Mastercard casinos take deposits from your Mastercard debit, credit or prepaid card. Compare the best Mastercard casinos in Canada below.
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Minimum Deposit to Qualify
$20.00
Maximum Deposit for Bonus
Maximum Bonus
$20,000.00
Winnings in Cash or Bonus
Bonus
Avg Withdrawal Time Casino
Instant
iOS Casino App
Android Casino App
19+, New Customers Only, Play Responsibly, T&Cs apply. This offer is not available for players residing in Ontario.
Minimum Deposit to Qualify
$30.00
Maximum Deposit for Bonus
Maximum Bonus
$5,000.00
Winnings in Cash or Bonus
Bonus
Avg Withdrawal Time Casino
iOS Casino App
Android Casino App
19+, New Customers Only, Play Responsibly, T&Cs apply. This offer is not available for players residing in Ontario.
Minimum Deposit to Qualify
$30.00
Maximum Deposit for Bonus
$8,000.00
Maximum Bonus
$10.00
Winnings in Cash or Bonus
Bonus
Avg Withdrawal Time Casino
iOS Casino App
Android Casino App
19+, New Customers Only, Play Responsibly, T&Cs apply. This offer is not available for players residing in Ontario.
Minimum Deposit to Qualify
Maximum Deposit for Bonus
Maximum Bonus
$5,000.00
Winnings in Cash or Bonus
Avg Withdrawal Time Casino
iOS Casino App
Android Casino App
19+, New Customers Only, Play Responsibly, T&Cs apply. This offer is not available for players residing in Ontario. 19+ T&C Applied
Minimum Deposit to Qualify
$20.00
Maximum Deposit for Bonus
$2,000.00
Maximum Bonus
$2,000.00
Winnings in Cash or Bonus
Bonus
Avg Withdrawal Time Casino
48 Hours
iOS Casino App
Android Casino App
19+, New Customers Only, Play Responsibly, T&Cs apply. This offer is not available for players residing in Ontario.
Usually, yes. If a casino takes cards at all, it almost always takes Mastercard alongside Visa. Regulated Ontario casinos name Mastercard in their cashier help pages, and the Alberta iGaming Corporation says approved operators accept major credit cards.
The catch is the same as with most cards. Putting money in is simple. Getting it back to the card is not always possible. Whether Mastercard shows up under Withdraw depends on the casino, so look at the cashier first.
Debit Mastercard vs Mastercard Credit vs Prepaid Mastercard
Mastercard sells three card types that matter to casino players. Which one you hold decides how smoothly things go.
Swipe to see the full table
Card Type
How It Works
Deposits
Withdrawals
Watch Out For
Debit Mastercard
Pays straight from your chequing account. Some banks now issue it in place of older debit cards.
Often accepted
Sometimes, where the casino pays to eligible debit cards
Your bank can still block gambling.
Mastercard credit
Borrows from your card issuer, and you repay later.
Often accepted
Sometimes, often only up to your deposits
Gambling may be coded as a cash advance, with fees and interest.
Prepaid Mastercard
Spends only the amount you loaded. Some can be topped up again.
Often declined for gambling
Rarely
Many prepaid providers block gambling.
Debit Mastercard is accepted online in Canada and abroad, according to Mastercard Canada, and takes money directly from your chequing account. If your bank swapped your old debit card for one with the Mastercard logo, this is it.
Mastercard credit is the classic option. For why banks react differently to casino payments, see our credit card casinos.
Prepaid Mastercard can help you cap your spending, but check the card's terms first. Several Canadian prepaid brands refuse gambling payments, so a card that works in a shop may fail at a cashier.
Good to know: Save a small test deposit for a new card. If it goes through, you know your bank allows casino payments before you add more.
How To Withdraw To Mastercard
Casinos that pay out to Mastercard generally use one of two routes. The first is a refund to the card you deposited with. The second is a push-to-card service, which sends money straight to an eligible card.
Mastercard Move is one of those push services. Mastercard says it can send funds to a Debit Mastercard or a reloadable Mastercard prepaid card. Whether a casino uses it is the casino's call, and speed depends on both the casino and your bank.
If Mastercard is not listed under Withdraw, you will usually be paid by Interac e-Transfer or bank transfer. That is common and fine.
Mastercard Fees, Limits And Processing Times
Swipe to see the full table
Item
What To Expect
Tip
Casino fee
Often none. Some casinos say so in their help pages.
Check the cashier before you confirm.
Credit card fees
Gambling may be treated as a cash advance, with a fee and interest from day one.
Read your card agreement.
Currency conversion
A foreign currency charge may apply if the casino does not use CAD.
Pick a CAD account when you can.
Deposit limits
Set by each casino. Minimums of $10 to $20 are common.
Look in the cashier.
Deposit time
Usually quick after bank approval.
Do not refresh mid-payment.
Withdrawal time
Varies by casino and method.
Expect an approval step first.
Why Was My Mastercard Casino Payment Declined?
A few usual suspects explain most declines.
Your bank blocked a gambling payment.
The card is prepaid and the issuer does not allow gambling.
Your Identity Check code did not arrive or timed out.
The name or billing address does not match your casino account.
Call your bank to ask if gambling is allowed, then try again or switch to a different method.
Is Mastercard Safe For Online Casino Payments?
Mastercard Identity Check is the security step at checkout. It uses 3-D Secure, so your bank confirms the payment with a one-time code, often by text or email.
Mastercard Canada also promotes Zero Liability protection. It applies to in-store, phone, online and mobile purchases, as long as you took reasonable care with your card and reported a loss or theft right away. Coverage can vary by issuer.
That protects you from fraud, not from your own losses. Play only at licensed casinos.
Mastercard vs Visa At Online Casinos
For casino play, the two are very close. Most casinos that take one take the other.
Swipe to see the full table
Feature
Mastercard
Visa
Debit card
Debit Mastercard
Visa Debit
Security check
Identity Check
Visa Secure
Fraud cover
Zero Liability
Zero Liability
Push-to-card payouts
Mastercard Move
Visa Direct
Casino acceptance
Usually accepted
Usually accepted
The honest verdict: use whichever card your bank issues, or whichever one your bank lets through. If one is declined, try the other.
Bonuses At Mastercard Casinos
Mastercard deposits normally count toward welcome offers. Prepaid cards can be excluded, so read the terms. Pay attention to wagering requirements, the rules on how many times you must play through a bonus before cashing out.
Pros and Cons Of Mastercard
Advantages
Accepted at many casinos in Canada
Identity Check and Zero Liability add protection
Debit Mastercard spends only your bank balance
Easy to set up with a card you already own
Disadvantages
Card payouts are not offered at every casino
Credit use may be charged as a cash advance
Prepaid cards are often blocked for gambling
Shows on your bank statement
Alternatives To Mastercard
If your Mastercard does not work, there are other ways to fund your account at online casinos in Canada.
Visa
Visa works much like Mastercard at casinos, with Visa Debit and Visa Secure checks on deposits. Casino support for card payouts varies.
Interac e-Transfer
Interac e-Transfer sends money from your bank account without sharing card details. It is a familiar choice for deposits and payouts. Our Interac casinos guide shows how it works.
Apple Pay
Apple Pay keeps your card number out of the casino's hands and uses Face ID or Touch ID to confirm. Your card still sits behind it. See Apple Pay casinos.
Google Pay
Google Pay is the Android option, with your card stored in your Google Wallet. Casino support varies, so check first. Read our Google Pay casinos guide.
Skrill
Skrill is an e-wallet, so you top it up and then pay the casino from it. Availability depends on the casino. Our Skrill casinos guide explains how it works.
PayPal
PayPal is offered at some regulated casinos in Alberta and Ontario, not all of them. If your casino lists it, it keeps your card details separate from the casino. See our PayPal casinos guide.
Meet The Author
8 Years Experience
Shane Donnelly
Senior Editor
Shane Donnelly is an experienced journalist, writer, and editor who has been working in the online gambling ecosystem for seven years, and the media industry in general for well over a decade. Specializing in the Canadian market, Shane keeps a keen eye on industry trends, market movements, and innovations in gaming tech, always with player welfare at the forefront of his mind. When not staying on top of the latest iGaming developments, he can be found playing water polo with his local team, where he struggles to stay afloat.
Most casinos that take cards accept Mastercard. Ontario casino help pages list it, and the Alberta iGaming Corporation says approved operators take major credit cards. Still, acceptance depends on the casino and your card type, so look at the cashier.
Can I withdraw casino winnings to a Mastercard?
Sometimes. Casinos may refund to the card you used, or use a push service like Mastercard Move to an eligible card. Many pay by Interac e-Transfer or bank transfer. Card refunds are often limited to what you deposited.
Can I use a debit Mastercard at online casinos?
Yes, if the casino takes cards and your bank allows gambling payments. Debit Mastercard works online, and money comes straight from your chequing account. If it fails, call your bank.
Can I use a prepaid Mastercard at online casinos?
It depends on the card issuer. Several Canadian prepaid cards block gambling, and withdrawals to prepaid cards are rare. Read the card's terms before loading money, or choose a debit card instead.
Why do some casinos not allow withdrawals to Mastercard?
Paying out to a card needs support from the casino, the payment provider and your card issuer. Not every combination offers it. When it is missing, casinos use Interac e-Transfer or bank transfer. Check the cashier's Withdraw list.
Is Maestro still accepted?
Mostly no. Mastercard has been retiring Maestro in favour of Debit Mastercard, and stopped new Maestro issuing in Europe from July 2023. It was never a common casino method in Canada. If you have an old Maestro card, ask your bank for a Debit Mastercard.
Does Mastercard charge fees for casino deposits?
Many casinos do not charge for card deposits, but your bank might. Credit cards may treat gambling as a cash advance, which brings a fee and interest from day one. Check your card agreement first.
Is it legal to use Mastercard for online gambling in Canada?
Yes. Using a card is legal at licensed casinos, and the regulators in Ontario and Alberta both say cards are accepted. Banks may still block the payment under their own rules. Stick to licensed casinos.
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