Best Online Casino Payment Methods

Lena Sciberras

Updated by Lena Sciberras

Product Manager

Lee James Gwilliam

Fact Checked by Lee James Gwilliam

Senior Vice-President

Last Updated 21st May 2024, 03:14 PM

Alongside a great selection of casino games and regular promotions, casino payment methods are a defining characteristic of what makes a top casino online. For most players having a selection of reputable banking options that offer reasonable payout speeds is a must. Who doesn’t want to get their hands on winnings as soon as possible? I know first-hand the pains of slow withdrawals, which is why I’ve created this in-depth online casino payment methods guide. On this page, you'll also find a list of casinos known to offer quick and efficient transactions.

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Deposit and Withdrawal Methods for Online Casinos 

If you want to play thrilling slots, progressive jackpots, table games, and live dealer games at real money casinos online, you’ll first need to fund your online casino account. Luckily, my recommended sites offer many secure and popular payment methods for your convenience. 

You’ll find that each banking platform has a slightly different deposit/withdrawal timeframe, but all withdrawals are subject to processing times from your online casino. E-wallets tend to remain the fastest cashout option. However, deposits are generally instant across the board. I recommend checking your chosen online casino’s terms and conditions to be safe!

To give you an idea of what to expect from popular payment methods you’ll find on my top sites, let’s dive into the most popular casino banking options:

Debit Cards

Sure, other payment methods tend to offer faster payout times compared to debit cards. However, options like Visa, Mastercard, and Maestro remain one of the most convenient. Available at almost every online casino, debit card withdrawals can take anywhere from 1 to 5 business days.

Highly accessible, as most of us have our bank cards to hand, debit cards are also available globally. They also offer some of the strictest security standards, meaning all transactions remain safe and private.

Credit Cards

Much like the debit card method, credit cards are hugely popular options at online casinos. However, you can pay any charges to your credit card at a later time, giving you much more freedom over your bank balance. Thanks to their limitless spending advantage, players are less inclined to be “caught short” when making bets. Still, we advise that you always gamble responsibly with funds you can afford to lose.

While payouts range from 1 to 5 business days, specific timeframes may vary, as with all payment methods from site to site. Popular credit cards include Visa, Mastercard, and American Express.

Bank Transfers

Also known as wire transfers, this payment method allows you to move funds directly from your bank account to the casino’s account by exchanging account details. As with all of my recommended casinos, securely protect these transactions to ensure that your data and cash remain safe.

Since bank transfers are one of the most straightforward online payment methods available, this is why it remains a popular option. Again, withdrawal timeframes may vary, but bank transfer cashouts typically take upwards of 3 working days.


Continuing to grow in popularity thanks to their speedy payouts are e-wallets. As an electronic means of payment, these fast banking platforms are used for storing money, mobile payments, and online payments. Alternatively, you may know them as mobile wallets or digital wallets.

Given their accessibility, e-wallets are a go-to since you don’t have to carry your wallet around or remember lengthily number combinations. You can save your e-wallet password to your device and use authentication techniques such as Touch ID or Face ID, meaning your details remain safe and confidential. You can then make payments quickly and efficiently without compromising on security.

Plus, withdrawal timeframes range from a couple of hours to 1 business day. Therefore, you can see why e-wallet options like PayPal, Skrill, Neteller, Much Better, Trustly, and Interac are popular at online casinos.

Prepaid Cards

As you might have guessed by the name, prepaid cards allow you to top them up online or at participating retail locations before depositing. You then use the card at online casinos to spend up to that amount. These can be great casino payment methods to keep your finances in check while gambling online. They allow you to limit your spending.

While most prepaid options are not available for withdrawals, some offer a separate service that will facilitate cashouts. Prepaid card withdrawals can land in your bank account within a matter of hours, making them ideal for online casino fast payouts. Popular options include Paysafecard, Play+, and NeoSurf.


These digital versions of classic paper checks are also known as electronic, online, internet, or direct debit checks. Essentially, eChecks use the ACH (Automated Clearing House) to direct debit from your bank account to your chosen casino account. Alongside being a fittingly secure payment option, withdrawal timeframes range from hours to a few business days.

With plenty of security measures in place and lower processing fees, eChecks remain a secure and popular payment method among online casino players.


Think of the likes of Bitcoin, Litecoin, and Ethereum, and you’ll recognize this innovative payment method on a growing number of casino platforms. So why use it? The advantages of cryptocurrencies include cheaper and quicker money transfers, just like e-wallets. However, they do have volatile value systems, which is both a blessing and a curse.

If cryptocurrency is your thing, though, you can expect to find it on more and more gaming sites. And with its 1-2 day cashout rate, it’s clear why more casino players want to get on board with popular crypto banking options.

Trivia: The first online payment system was created in 1994 by a San Diego-based company called First Virtual Holdings Inc. Their system enabled customers to use their credit cards to safely transfer payments over the Internet.

Mobile Casino Payment Methods

The ease with which you can initiate withdrawals using your smartphone or tablet is quite frankly amazing. Not only that, but you’ll find (almost) the same thrilling online casino games and all the same payment methods and account features when gambling via your mobile device. You can also deposit and withdraw using several mobile-exclusive options, such as Apple Pay or Google Pay.

There are two different ways you can play on your mobile: mobile browser sites and mobile apps, both of which come with distinct advantages. Most modern casinos are built on HTML5 technology, making them responsive on mobile browsers. Seamlessly transitioning from desktops to iOS and Android devices, mobile browser sites feature hamburger menus and optimized layouts for straightforward navigation and cashouts.

On the other hand, many top mobile casinos offer native mobile applications for iOS and Android smartphones and tablets. Alongside enhanced usability, you also get in-app notifications, keeping you updated on the latest bonuses and game releases.

The Link Between Payment Options and Online Casino Bonuses

Aside from the obvious advantage of offering timely payouts, casinos also compete against one another by enticing you with generous and exciting online casino bonuses. It’s commonplace to redeem amazing rewards that help boost your bankroll and get your online casino adventure off to a great start. Here are some examples of promotions you can look forward to reaping the benefits from at my top-rated online casino sites.

Welcome Bonus

A fan-favorite and common casino bonus, these tempting rewards can help twist your arm into signing up. Welcome bonuses are designed to get you started on new online casinos and will suit you if you want a test run of a casino and its fun games. While they’re only available for new players, welcome bonuses are usually the most generous casino promotions you’ll find online.

Free Spins

As you may have guessed, these bonuses grant you free spins to use on online slot games. Typically, these promotions come as part of a welcome bonus, as a one-off, or as part of a loyalty scheme. Nonetheless, if you’re a fan of the best real money slots online, you’ll enjoy your head-start with these bonuses! Yet, keep in mind that you’ll need to complete wagering requirements on your free spins winnings before cashing out.

Deposit Match

Deposit match promotions are usually part of welcome bonuses. Frequently, you’ll find this promo offered to match your first deposit to a specific percentage at a new fast-payout casino. For example, let’s say you claim a 100% deposit match up to $100. A minimum deposit amount is usually required, but the casino will match your deposit up to $100. Therefore, you’ll have an extra $100 to play with if you deposit the full amount.

No Deposit Bonus

This universally-loved favorite allows you to try your hand at games without spending real cash! That’s right – you simply need to register an account and opt-in to claim no deposit bonuses. Remember to bare in mind that with casino no deposit bonuses, it’s challenging to win real money without placing real cash wagers first.

Reload Bonus

A lot like a deposit-match bonus, reload bonuses are frequently offered for returning players, either as a one-off promotion or as part of a loyalty program package. After placing a qualifying deposit, your online casino will match this figure to a specific percentage, giving you extra bonus funds to play with.

How We Rate and Review Casino Payment Methods

A lot goes into our in-depth online casino reviews. Aside from testing the speeds of transactions and assessing the range of payment methods, my colleagues and I evaluate plenty of other features. That way, you get the most in-depth and accurate online casino reviews around. No stone is left unturned, and only the best and most reliable fast-payout online casinos make it onto our pages. 

Here are some of the qualities we examine:

  • Payout Speed: Is there anything worse than waiting an eternity and jumping through countless hoops to receive your winnings at online casinos? Our top-rated sites guarantee the swiftest cashouts in the business.
  • Payment Methods: We understand that casino bettors value flexibility when it comes to funding their casino accounts and withdrawing their winnings. That’s why we check that sites offer a wide range of secure and popular payment methods, including debit/credit cards, e-wallets, and prepaid solutions.
  • Security: Aside from offering extensive banking options, our recommendations hold licensing with reputable gambling authorities. That means these sites are held to strict player safety, fair gaming, and data protection standards.
  • Customer Support: Having access to swift and professional customer support is crucial, just in case you experience any issues. Our experts test all available customer service options to guarantee our readers can get help when they need it. We look for live chat, email, and telephone support.
  • Mobile Capabilities: Most gambling sites are built on HTML5 technology to cater to modern casino gamblers, making them responsive and optimized on mobile browsers. We also love to see dedicated online casino apps, which often offer the most mobile-friendly gambling experience.
  • Game Variety: We look for fast-payout online casinos that boast games to suit every type of player. And yes, that includes all your favorite slots, jackpots, table games, and live dealer options from the industry’s top developers at the best online live casinos. 
  • Casino Bonuses: Both new and returning casino players can boost their bankrolls with lucrative bonuses. Our experts keep their eyes peeled for attractive promotions with accessible terms and conditions, making it easier for you to play through and cash out your winnings.

Meet The Author

11 Years
Lena Sciberras
Lena Sciberras
Product Manager Product Manager

Lena Sciberras is the Product Manager at Lena has been covering online casino and gambling-related topics in multiple online publications. She believes in delivering fresh, useful, in-depth and unbiased information, tips, reviews and guides to casino players around the world. Her main priority is to educate the readers about the best online slots, their mechanics and payouts.

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