an online payment service that lets you transfer funds directly from your bank account to the casino without sharing card details. Payments are processed instantly, making it ideal for quick deposits. POLi casinos are becoming increasingly accepted, but it only works for deposits. Withdrawals must be made via another method. There are no extra fees from POLi itself, though your bank’s standard charges may apply. It’s a secure option as transactions occur within your bank’s login environment.
Card Payments
Credit and debit cards, primarily Visa and Revolut, are still the most common payment methods, even at Pay by phone casino sites. Deposits are processed instantly, and many people find them convenient as they’re already familiar with card use. Withdrawals, however, can take several days and may be declined by the bank, depending on policies toward gambling transactions. Some banks charge international or cash advance fees for casino payments. Card payments are secure but share personal banking information with the casino, so they’re less private than the alternatives higher up.
Bank Transfer
Bank transfers send funds directly between your bank account and the casino. They’re highly secure and are suitable for large transactions. However, they’re among the slowest options when done the traditional way. Withdrawals often take 3–5 days to appear in your account, as some NZ banks really scrutinise gambling transactions. Fees may apply, especially for international transfers. While not the fastest choice, bank transfers are reliable for high-value withdrawals when speed is less critical.
Pay by Phone Mobile Casinos and Apps in New Zealand
The number of mobile casinos in New Zealand is on the rise. More and more online casinos are adapting their sites to mobile devices or developing top online casino apps that offer an even better experience. Thanks to the wonders of the HTML5 platform, dedicated Android and iOS apps are getting better by the minute.
Even if an operator doesn’t have a casino app, mobile web browsers make it easy to play pokies and casino games on-the-move. The fact you can now register at a casino with pay by phone credit has only added to the popularity of mobile casinos among new and experienced players.
You can now spin online pokies when you pay by phone bill anytime and anywhere. Even if you don’t have a bank account, you can use your phone to top up your account and play the games you enjoy.
18+, New Customers Only, Play Responsibly, T&Cs apply.
Pay by Phone NZ Casino Fees and Deposit Times
One of the most notable things about a mobile casino with a pay by phone bill system is the instant deposits and fast withdrawals. On the other hand, if you use a bank transfer, a few days might pass before you can play.
That won’t happen with mobile deposits. As soon as you receive the confirmation code and you confirm that everything’s OK via SMS, your money will be added to your bankroll. That’s one of the best things about this payment method and why players love it.
Aside from instant deposits, there are no fees when you deposit at a pay by phone casino. Your deposit will be added to next month’s phone bill without any extra fees.
Pros & Cons at Pay by Phone Bill Casinos
As we’ve established, not many sites will let you deposit using your phone bill. Especially if you want to deposit more than a few bucks. In the rare cases it is an option however, the table below may come in handy.
Pros
Easy to use on all mobile devices
You don't have to share your banking info
One of the safest payment methods
Instant deposits at most casinos
Cons
Deposit limits
You can't withdraw your winnings
How We Review the Best Pay by Phone Casinos
We meticulously reviews each pay by mobile phone bill casino option available to Kiwi players.
Each pay by phone casino on my list feature a healthy selection of payment options. Of course, we give each casino a complete evaluation. From its general reputation to its licence, safety, security, game selection and bonuses. Here's the full list of things a site needs to live up to before I recommend it here.
Hold a reputable licence and meet strict safety standards.
Offer secure, mobile friendly payment methods.
Provide clear, fair, and transparent terms and limits.
Deliver fast and reliable withdrawals.
Feature a strong and diverse game selection.
Includes effective responsible gambling tools.
Provides responsive, helpful customer support.
Gamble Responsibly
The fact it’s hard to find a pay by phone bill casino in New Zealand, is in my opinion a good thing. Phone bill deposits make it too easy to spend money you don’t immediately see leaving your account, which can blur the line between your real budget and your casino balance. So a mobile casino deposit by phone bill wouldn’t exactly help you stay in control.
Using standard payment methods, combined with safety tools provided by the casino, like deposit limits, loss limits, and time-outs gives you far better visibility over your play. And if gambling ever stops feeling fun, reach out to organisations like the Gambling Helpline or PGF that can offer free support around the clock.
Good for high-rollers
Time to Set Up
10 minutes
Good for small deposits
KYC Info Required
PayByPhone Information
Gambling GEO
AT, CA, CH, DE, GB, IE, IT, NL, NO, NZ, SE, US
Employees
0
CEO
N/A (varies per provider)
KYC Info Required
Requires Physical Card
Locations
UK
Owned by other company
No - used via partners like Fonix and Boku
Meet The Author
16 Years Experience
John Bonello
Content Editor
With a passion for words, John is always thinking about what to write next. He has over 12 years of experience working with online content and as an Editor at Casinos.com, John makes sure that readers get the latest and most accurate information about the online gambling industry.
No, deposits made at mobile casinos with a pay by SMS system have no fees. This is one of the benefits of using a pay by phone deposit, as other payment methods often come with fees, whether that is a charge for using your debit card or other transaction fees.
Why choose pay by phone for casino deposits?
Because the deposits are instant and free of any fees, and you get your deposit added to your next monthly phone bill. This can be a good way to keep track of your deposits, or if you would like to keep these deposits separate from other transactions on your bank account.
Are pay by phone casino deposits instant?
Yes, pay by phone casino deposits are instant and you will be able to play with your funds almost immediately. However, there are relatively low deposit limits so it might not be the best solution for high rollers who are looking to play for bigger sums.
What are the pay by phone disadvantages for gamblers?
The disadvantages of this system are low deposit limits and no withdrawals feature. Single deposits with Boku are limited to $10 while its daily cap is $30, so it's a better banking option for casual casino players. Payforit allows single deposits of up to $30 though. Plus, you will have to withdraw any winnings via a different payment method.
What is the maximum deposit I can make with pay by phone?
If you use Payforit, for example, the maximum you can deposit is $30, but this will differ depending on which casino you're using. In general, the maximum will be somewhere between $30 and $50 but it could be as low as $10. Check with each provider for the maximum deposit.
Do I receive a casino bonus with a pay by phone deposit?
Yes, many pay by phone casinos in New Zealand offer some kind of bonus for these deposits. All of the casinos we recommend on this page will have an exclusive pay by phone welcome bonus, but if you plan on using a different casino make sure you check the terms and conditions first.
Is it safe to deposit with pay by phone at an online casino?
Yes, it is safe. Everything is confirmed via SMS and you’re not using your bank details at all. Just make sure you are depositing funds to a licensed casino. All of the casinos we recommend at Casinos.com have a valid licence from an official gambling regulator.
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